Residential Finance 2001 Variable Documentation             05/26/2005                                         
                    for Homeowner variables                                                                             
                                                                                                                        
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ADJFREQ1                          Character 2                                                                           
    label - Frequency interest rate can be adjusted on first mortgage                                                   
    type of variable - Lender characteristics                                                                           
    Item 13c:                                                                                                           
    How frequently can the interest rate be adjusted on this first mortgage?                                            
    Once every -                                                                                                        
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Month                                                                                                         
       2  3 months                                                                                                      
       3  6 months                                                                                                      
       4  1 year                                                                                                        
       5  3 years                                                                                                       
       6  5 years                                                                                                       
       7  Other - Specify                                                                                               
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ADJFREQ2                          Character 2                                                                           
    label - Frequency interest rate can be adjusted on second mortgage                                                  
    type of variable - Lender characteristics                                                                           
    Item 13c:                                                                                                           
    How frequently can the interest rate be adjusted on this second mortgage?                                           
    Once every -                                                                                                        
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Month                                                                                                         
       2  3 months                                                                                                      
       3  6 months                                                                                                      
       4  1 year                                                                                                        
       5  3 years                                                                                                       
       6  5 years                                                                                                       
       7  Other - Specify                                                                                               
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ADJFREQ3                          Character 2                                                                           
    label - Frequency interest rate can be adjusted on third mortage                                                    
    type of variable - Lender characteristics                                                                           
    Item 13c:                                                                                                           
    How frequently can the interest rate be adjusted on this third mortgage?                                            
    Once every -                                                                                                        
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Month                                                                                                         
       2  3 months                                                                                                      
       3  6 months                                                                                                      
       4  1 year                                                                                                        
       5  3 years                                                                                                       
       6  5 years                                                                                                       
       7  Other - Specify                                                                                               
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AGERULE                           Character 2                                                                           
    label - Property restricted to people 55+                                                                           
    type of variable - Property characteristics                                                                         
    Item 21a:                                                                                                           
    Is this property located in a subdivision or building restricted to                                                 
    people age 55 or older?                                                                                             
       -1 not reported                                                                                                  
       1  Yes                                                                                                           
       2  No                                                                                                            
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ANNASMNT                          Numeric   .                                                                           
    label - Annual payments for special assessments                                                                     
    type of variable - Property expenses                                                                                
    Item 17b:                                                                                                           
    What were the expenses for this property in 2000 for special assessments                                            
    (payments for improvements to streets, sidewalks, etc.)?                                                            
    Include payments made to the lender, except for principal and interest                                              
    payments.                                                                                                           
       -1 not reported                                                                                                  
       00000000:99999999  $0 - $99,999,999                                                                              
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ANNLRENT                          Numeric   .                                                                           
    label - Annual land rent payments                                                                                   
    type of variable - Property expenses                                                                                
    Item 19b:                                                                                                           
    How much did you pay for land rent in 2000?                                                                         
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       00000000:99999999  $0 - $99,999,999                                                                              
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ANNPMI                            Numeric   .                                                                           
    label - Annual mortgage insurance payment                                                                           
    type of variable - Property expenses                                                                                
    Item 17d:                                                                                                           
    What were the expenses for this property in 2000 for mortgage insurance                                             
    (exclude mortgage life insurance)?                                                                                  
    Include payments made to the lender, except for principal and interest                                              
    payments.                                                                                                           
       -1 not reported                                                                                                  
       00000000:99999999  $0 - $99,999,999                                                                              
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ANNPRINS                          Numeric   .                                                                           
    label - Annual property insurance payment                                                                           
    type of variable - Property expenses                                                                                
    Item 17c:                                                                                                           
    What were the expenses for this property in 2000 for property (fire, hazard, 
flood, or earthquake) insurance?       
    Include payments made to the lender, except for principal and interest                                              
    payments.                                                                                                           
       -1 not reported                                                                                                  
       00000000:99999999  $0 - 99,999,999                                                                               
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ANNRETAX                          Numeric   .                                                                           
    label - Annual real estate tax payments                                                                             
    type of variable - Property expenses                                                                                
    Item 17a:                                                                                                           
    What were the expenses for this property in 2000 for real estate taxes?                                             
    Include payments made to the lender, except for principal and interest                                              
    payments.                                                                                                           
    Do NOT include special assessments or taxes in arrears from prior years.                                            
       -1 not reported                                                                                                  
       00000000:99999999  $0 - $99,999,999                                                                              
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ARM2FIX1                          Character 2                                                                           
    label - First Mortgage converted from ARM to fixed-rate                                                             
    type of variable - Lender characteristics                                                                           
    Item 15a:                                                                                                           
    Has this first mortgage been converted from an adjustable rate                                                      
    mortgage (ARM) to a fixed-rate mortgage?                                                                            
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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ARM2FIX2                          Character 2                                                                           
    label - Second Mortgage converted from ARM to fixed-rate                                                            
    type of variable - Lender characteristics                                                                           
    Item 15a:                                                                                                           
    Has this second mortgage been converted from an adjustable rate                                                     
    mortgage (ARM) to a fixed-rate mortgage?                                                                            
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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ARM2FIX3                          Character 2                                                                           
    label - Third Mortgage converted from ARM to fixed-rate                                                             
    type of variable - Lender characteristics                                                                           
    Item 15a:                                                                                                           
    Has this third mortgage been converted from an adjustable rate                                                      
    mortgage (ARM) to a fixed-rate mortgage?                                                                            
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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ASSMDMM1                          Character 2                                                                           
    label - Month first mortgage was assumed                                                                            
    type of variable - Lender characteristics                                                                           
    Item 9a:                                                                                                            
    When was this first mortgage assumed by the present property owner?                                                 
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       01:12  January - December                                                                                        
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ASSMDMM2                          Character 2                                                                           
    label - Month second mortgage was assumed                                                                           
    type of variable - Lender characteristics                                                                           
    Item 9a:                                                                                                            
    When was this second mortgage assumed by the present property owner?                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       01:12  January - December                                                                                        
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ASSMDMM3                          Character 2                                                                           
    label - Month third mortgage was assumed                                                                            
    type of variable - Lender characteristics                                                                           
    Item 9a:                                                                                                            
    When was this third mortgage assumed by the present property owner?                                                 
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       01:12  January - December                                                                                        
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ASSMDYR1                          Character 4                                                                           
    label - Year first mortgage was assumed                                                                             
    type of variable - Lender characteristics                                                                           
    Item 9a:                                                                                                            
    When was this first mortgage assumed by the present property owner?                                                 
       -2 not applicable                                                                                                
       1900:2001   2001-2002                                                                                            
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ASSMDYR2                          Character 4                                                                           
    label - Year second mortgage was assumed                                                                            
    type of variable - Lender characteristics                                                                           
    Item 9a:                                                                                                            
    When was this second mortgage assumed by the present property owner?                                                
       -2 not applicable                                                                                                
       1900:2001   2001-2002                                                                                            
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ASSMDYR3                          Character 4                                                                           
    label - Year third mortgage was assumed                                                                             
    type of variable - Lender characteristics                                                                           
    Item 9a:                                                                                                            
    When was this third mortgage assumed by the present property owner?                                                 
       -2 not applicable                                                                                                
       1900:2001   2001-2002                                                                                            
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BALASSM1                          Numeric   .                                                                           
    label - Unpaid balance on first mortgage when assumed                                                               
    type of variable - Lender characteristics                                                                           
    Item 9b:                                                                                                            
    What was the unpaid balance at the time of assumption of the first mortgage 
by the present property owner?          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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BALASSM2                          Numeric   .                                                                           
    label - Unpaid balance on second mortgage when assumed                                                              
    type of variable - Lender characteristics                                                                           
    Item 9b:                                                                                                            
    What was the unpaid balance at the time of assumption of the second mortgage 
by the present property owner?         
