Datasets on single-family and multifamily mortgage purchases from 1993 through 1995 by Fannie Mae and Freddie Mac (Government-Sponsored Enterprises, or “GSEs”) are available from HUD USER. The 1993-1995 datasets add the first, second, and third years in HUD’s GSE public-use mortgage data series. The data will aid mortgage lenders, planners, researchers, and housing advocates in studying the flow of mortgage credit and capital in America's communities. Fannie Mae and Freddie Mac are required to meet specified goals for purchases of mortgages that finance housing for very low-, low- and moderate-income families and families living in areas traditionally underserved by the mortgage market. These new datasets provide insight into their efforts and additional data for mortgage research.
In compliance with Section 1323 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (FHEFSSA), these Government-Sponsored Enterprises (GSEs) have provided HUD with loan-level data on each mortgage purchase. The single-family datasets include detailed data such as the income, race and gender of the borrower as well as the census tract location, loan-to-value (LTV) ratios, seasoning, purchase/refinancing, and affordability. The new datasets also include property and unit-class information on all multifamily properties acquired by the GSEs. The property-level data include information on the size of the property, categorized by unpaid principal balance (UPB), and type of seller/servicer that sold the mortgage to the GSE. The multifamily unit-class file includes information on the number and type of units and the affordability of the units.
The single-family datasets consist of three data files for each year: Census Tract, National A, and National B files. The Census Tract file includes geographic information on the location of the property while the National files do not disclose any geographic information. The multifamily datasets consist of two data files for each year: Census Tract and National files. As with the single-family datasets, the National file excludes geographic information on the location of the multifamily property.
The single-family and multifamily datasets covering the entire nation are available on standard reel tapes (NL, 6250 bpi, EBCDIC format) or CD-ROM (ASCII format).The single-family Census Tract data will also be available in extracts for individual States and Metropolitan Statistical Areas (MSAs) on IBM PC-compatible diskettes (ASCII format). The multifamily files are also available separately on IBM PC-compatible diskettes. The single-family data files range in size from 60 MB to 675 MB; the multifamily data files are less than 500 KB each.
To order, please specify items and amounts, with address information below.
Please send me the combined national GSE Single-Family and Multifamily Dataset(s) on CD-ROM @ $35.00 each:
Please send me the combined national GSE Single-Family and Multifamily Dataset(s) on magnetic tape @ $250.00 each:
Please send me State GSE Single-Family Census Tract Dataset(s) on CD-ROM @$25.00 each:
______1993 ______1994 ______1995
Please send me Metropolitan Statistical Area GSE Single-Family Census Tract Dataset(s) on CD-ROM @ $25.00 each:
_______1993 _______1994 _______1995
Please send me the Multifamily GSE Mortgage Datasets for 1993 through 1995 on CD-ROM @ $25.00.
Total for order: $___________
Mail this form to HUD USER, P.O. Box 23268, Washington, D.C. 20026-3268. All orders must be prepaid. To place credit card orders or for more information, call 1-800-245-2691, (202) 708-9981 (fax), 1-800-927-7589 (TDD).
City/State/ZIP: ______________________ Phone: _________________________
Enclosed is a check or money order payable to HUD USER.
Charge my MasterCard/VISA Acct. No.:___________________________
Signature: ______________________ Exp. Date:____________________
Enclosed is Government Purchase Order____________________________