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Table 15. Mortgage 
                    Interest Rates, Points, Effective Rates, and Average Term 
                    to Maturity on Conventional Loans Closed: 1982-Present 
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 |  |  Source: Federal Housing Finance Board
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Table 16. FHA,VA, 
                    and PMI 1-4 Family Mortgage Insurance Activity: 1968-Present    
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 |  |  *These operational numbers differ slightly from adjusted accounting numbers.
 Sources: Office of Housing, Department of Housing and Urban Development; Department of Veterans Affairs; and Mortgage Insurance Companies of America
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Table 17. FHA Unassisted 
                    Multifamily Mortgage Insurance Activity: 1980-Present* 
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              |  *Mortgage insurance written -- Initial endorsements.	 
                  Mortgage amounts are in millions of dollars.
 **Includes both new construction and substantial rehabilitation 
                  under Sections 207, 220, and 221(d).
 ***Includes purchase or refinance of existing rental housing 
                  under Section 223.
 ****Includes congregate rental housing for the elderly under 
                  Section 231, and nursing homes, board and care homes, assisted-living 
                  facilities, and intermediate-care facilities under Section 232. 
                  Includes both new construction or substantial rehabilitation, 
                  and purchase or refinance of existing projects. Number of units 
                  shown includes beds and housing units.
 Source: Office of HousingFHA Comptroller, Department of 
                  Housing and Urban Development
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Table 18. Mortgage 
                    Delinquencies and Foreclosures Started: 1986-Present* 
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              |  *All data are seasonally adjusted.
 Sources: National Delinquency Survey, Mortgage Bankers Association
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