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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BALASSM3                          Numeric   .                                                                           
    label - Unpaid balance on third mortgage when assumed                                                               
    type of variable - Lender characteristics                                                                           
    Item 9b:                                                                                                            
    What was the unpaid balance at the time of assumption of the third mortgage 
by the present property owner?          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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BONDFND1                          Character 2                                                                           
    label - First Mortgage financed with tax-exempt bonds                                                               
    type of variable - Lender characteristics                                                                           
    Item 7:                                                                                                             
    Was this first mortgage financed using tax-exempt bond funds?                                                       
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
       3  Don't know                                                                                                    
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BONDFND2                          Character 2                                                                           
    label - Second Mortgage financed with tax-exempt bonds                                                              
    type of variable - Lender characteristics                                                                           
    Item 7:                                                                                                             
    Was this second mortgage financed using tax-exempt bond funds?                                                      
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
       3  Don't know                                                                                                    
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BONDFND3                          Character 2                                                                           
    label - Third Mortgage financed with tax-exempt bonds                                                               
    type of variable - Lender characteristics                                                                           
    Item 7:                                                                                                             
    Was this third mortgage financed using tax-exempt bond funds?                                                       
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
       3  Don't know                                                                                                    
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BUSINC                            Numeric   .                                                                           
    label - Household income from business or farm                                                                      
    type of variable - Property owner income data                                                                       
    Item 27b:                                                                                                           
    What was the total income in 2000 (before taxes and deductions) for ALL                                             
    members of this household 15 years or older?                                                                        
    Include any income from - Self-employment income from own nonfarm                                                   
    businesses or farm businesses, including proprietorships and                                                        
    partnerships.                                                                                                       
    Report NET income after business expenses.                                                                          
       -1 not reported                                                                                                  
       -99999999:-10  $-99,999,999 - $-10                                                                               
       0 : 999999                                                                                                       
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BUYDOWN1                          Character 2                                                                           
    label - Buydown of interest rate included                                                                           
    type of variable - Lender characteristics                                                                           
    Item 16a:                                                                                                           
    Did this first mortgage include a buydown of the interest rate?                                                     
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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BUYDOWN2                          Character 2                                                                           
    label - Buydown of interest rate included                                                                           
    type of variable - Lender characteristics                                                                           
    Item 16a:                                                                                                           
    Did this second mortgage include a buydown of the interest rate?                                                    
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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BUYDOWN3                          Character 2                                                                           
    label - Buydown of interest rate included                                                                           
    type of variable - Lender characteristics                                                                           
    Item 16a:                                                                                                           
    Did this third mortgage include a buydown of the interest rate?                                                     
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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BUYDTYP1                          Character 2                                                                           
    label - Type of buydown                                                                                             
    type of variable - Lender characteristics                                                                           
    Item 16b:                                                                                                           
    What was the type of buydown?                                                                                       
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Constant payment                                                                                              
       2  3-2-1                                                                                                         
       3  Other - Specify                                                                                               
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BUYDTYP2                          Character 2                                                                           
    label - Type of buydown                                                                                             
    type of variable - Lender characteristics                                                                           
    Item 16b:                                                                                                           
    What was the type of buydown?                                                                                       
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Constant payment                                                                                              
       2  3-2-1                                                                                                         
       3  Other - Specify                                                                                               
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BUYDTYP3                          Character 2                                                                           
    label - Type of buydown                                                                                             
    type of variable - Lender characteristics                                                                           
    Item 16b:                                                                                                           
    What was the type of buydown?                                                                                       
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Constant payment                                                                                              
       2  3-2-1                                                                                                         
       3  Other - Specify                                                                                               
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CAPIMPRV                          Numeric   .                                                                           
    label - Amount spent on capital improvements                                                                        
    type of variable - Property expenses                                                                                
    Item 18:                                                                                                            
    In the past 3 years (1998-2000), how much was spent on capital                                                      
    improvements or upgrades at this property?                                                                          
    Capital improvements are additions to the property that increase the                                                
    value or upgrade the facilities.                                                                                    
    Include:  upgrading the heating and air conditioning system, upgrading                                              
    kitchen or bathroom facilities, adding universal access improvements, or                                            
    any other improvement that would add to the value of this property.                                                 
    Exclude:  costs for routine maintenance                                                                             
       -1 not reported                                                                                                  
       00000000:99999999  $0 - $99,999,999                                                                              
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CASH                              Character 2                                                                           
    label - Used cash or savings for downpayment                                                                        
    type of variable - Data about the purchase of the property                                                          
    Item 5c:                                                                                                            
    What sources accounted for one third or more of the down payment and                                                
    closing costs used for the purchase or construction of this property?                                               
    If the entire purchase price for the property was paid with cash,                                                   
    report the source(s) of the cash.                                                                                   
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Savings (cash, bank deposits, share accounts, etc.)                                                           
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CNV2ARM1                          Character 2                                                                           
    label - First mortgage Loan convertible to ARM                                                                      
    type of variable - Lender characteristics                                                                           
    Item 15b:                                                                                                           
    Can this first mortgage be converted from a fixed-rate to an                                                        
    adjustable rate mortgage?                                                                                           
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
       3  Don't know                                                                                                    
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CNV2ARM2                          Character 2                                                                           
    label - Second mortage Loan convertible to ARM                                                                      
    type of variable - Lender characteristics                                                                           
    Item 15b:                                                                                                           
    Can this second mortgage be converted from a fixed-rate to an                                                       
    adjustable rate mortgage?                                                                                           
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
       3  Don't know                                                                                                    
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CNV2ARM3                          Character 2                                                                           
    label - Third mortgage Loan convertible to ARM                                                                      
    type of variable - Lender characteristics                                                                           
    Item 15b:                                                                                                           
    Can this third mortgage be converted from a fixed-rate to an                                                        
    adjustable rate mortgage?                                                                                           
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
       3  Don't know                                                                                                    
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CNV2FIX1                          Character 2                                                                           
    label - First mortgage Loan convertibile to fixed-rate                                                              
