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William J. Reeder, Ph.D. is Director of the Housing Finance Analysis Division in the Office of Economic Affairs located in HUD’s Office of Policy Development and Research. In that capacity he works with and supervises other Ph.D. economists who carry out short term qualitative and quantitative analyses and longer term in-house and contract research projects. The Division is responsible for providing the Department with expert advice and analytical capacity in the subject areas of housing economics and finance, homeownership, and primary and secondary mortgage market lending issues, including: analytical and operational issues related to mortgage market institutions and market efficiency; prime, non-prime, minority, and low-income lending; single- and multifamily underwriting, appraisal, and mortgage insurance; mortgage credit scoring and automated underwriting and valuation; default and pre-payment experience; loss mitigation; asset and property disposition; etc. In addition to serving in an advisory role to the Department's operational staff located in the Offices of Housing’s Single- and Multifamily Insurance Programs, FHEO, GNMA, OGC, etc., Division staff provides substantial ongoing technical and evaluative support for FHA’s Mortgage Credit Scoring capabilities and other program improvements.

Dr. Reeder joined PD&R’s Housing Finance Analysis Division in 1985 and became its Director in 1999. Prior to joining HUD, Dr. Reeder worked as an economist in the Housing Section of USDA’s Economic Research Service for 5 years.

Dr. Reeder earned a Bachelor of Science with a double major in Political Science and Economics followed by a Master’s Degree in Economics at Brigham Young University. He earned his Ph.D. in Economics at the University of Virginia.