Datasets on single-family and multifamily mortgage purchases in 1998 by Fannie Mae and Freddie Mac (Government-Sponsored Enterprises, or “GSEs”) are available from HUD USER. The 1998 datasets add a sixth year in HUD’s GSE public-use mortgage data series. The year 1998 is also the third year for which the data reflects the GSE housing goals specified by HUD in December 1995 -- including goals for purchases in "underserved" census tracts and nonmetropolitan counties, defined in terms of their median income and percentage minority population.
GSE mortgage data supply mortgage lenders, planners, researchers, and housing advocates with a wealth of data concerning the flow of mortgage credit and capital in America’s communities. Fannie Mae and Freddie Mac are required to meet specified goals for purchases of mortgages that finance housing for very low-, low- and moderate-income families and families living in areas traditionally underserved by the mortgage market.
In compliance with Section 1323 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (FHEFSSA), these Government-Sponsored Enterprises (GSEs) provide HUD with data on each mortgage loan. The single-family dataset includes detailed information such as the income, race, and gender of the borrower as well as the census tract location, loan-to-value (LTV) ratios, seasoning, purchase/refinancing, and affordability. The data also include property and unit-class information on all multifamily properties acquired by the GSEs. Property-level data include information on the size of the property, categorized by unpaid principal balance (UPB), and type of seller/servicer from which the GSE purchased the mortgage. The multifamily unit-class file includes information on the number and type and affordability of the units.
The single-family dataset consists of three data files for 1998: Census Tract, National A, and National B files. The Census Tract file includes information on the location of the property, while the National files are stripped of geographic information. The multifamily dataset consists of two data files for each year: Census Tract and National files. The National file of the multifamily dataset excludes location information.
The single-family and multifamily datasets covering the entire Nation are available on standard reel tapes (NL, 6250 bpi, EBCDIC format) or CD-ROM (ASCII format). Single-family Census Tract data are also available in extracts for individual States and Metropolitan Statistical Areas (MSAs) on IBM PC-compatible diskettes (ASCII format). Multifamily Census Tract data are available on diskette. Multifamily data are available on diskette. A "Data Dictionary," sent with each order, describes the elements in each dataset and contains files that give State, MSA, and county names corresponding to numeric codes, as well as identifying nonmetropolitan counties that are considered "underserved" under HUD’s geographical targeting criteria.
To order, please specify items and amounts below.
[ ] Please send me the combined 1998 National GSE Single-Family and Multifamily Dataset(s) on CD-ROM @ $35.00 each:
[ ] Please send me the combined 1998 National GSE Single-Family and Multifamily Dataset(s) on magnetic tape @ $300.00 each:
[ ] Please send me the 1998 State GSE Single-Family Census Tract Dataset(s) on CD-ROM @$25.00 each:
[ ] Please send me the 1998 Metropolitan Statistical Area GSE Single-Family Census Tract Dataset(s) on CD-ROM @ $25.00 each:
Please send me the 1998 Multifamily GSE Mortgage Datasets on CD-ROM @ $25.00.
Total for order: $___________
Mail this form to HUD USER, P.O. Box 23268, Washington, D.C. 20026-3268. All orders must be prepaid. To place credit card orders or for more information, call 1-800-245-2691, (202) 708-9981 (fax), 1-800-927-7589 (TDD).
City/State/ZIP: ____________________ Phone: __________________________
Enclosed is a check or money order payable to HUD USER.
Charge my MasterCard/VISA Acct. No.:___________________________
Signature: ______________________ Exp. Date:____________________
Enclosed is Government Purchase Order____________________________