    type of variable - Lender characteristics                                                                           
    Item 13h:                                                                                                           
    Is this loan convertible to a fixed-rate mortgage?                                                                  
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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CNV2FIX2                          Character 2                                                                           
    label - Second mortage Loan convertibile to fixed-rate                                                              
    type of variable - Lender characteristics                                                                           
    Item 13h:                                                                                                           
    Is this loan convertible to a fixed-rate mortgage?                                                                  
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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CNV2FIX3                          Character 2                                                                           
    label - Third mortgage Loan convertibile to fixed-rate                                                              
    type of variable - Lender characteristics                                                                           
    Item 13h:                                                                                                           
    Is this loan convertible to a fixed-rate mortgage?                                                                  
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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CURRATE1                          Numeric   .                                                                           
    label - Current interest rate for first mortgage                                                                    
    type of variable - Lender characteristics                                                                           
    Item 11c:                                                                                                           
    What is the current interest rate on this first mortgage?                                                           
    DO NOT include mortgage insurance premium.                                                                          
    If adjustable rate, enter the rate as of the date the unpaid                                                        
    balance was computed.                                                                                               
       -2 not applicable                                                                                                
       00.01:20.99  0.01-20.99 percent                                                                                  
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CURRATE2                          Numeric   .                                                                           
    label - Current interest rate for second mortgage                                                                   
    type of variable - Lender characteristics                                                                           
    Item 11c:                                                                                                           
    What is the current interest rate on this second mortgage?                                                          
    DO NOT include mortgage insurance premium.                                                                          
    If adjustable rate, enter the rate as of the date the unpaid                                                        
    balance was computed.                                                                                               
       -2 not applicable                                                                                                
       00.01:20.99  0.01-20.99 percent                                                                                  
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CURRATE3                          Numeric   .                                                                           
    label - Current interest rate for third mortgage                                                                    
    type of variable - Lender characteristics                                                                           
    Item 11c:                                                                                                           
    What is the current interest rate on this third mortgage?                                                           
    DO NOT include mortgage insurance premium.                                                                          
    If adjustable rate, enter the rate as of the date the unpaid                                                        
    balance was computed.                                                                                               
       -2 not applicable                                                                                                
       00.01:20.99  0.01-20.99 percent                                                                                  
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DEVLPMNT                          Character 2                                                                           
    label - Property in a community or economic development area                                                        
    type of variable - Property benefits                                                                                
    Item 20c:                                                                                                           
    Are there benefits provided because the property is -                                                               
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Located in a community development or economic development area?                                              
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DISASTER                          Character 2                                                                           
    label - Property covered by disaster relief                                                                         
    type of variable - Property benefits                                                                                
    Item 20c:                                                                                                           
    Are there benefits provided because the property is -                                                               
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Covered by disaster relief?                                                                                   
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DKBENEFT                          Character 2                                                                           
    label - Do not know if property receives benefits                                                                   
    type of variable - Property benefits                                                                                
    Item 20a:                                                                                                           
    Does this property benefit from -                                                                                   
    Do NOT include FHA, VA, or Rural Housing Service / Rural Development                                                
    (formerly FmHA) insurance or guarantees as a "property benefit."                                                    
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       X  Don't know                                                                                                    
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ELDERLY                           Character 2                                                                           
    label - Property occupied by elderly or disabled individuals                                                        
    type of variable - Property benefits                                                                                
    Item 20c:                                                                                                           
    Are there benefits provided because the property is -                                                               
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Occupied by elderly or disabled individuals?                                                                  
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FEDGOV                            Character 2                                                                           
    label - Federal government provides benefits                                                                        
    type of variable - Property benefits                                                                                
    Item 20b:                                                                                                           
    What is the source of these benefits?                                                                               
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Federal government                                                                                            
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FIX2ARM1                          Character 2                                                                           
    label - First Mortgage converted from fixed-rate to ARM                                                             
    type of variable - Lender characteristics                                                                           
    Item 13i:                                                                                                           
    Was this first mortgage converted from a fixed-rate to an                                                           
    adjustable rate mortgage?                                                                                           
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
       3  Don't know                                                                                                    
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FIX2ARM2                          Character 2                                                                           
    label - Second Mortgage converted from fixed-rate to ARM                                                            
    type of variable - Lender characteristics                                                                           
    Item 13i:                                                                                                           
    Was this second mortgage converted from a fixed-rate to an                                                          
    adjustable rate mortgage?                                                                                           
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
       3  Don't know                                                                                                    
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FIX2ARM3                          Character 2                                                                           
    label - Third Mortgage converted from fixed-rate to ARM                                                             
    type of variable - Lender characteristics                                                                           
    Item 13i:                                                                                                           
    Was this third mortgage converted from a fixed-rate to an                                                           
    adjustable rate mortgage?                                                                                           
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
       3  Don't know                                                                                                    
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FORCLOS1                          Character 2                                                                           
    label - Foreclosure proceedings in process for first mortgage                                                       
    type of variable - Lender characteristics                                                                           
    Item 20b:                                                                                                           
    Are legal foreclosure proceedings now in process?                                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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FORCLOS2                          Character 2                                                                           
    label - Foreclosure proceedings in process for second mortgage                                                      
    type of variable - Lender characteristics                                                                           
    Item 20b:                                                                                                           
    Are legal foreclosure proceedings now in process?                                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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FORCLOS3                          Character 2                                                                           
    label - Foreclosure proceedings in process for third mortgage                                                       
    type of variable - Lender characteristics                                                                           
    Item 20b:                                                                                                           
    Are legal foreclosure proceedings now in process?                                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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FREQCHG1                          Character 2                                                                           
    label - Frequency principal & interest payments change during first mortgage                                        
    type of variable - Lender characteristics                                                                           
    Item 14b:                                                                                                           
    How often can the principal and interest payments change?                                                           
    Once every -                                                                                                        
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Month                                                                                                         
       2  3 months                                                                                                      
       3  6 months                                                                                                      
       4  1 year                                                                                                        
       5  3 years                                                                                                       
