Estimates of median family income for metropolitan and non-metropolitan areas are developed as follows:

- 2006-2010 ACS estimates of median family income calculated by the Census Bureau for HUD's Fair Market Rent and Income Limit areas are used as the basis for FY 2013.
- In areas where the 2010 5-year ACS estimate is smaller than the reported margin of error, the state non-metro estimate of median family income is used.
- In areas where there is a 2010 1-year ACS estimate of median family income that exceeds its margin of error, the 1-year ACS estimate becomes the basis for median family income.
- Once the appropriate 2010 ACS data has been selected, the data are set as of December 2011 using the December national CPI value divided by the 2010 National CPI value.
- All estimates are then trended from December 2011 to April 2013 (1 ¼ year) with a trending factor of 1.66% per year. The trend factor is calculated as the annual growth rate in the national 1-year estimate of median family income between the 2005 and 2010 American Community Surveys.

The **Orlando-Kissimmee-Sanford, FL MSA, **has published local area 1-year 2010 ACS Survey results.

- The following are the 2010 American Community Survey 5-year median income estimate and margin of error for
**Orlando-Kissimmee-Sanford, FL MSA**:Area ACS _{2010}5-Year

Median IncomeACS _{2010}5-Year

Margin of ErrorRatio Result **Orlando-Kissimmee-Sanford, FL MSA**$58,474 $592 $592 / $58,474

=

0.010.01 < 1

**Use ACS**_{2010}Orlando-Kissimmee-Sanford, FL MSA

Median Income - Since there is an ACS
_{2010}1-year estimate available, a comparison is made in order to determine if the 1-year ACS_{2010}estimate is different from zero:Area ACS _{2010}1-Year

Median IncomeACS _{2010}1-Year

Margin of ErrorRatio Result **Orlando-Kissimmee-Sanford, FL MSA**$55,038 $1,205 $1,205 / $55,038

=

0.0220.022 < 1

**Update to ACS**_{2010}1-Year

Median Income - The calculation of the CPI Update Factor is as follows:
Area 2011 December CPI 2010 Annual CPI CPI Update Factor **Orlando-Kissimmee-Sanford, FL MSA**227.033 218.056 (227.033 / 218.056)

=**1.04117** - The FY 2013 median family income is estimated as follows:
Area ACS _{2010}1-Year EstimateCPI Update Factor Trending

1.66% for 1.25 yearsFY 2013

Area MFI Estimate**Orlando-Kissimmee-Sanford, FL MSA**$55,038 1.04117 1.0166 ^{1.25}

=

1.02074($55,038 * 1.04117 * 1.02074)

=**$58,492.07** - In keeping with HUD policy, the median family income estimate is rounded to the nearest $100:
Area Unrounded

FY 2013 MFI EstimateRounded

FY 2013 MFI Estimate**Orlando-Kissimmee-Sanford, FL MSA**$58,492.07 $58,500

Data file last updated **Tues., Dec. 11, 2012**.

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