A Pew Charitable Trusts survey conducted in 2019 found that one in five home borrowers pursued alternative financing options at least once as a pathway to homeownership when they could not access traditional mortgages.
Veronica Helms, a social science analyst and Craig Pollack, a guest researcher from Johns Hopkins Bloomberg School of Public Health, discuss the data on COVID-19 and COVID-19 vaccination among HUD-assisted households.
On May 12, 2022, HUD’s Office of Policy Development and Research (PD&R) held its most recent Quarterly Update event focused on the intersectionality of youth homelessness and how youth with different lived experiences of homelessness require more targeted and effective approaches to prevent housing instability and support exits to homelessness.
The social science research community has a poor track record when it comes to studying the housing experiences of the LGBTQI+ community, defined here as lesbian, gay, bisexual, transgender, queer, intersex, and individuals whose orientations differ from those who identify as heterosexual and cisgender.
People who identify as gay, lesbian, bisexual, or transgender (LGBT) face disproportionately high rates of homelessness and can encounter hostility in accessing housing and other services because of their gender expression or sexual identity.
Access to fair mortgage products is crucial to many families’ ability to become homeowners. Mortgage access depends on assessments of the risk that a borrower will default, which typically are made through traditional credit scores and other financial information from lending institutions.
African-American residents of Detroit experienced devastating effects from the Great Recession. Job losses in the auto industry set off a chain reaction of income loss, declining property values, and depressed municipal tax revenue that induced the largest municipal bankruptcy in American history.
Denver, Colorado, like many communities across the United States, has struggled to address the affordable housing needs of people with disabilities because housing that is both affordable and accessible to people experiencing physical, sensory, intellectual, or developmental disabilities is in short supply.
The fast-growing city of Surprise, Arizona, located 20 miles northwest of Phoenix in geographically expansive Maricopa County, is now host to Heritage at Surprise, a 100-unit affordable housing development serving low-income residents, with some units set aside for people who have experienced chronic homelessness and people living with severe mental illness.
For the first time in nearly 50 years, the LaGrange Housing Authority (LHA), which serves the small city of LaGrange, Georgia, as well as the rest of Troup County and other nearby areas, completed a new affordable housing project.
As the coronavirus pandemic began to unfold, forcing business closures and spiking unemployment, local government leaders worried that the broad loss of income among low-wage renters would result in mass evictions and produce a surge of homelessness.
The Fair Housing Act of 1968 prohibits discrimination based on race in the sale of housing, yet African Americans still experience the effects of explicit and implicit policies that barred them from the housing market before the act’s passage as well as ongoing discrimination in some cases.