       6  5 years                                                                                                       
       7  Other - Specify                                                                                               
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FREQCHG2                          Character 2                                                                           
    label - Frequency principal & interest payments change during second 
mortgage                                       
    type of variable - Lender characteristics                                                                           
    Item 14b:                                                                                                           
    How often can the principal and interest payments change?                                                           
    Once every -                                                                                                        
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Month                                                                                                         
       2  3 months                                                                                                      
       3  6 months                                                                                                      
       4  1 year                                                                                                        
       5  3 years                                                                                                       
       6  5 years                                                                                                       
       7  Other - Specify                                                                                               
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FREQCHG3                          Character 2                                                                           
    label - Frequency principal & interest payments change during third mortgage                                        
    type of variable - Lender characteristics                                                                           
    Item 14b:                                                                                                           
    How often can the principal and interest payments change?                                                           
    Once every -                                                                                                        
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Month                                                                                                         
       2  3 months                                                                                                      
       3  6 months                                                                                                      
       4  1 year                                                                                                        
       5  3 years                                                                                                       
       6  5 years                                                                                                       
       7  Other - Specify                                                                                               
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FULAMTZ1                          Character 2                                                                           
    label - Payments will pay off first mortgage loan at end of term                                                    
    type of variable - Lender characteristics                                                                           
    Item 19:                                                                                                            
    Will the required principal payments pay off this loan                                                              
    completely by the end of the term?                                                                                  
       -2 not applicable                                                                                                
       1  Yes, fully amortized                                                                                          
       2  No, not fully amortized                                                                                       
       3  No regular principal payments required                                                                        
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FULAMTZ2                          Character 2                                                                           
    label - Payments will pay off second mortgage loan at end of term                                                   
    type of variable - Lender characteristics                                                                           
    Item 19:                                                                                                            
    Will the required principal payments pay off this loan                                                              
    completely by the end of the term?                                                                                  
       -2 not applicable                                                                                                
       1  Yes, fully amortized                                                                                          
       2  No, not fully amortized                                                                                       
       3  No regular principal payments required                                                                        
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FULAMTZ3                          Character 2                                                                           
    label - Payments will pay off third mortgage loan at end of term                                                    
    type of variable - Lender characteristics                                                                           
    Item 19:                                                                                                            
    Will the required principal payments pay off this loan                                                              
    completely by the end of the term?                                                                                  
       -2 not applicable                                                                                                
       1  Yes, fully amortized                                                                                          
       2  No, not fully amortized                                                                                       
       3  No regular principal payments required                                                                        
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GOVSOURC                          Character 2                                                                           
    label - Government source used as downpayment                                                                       
    type of variable - Data about the purchase of the property                                                          
    Item 5c:                                                                                                            
    What sources accounted for one third or more of the down payment and                                                
    closing costs used for the purchase or construction of this property?                                               
    If the entire purchase price for the property was paid with cash,                                                   
    report the source(s) of the cash.                                                                                   
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  From a state or local governmental source                                                                     
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GOVSUB                            Character 2                                                                           
    label - Property benefits from government grant or subsidy                                                          
    type of variable - Property benefits                                                                                
    Item 20a:                                                                                                           
    Does this property benefit from -                                                                                   
    Do NOT include FHA, VA, or Rural Housing Service / Rural Development                                                
    (formerly FmHA) insurance or guarantees as a "property benefit."                                                    
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       X  Other government grant or subsidy?                                                                            
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GULFWAR                           Character 2                                                                           
    label - Owner was on active duty during the Gulf War era                                                            
    type of variable - Property owner characteristics                                                                   
    Item 25:                                                                                                            
    Have any of the current owners of this property ever served on active                                               
    duty in the Armed Forces of the United States?                                                                      
    If yes, Mark all that apply.                                                                                        
       -1 not reported                                                                                                  
       X  Persian Gulf War or after (August 1990 to present)                                                            
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HEBAL                             Numeric   .                                                                           
    label - Current balance on home equity line of credit                                                               
    type of variable - Home equity line of credit data                                                                  
    Item 25a:                                                                                                           
    What is the current unpaid balance on this home equity line of credit?                                              
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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HEBALMM                           Character 2                                                                           
    label - Month home equity line of credit balance computed                                                           
    type of variable - Home equity line of credit data                                                                  
    Item 25b:                                                                                                           
    As of what date was this balance computed?                                                                          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       01:12  January - December                                                                                        
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HEBALYR                           Character 4                                                                           
    label - Year home equity line of credit balance computed                                                            
    type of variable - Home equity line of credit data                                                                  
    Item 25b:                                                                                                           
    As of what date was this balance computed?                                                                          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       2000:2001  2000 - 2001                                                                                           
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HEBORROW                          Character 2                                                                           
    label - Money ever borrowed on home equity line of credit                                                           
    type of variable - Home equity line of credit data                                                                  
    Item 24:                                                                                                            
    Has money ever been borrowed on this home equity line of credit?                                                    
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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HECAPS                            Numeric   .                                                                           
    label - Interest rate caps on home equity line of credit                                                            
    type of variable - Home equity line of credit data                                                                  
    Item 25e:                                                                                                           
    What are the caps on the interest rate change per adjustment period?                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       -3 don't know                                                                                                    
       -4 no caps                                                                                                       
       -5 fixed rate                                                                                                    
       0.01:9.99  0.01-9.99 percentage points                                                                           
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HEHOLDER                          Character 2                                                                           
    label - Holder of home equity line of credit                                                                        
    type of variable - Home equity line of credit data                                                                  
    Item 22:                                                                                                            
    What type of institution holds this home equity line of credit?                                                     
       -2 not applicable                                                                                                
       01  Commercial bank or trust company                                                                             
       02  Savings and loan association, federal savings bank                                                           
       03  Mutual savings bank                                                                                          
       11  Credit union                                                                                                 
       12  Finance company (including consumer discount company, industrial 
bank, cooperative bank)                     
       15  Other - specify                                                                                              
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HEINTPMT                          Numeric   .                                                                           
    label - Regular interest only home equity line of credit payments                                                   
    type of variable - Home equity line of credit data                                                                  
    Item 26a:                                                                                                           
    What are the current required payments to the lender for                                                            
    interest only?                                                                                                      
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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HELTCAPS                          Numeric   .                                                                           
    label - Life time caps on home equity line of credit                                                                
    type of variable - Home equity line of credit data                                                                  
    Item 25f:                                                                                                           
    What are the caps on the interest rate change over the life of                                                      
    this home equity line of credit?                                                                                    
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       -4 No caps                                                                                                       
       00.01:20.97  0.01-20.97 percentage points                                                                        
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HEOTHFRQ                          Character 2                                                                           
    label - Frequency of other items home equity line of credit payments                                                
    type of variable - Home equity line of credit data                                                                  
    Item 27a:                                                                                                           
    How often are these payments required to be made?                                                                   
    Other payments                                                                                                      
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
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HEOTHPMT                          Numeric   .                                                                           
    label - Regular other items home equity line of credit payments                                                     
    type of variable - Home equity line of credit data                                                                  
    Item 26b:                                                                                                           
    What are the current required payments to the lender for                                                            
    other payments?                                                                                                     
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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HEPIFREQ                          Character 2                                                                           
    label - Frequency of P&I or int only home equity line of credit payments                                            
    type of variable - Home equity line of credit data                                                                  
    Item 27a:                                                                                                           
    How often are these payments required to be made?                                                                   
    Prinicpal and interest or interest only                                                                             
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
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HEPIPMT                           Numeric   .                                                                           
    label - Regular P&I home equity line of credit payments                                                             
    type of variable - Home equity line of credit data                                                                  
    Item 26a:                                                                                                           
    What are the current required payments to the lender for                                                            
    principal and interest?                                                                                             
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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HEPOINTS                          Numeric   .                                                                           
    label - Points paid when home equity line of credit made                                                            
    type of variable - Home equity line of credit data                                                                  
    Item 25c:                                                                                                           
    How many points were paid as INTEREST at the inception of                                                           
    this home equity line of credit?                                                                                    
    Include only those points paid for the use of money.                                                                
    DO NOT include any points paid as a fee for loan origination                                                        
    or other non-interest fee.                                                                                          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       -3 Don't know                                                                                                    
       -4 none                                                                                                          
       0.00:9.99  0.00-9.99 points                                                                                      
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HERATE                            Numeric   .                                                                           
    label - Current interest rate of home equity line of credit                                                         
    type of variable - Home equity line of credit data                                                                  
    Item 25d:                                                                                                           
    What is the current interest rate?                                                                                  
    If adjustable rate, enter the rate as of the date the unpaid                                                        
    balance was computed.                                                                                               
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       00.01:20.99  0.01-20.99 percent                                                                                  
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HEREASON                          Character 2                                                                           
    label - Reason for getting home equity line of credit                                                               
    type of variable - Home equity line of credit data                                                                  
    Item 10b:                                                                                                           
    What was the one MAIN reason for obtaining the HOME EQUITY LINE OF                                                  
    CREDIT on this property?                                                                                            
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       02  For additions, improvements or repairs to this property                                                      
       03  To consolidate debts                                                                                         
       04  For investment in other real estate                                                                          
       05  For other types of investments                                                                               
       06  For educational or medical expenses                                                                          
       07  To start a business                                                                                          
       08  To settle a divorce                                                                                          
       09  To pay taxes                                                                                                 
       10  To purchase an automobile, truck, or other vehicle                                                           
       11  To purchase another type of consumer product (furniture, electronic 
equipment, etc.)                         
       12  Other - Specify                                                                                              
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HEVALUE                           Numeric   .                                                                           
    label - Property value when home equity line of credit made                                                         
    type of variable - Home equity line of credit data                                                                  
    Item 23:                                                                                                            
    What was the appraised value of the property when this home equity                                                  
    line of credit was made?                                                                                            
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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HEYRAPPR                          Character 4                                                                           
    label - Year approved for home equity line of credit                                                                
    type of variable - Home equity line of credit data                                                                  
    Item 10a:                                                                                                           
    In what year were you approved for the HOME EQUITY LINE OF CREDIT                                                   
    on this property?                                                                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1900:2001  1900 - 2001                                                                                           
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HHOLDMTG                          Character 2                                                                           
    label - Hold or service a home equity loan or debt on property                                                      
    type of variable - Administrative data                                                                              
    Item 1:                                                                                                             
    Do you hold or service a home equity loan or similar debt on the property                                           
    described above in item A?                                                                                          
       -2 not applicable                                                                                                
       1  Yes, hold or service an home equity loan                                                                      
       3  No, mortgage on this property was terminated within the past 3 months                                         
       4  No, mortgage was terminated more than 3 months ago                                                            
       5  No, hold or service other indebtedness not secured by this property - 
Specify type of loan                    
       6  No, no record of any past or present mortgage on this property                                                
       7  No, mortgage has been transferred                                                                             
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HISTORIC                          Character 2                                                                           
    label - Property is a historic structure                                                                            
    type of variable - Property benefits                                                                                
    Item 20c:                                                                                                           
    Are there benefits provided because the property is -                                                               
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  A historic structure?                                                                                         
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HMTGKIND                          Character 2                                                                           
    label - Kind of mortgage                                                                                            
    type of variable - Lender characteristics                                                                           
    Item 2:                                                                                                             
    The home equity loan or similar debt you are reporting for is a -                                                   
       -2 not applicable                                                                                                
       5  Home equity line of credit                                                                                    
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HOLDMTG1                          Character 2                                                                           
    label - Hold or service a first mortgage or debt on property                                                        
    type of variable - Administrative data                                                                              
    Item 1:                                                                                                             
    Do you hold or service a first mortgage or similar debt on the property                                             
    described above in item A?                                                                                          
       -2 not applicable                                                                                                
       1  Yes, hold or service outstanding first mortgage(s)                                                            
       3  No, mortgage on this property was terminated within the past 3 months                                         
       4  No, mortgage was terminated more than 3 months ago                                                            
       5  No, hold or service other indebtedness not secured by this property - 
Specify type of loan                    
       6  No, no record of any past or present mortgage on this property                                                
       7  No, mortgage has been transferred                                                                             
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HOLDMTG2                          Character 2                                                                           
    label - Hold or service a second mortgage or debt on property                                                       
    type of variable - Administrative data                                                                              
    Item 1:                                                                                                             
    Do you hold or service a second mortgage or similar debt on the property                                            
    described above in item A?                                                                                          
       -2 not applicable                                                                                                
       1  Yes, hold or service outstanding second mortgage(s)                                                           
       3  No, mortgage on this property was terminated within the past 3 months                                         
       4  No, mortgage was terminated more than 3 months ago                                                            
       5  No, hold or service other indebtedness not secured by this property - 
Specify type of loan                    
       6  No, no record of any past or present mortgage on this property                                                
       7  No, mortgage has been transferred                                                                             
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HOLDMTG3                          Character 2                                                                           
    label - Hold or service a third mortgage or debt on property                                                        
    type of variable - Administrative data                                                                              
    Item 1:                                                                                                             
    Do you hold or service a third mortgage or similar debt on the property                                             
    described above in item A?                                                                                          
       -2 not applicable                                                                                                
       1  Yes, hold or service outstanding third mortgage(s)                                                            
       3  No, mortgage on this property was terminated within the past 3 months                                         
       4  No, mortgage was terminated more than 3 months ago                                                            
       5  No, hold or service other indebtedness not secured by this property - 
Specify type of loan                    
       6  No, no record of any past or present mortgage on this property                                                
       7  No, mortgage has been transferred                                                                             
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HOMESTED                          Character 2                                                                           
    label - Property covered by Homestead Exemption                                                                     
    type of variable - Property benefits                                                                                
    Item 20c:                                                                                                           
    Are there benefits provided because the property is -                                                               
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Covered by a Homestead Exemption?                                                                             
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HOWACQ                            Character 2                                                                           
    label - How owner acquired the property                                                                             
    type of variable - Data about the purchase of the property                                                          
    Item 4c:                                                                                                            
    How did you acquire the property?                                                                                   
       -1 not reported                                                                                                  
       1  By purchasing the residence and the land together                                                             
       2  By purchasing the residence and renting the land                                                              
       3  By purchasing the land first, then building the residence                                                     
       4  By inheritance or gift                                                                                        
       5  By divorce                                                                                                    
       6  Through some other manner - Specify                                                                           
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HOWFINCD                          Character 2                                                                           
    label - How owner financed property acquisition                                                                     
    type of variable - Data about the purchase of the property                                                          
    Item 5b:                                                                                                            
    How did you finance the acquisition of this property?                                                               
    The term "new mortgage" below includes construction and permanent loans.                                            
       -2 not applicable                                                                                                
       1  Placed one new mortgage (land contract, etc.)                                                                 
       2  Placed two or more new mortgages                                                                              
       3  Assumed one or more mortgage(s) already on the property                                                       
       4  Assumed one or more mortgage(s) already on the property AND placed a 
new mortgage                             
       5  Placed an installment loan or contract (mobile home only)                                                     
       6  Borrowed using assets other than this property as collateral                                                  
       7  Paid all cash - no borrowing                                                                                  
       8  Other manner - Specify                                                                                        
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HPROPTYPE                         Character 2                                                                           
    label - Property type                                                                                               
    type of variable - Property characteristics                                                                         
    Recode of the multiple responses to the property question on the                                                    
    homeowner questionnaire.                                                                                            
       1  Single-family detached house                                                                                  
       2  Single-family attached house, rowhouse, or townhouse (not a 
condominium)                                      
       3  With 2 to 4 housing units                                                                                     
       4  Condominium (house or apartment)                                                                              
       5  Mobile home                                                                                                   
       6  None of the above                                                                                             
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IHOLDMTG                          Character 2                                                                           
    label - Hold or service an installment loan or debt on property                                                     
    type of variable - Administrative data                                                                              
    Item 1:                                                                                                             
    Do you hold or service an installment loan or similar debt on the property                                          
    described above in item A?                                                                                          
       -2 not applicable                                                                                                
       2  Yes, hold installment loan on a mobile home                                                                   
       3  No, mortgage on this property was terminated within the past 3 months                                         
       4  No, mortgage was terminated more than 3 months ago                                                            
       5  No, hold or service other indebtedness not secured by this property - 
Specify type of loan                    
       6  No, no record of any past or present mortgage on this property                                                
       7  No, mortgage has been transferred                                                                             
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IMTGKIND                          Character 2                                                                           
    label - Kind of mortgage                                                                                            
    type of variable - Lender characteristics                                                                           
    Item 2:                                                                                                             
    The installment loan or similar debt you are reporting for is a -                                                   
       -2 not applicable                                                                                                
       6  Installment loan on a mobile home                                                                             
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INDXADJ1                          Character 2                                                                           
    label - Index used to adjust interest rate for first mortgage                                                       
    type of variable - Lender characteristics                                                                           
    Item 13a:                                                                                                           
    What index is used to adjust interest rates on this first mortgage?                                                 
    For Treasury security rate, specify the term of the rate,                                                           
    such as, 3 year rate.                                                                                               
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       0  Treasury security - Specify years                                                                             
       1  Average cost of funds in bank district (e.g., 11th district)                                                  
       2  National average cost of funds                                                                                
       3  OTS contract mortgage rate                                                                                    
       4  Other - Specify                                                                                               
       5  None                                                                                                          
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INDXADJ2                          Character 2                                                                           
    label - Index used to adjust interest rate for second mortgage                                                      
    type of variable - Lender characteristics                                                                           
    Item 13a:                                                                                                           
    What index is used to adjust interest rates on this second mortgage?                                                
    For Treasury security rate, specify the term of the rate,                                                           
    such as, 3 year rate.                                                                                               
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       0  Treasury security - Specify years                                                                             
       1  Average cost of funds in bank district (e.g., 11th district)                                                  
       2  National average cost of funds                                                                                
       3  OTS contract mortgage rate                                                                                    
       4  Other - Specify                                                                                               
       5  None                                                                                                          
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INDXADJ3                          Character 2                                                                           
    label - Index used to adjust interest rate for third mortgage                                                       
    type of variable - Lender characteristics                                                                           
    Item 13a:                                                                                                           
    What index is used to adjust interest rates on this third mortgage?                                                 
    For Treasury security rate, specify the term of the rate,                                                           
    such as, 3 year rate.                                                                                               
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       0  Treasury security - Specify years                                                                             
       1  Average cost of funds in bank district (e.g., 11th district)                                                  
       2  National average cost of funds                                                                                
       3  OTS contract mortgage rate                                                                                    
       4  Other - Specify                                                                                               
       5  None                                                                                                          
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INITRTE1                          Numeric   .                                                                           
    label - Initial interest rate for first mortgage                                                                    
    type of variable - Lender characteristics                                                                           
    Item 13e:                                                                                                           
    What was the initial rate when this first mortgage was made?                                                        
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       00.01:20.99  0.01-20.99 percent                                                                                  
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INITRTE2                          Numeric   .                                                                           
    label - Initial interest rate for second mortgage                                                                   
    type of variable - Lender characteristics                                                                           
    Item 13e:                                                                                                           
    What was the initial rate when this second mortgage was made?                                                       
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       00.01:20.99  0.01-20.99 percent                                                                                  
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INITRTE3                          Numeric   .                                                                           
    label - Initial interest rate for third mortgage                                                                    
    type of variable - Lender characteristics                                                                           
    Item 13e:                                                                                                           
    What was the initial rate when this third mortgage was made?                                                        
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       00.01:20.99  0.01-20.99 percent                                                                                  
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INLAMT                            Numeric   .                                                                           
    label - Installment loan amount                                                                                     
    type of variable - Installment loan data                                                                            
    Item 6f:                                                                                                            
    What was the amount of your CURRENT INSTALLMENT LOAN when you placed it?                                            
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       00000000:99999999  $0 - $99,999,999                                                                              
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INLBAL                            Numeric   .                                                                           
    label - Current balance on installment loan                                                                         
    type of variable - Installment loan data                                                                            
    Item 31a:                                                                                                           
    What is the current unpaid balance on this installment loan?                                                        
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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INLBALMM                          Character 2                                                                           
    label - Month installment loan balance computed                                                                     
    type of variable - Installment loan data                                                                            
    Item 31b:                                                                                                           
    As of what date was this balance computed?                                                                          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       01:12  January - December                                                                                        
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INLBALYR                          Character 4                                                                           
    label - Year installment loan balance computed                                                                      
    type of variable - Installment loan data                                                                            
    Item 31b:                                                                                                           
    As of what date was this balance computed?                                                                          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       2000:2001  2000 - 2001                                                                                           
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INLHOLDR                          Character 2                                                                           
    label - Holder of installment loan                                                                                  
    type of variable - Installment loan data                                                                            
    Item 28:                                                                                                            
    What type of institution holds this installment loan?                                                               
       -2 not applicable                                                                                                
       01  Commercial bank or trust company                                                                             
       02  Savings and loan association, federal savings bank                                                           
       03  Mutual savings bank                                                                                          
       11  Credit union                                                                                                 
       12  Finance company (including consumer discount company, industrial 
bank, cooperative bank)                     
       13  State or municipal government or housing finance agency                                                      
       15  Other - Specify                                                                                              
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INLINPMT                          Numeric   .                                                                           
    label - Regular interest only installment loan payments                                                             
    type of variable - Installment loan data                                                                            
    Item 32a:                                                                                                           
    What are the current required payments to the lender for                                                            
    interest only?                                                                                                      
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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INLMM                             Character 2                                                                           
    label - Month installment loan originally made                                                                      
    type of variable - Installment loan data                                                                            
    Item 29a:                                                                                                           
    When was this installment loan ORIGINALLY made?                                                                     
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       01:12  January - December                                                                                        
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INLOTFRQ                          Character 2                                                                           
    label - Frequency of other items installment loan payments                                                          
    type of variable - Installment loan data                                                                            
    Item 33b:                                                                                                           
    How often are these payments required to be made?                                                                   
    Other payments                                                                                                      
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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INLOTPMT                          Numeric   .                                                                           
    label - Regular other items installment loan payments                                                               
    type of variable - Installment loan data                                                                            
    Item 32b:                                                                                                           
    What are the current required payments to the lender for                                                            
    other payments?                                                                                                     
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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INLPIFRQ                          Character 2                                                                           
    label - Frequency of P&I or interest only installment loan payments                                                 
    type of variable - Installment loan data                                                                            
    Item 33a:                                                                                                           
    How often are these payments required to be made?                                                                   
    Principal and interest or interest only                                                                             
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
-----------------------------------------------------------------------------                                           
INLPIPMT                          Numeric   .                                                                           
    label - Regular principal & interest installment loan payments                                                      
    type of variable - Installment loan data                                                                            
    Item 32a:                                                                                                           
    What are the current required payments to the lender for                                                            
    principal and interest?                                                                                             
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
INLPOD                            Character 2                                                                           
    label - Payable on demand box for INLTERM                                                                           
    type of variable - Installment loan data                                                                            
    Item 29b:                                                                                                           
    What is the term of this loan (years from date made to scheduled maturity)?                                         
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       0  Payable on demand                                                                                             
-----------------------------------------------------------------------------                                           
INLRATE                           Numeric   .                                                                           
    label - Current interest rate on installment loan                                                                   
    type of variable - Installment loan data                                                                            
    Item 31c:                                                                                                           
    What is the current interest rate?                                                                                  
    If adjustable rate, enter the rate as of the date the unpaid                                                        
    balance was computed.                                                                                               
       -2 not applicable                                                                                                
       00.01:20.97  0.01-20.97 percent                                                                                  
-----------------------------------------------------------------------------                                           
INLTERM                           Numeric   .                                                                           
    label - Term of installment loan                                                                                    
    type of variable - Installment loan data                                                                            
    Item 29b:                                                                                                           
    What is the term of this loan (years from date made to scheduled maturity)?                                         
       -2 not applicable                                                                                                
       01:15  1-15 years                                                                                                
-----------------------------------------------------------------------------                                           
INLVALUE                          Numeric   .                                                                           
    label - Value of mobile home when installment loan made                                                             
    type of variable - Installment loan data                                                                            
    Item 30:                                                                                                            
    What was the value of the mobile home when this installment loan                                                    
    was made?                                                                                                           
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
INLYR                             Character 4                                                                           
    label - Year installment loan originally made                                                                       
    type of variable - Installment loan data                                                                            
    Item 29a:                                                                                                           
    When was this installment loan ORIGINALLY made?                                                                     
       -2 not applicable                                                                                                
       1985:2001  1985 - 2001                                                                                           
-----------------------------------------------------------------------------                                           
INSTLOAN                          Character 2                                                                           
    label - Installment loan or contract on mobile home                                                                 
    type of variable - Installment loan data                                                                            
    Item 6d:                                                                                                            
    Do you have an installment loan or contract on this mobile home?                                                    
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
-----------------------------------------------------------------------------                                           
INSURNCE                          Character 2                                                                           
    label - Insurance proceeds used as downpayment                                                                      
    type of variable - Data about the purchase of the property                                                          
    Item 5c:                                                                                                            
    What sources accounted for one third or more of the down payment and                                                
    closing costs used for the purchase or construction of this property?                                               
    If the entire purchase price for the property was paid with cash,                                                   
    report the source(s) of the cash.                                                                                   
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Proceeds from an insurance policy                                                                             
-----------------------------------------------------------------------------                                           
INTPMT1                           Numeric   .                                                                           
    label - Regular payments for interest only on first mortgage                                                        
    type of variable - Lender characteristics                                                                           
    Item 17a:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    This first mortgage for interest only?                                                                              
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
INTPMT2                           Numeric   .                                                                           
    label - Regular payments for interest only on second mortgage                                                       
    type of variable - Lender characteristics                                                                           
    Item 17a:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    This second mortgage for interest only?                                                                             
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
INTPMT3                           Numeric   .                                                                           
    label - Regular payments for interest only on third mortage                                                         
    type of variable - Lender characteristics                                                                           
    Item 17a:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    this third mortgage for interest only?                                                                              
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
INVSTINC                          Numeric   .                                                                           
    label - Household income from investments                                                                           
    type of variable - Property owner income data                                                                       
    Item 27c:                                                                                                           
    What was the total income in 2000 (before taxes and deductions) for ALL                                             
    members of this household 15 years or older?                                                                        
    Include any income from - Interest, dividends, net rental income,                                                   
    royalty income, or income from estates and trusts.                                                                  
       -1 not reported                                                                                                  
       -99999999: -10  $-99,999,999 - $-10                                                                              
       0 : 999999                                                                                                       
-----------------------------------------------------------------------------                                           
J1HISPAN                          Character 1                                                                           
    label - Edit flag for P1HISPAN                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
J1LNDTYP                          Character 1                                                                           
    label - Edit flag for LNDTYP                                                                                        
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
J1SAMELN                          Character 1                                                                           
    label - Edit flag for M1SAMELN                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
J1SAMEMG                          Character 1                                                                           
    label - Edit flag for M1SAMEMG                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
J2HISPAN                          Character 1                                                                           
    label - Edit flag for P2HISPAN                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JASSMDYR1                         Character 1                                                                           
    label - Edit flag for ASSMDYR1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JASSMDYR2                         Character 1                                                                           
    label - Edit flag for ASSMDYR2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JASSMDYR3                         Character 1                                                                           
    label - Edit flag for ASSMDYR3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JBALASSM1                         Character 1                                                                           
    label - Edit flag for BALASSM1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JBALASSM2                         Character 1                                                                           
    label - Edit flag for BALASSM2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JBALASSM3                         Character 1                                                                           
    label - Edit flag for BALASSM3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JBUSINC                           Character 1                                                                           
    label - Edit flag for BUSINC                                                                                        
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JCURRATE1                         Character 1                                                                           
    label - Edit flag for CURRATE1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JCURRATE2                         Character 1                                                                           
    label - Edit flag for CURRATE2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JCURRATE3                         Character 1                                                                           
    label - Edit flag for CURRATE3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JEBORROW                          Character 1                                                                           
    label - Edit flag for HEBORROW                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JEHOLDER                          Character 1                                                                           
    label - Edit flag for HEHOLDER                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JELTCAPS                          Character 1                                                                           
    label - Edit flag for HELTCAPS                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JEOTHFRQ                          Character 1                                                                           
    label - Edit flag for HEOTHFRQ                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JEOTHPMT                          Character 1                                                                           
    label - Edit flag for HEOTHPMT                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JEPIFREQ                          Character 1                                                                           
    label - Edit flag for HEPIFREQ                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JEPOINTS                          Character 1                                                                           
    label - Edit flag for HEPOINTS                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JESERVES                          Character 1                                                                           
    label - Edit flag for RESERVES                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JEYRAPPR                          Character 1                                                                           
    label - Edit flag for HEYRAPPR                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JFULAMTZ1                         Character 1                                                                           
    label - Edit flag for FULAMTZ1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JFULAMTZ2                         Character 1                                                                           
    label - Edit flag for FULAMTZ2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JFULAMTZ3                         Character 1                                                                           
    label - Edit flag for FULAMTZ3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JGULFWAR                          Character 1                                                                           
    label - Edit flag for GULFWAR                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JHEBAL                            Character 1                                                                           
    label - Edit flag for JHEBAL                                                                                        
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JHECAPS                           Character 1                                                                           
    label - Edit flag for HECAPS                                                                                        
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JHEPIPMT                          Character 1                                                                           
    label - Edit flag for HEPIPMT                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JHERATE                           Character 1                                                                           
    label - Edit flag for HERATE                                                                                        
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JHHOLDMTG                         Character 1                                                                           
    label - Edit flag for HHOLDMTG                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JHMODLYR                          Character 1                                                                           
    label - Edit flag for MHMODLYR                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JHMTGKIND                         Character 1                                                                           
    label - Edit flag for HMTGKIND                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JHOLDMTG1                         Character 1                                                                           
    label - Edit flag for HOLDMTG1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JHOLDMTG2                         Character 1                                                                           
    label - Edit flag for HOLDMTG2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JHOLDMTG3                         Character 1                                                                           
    label - Edit flag for HOLDMTG3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JHOWACQ                           Character 1                                                                           
    label - Edit flag for HOWACQ                                                                                        
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JHPROPTYPE                        Character 1                                                                           
    label - Edit flag for HPROPTYPE                                                                                     
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JIHOLDMTG                         Character 1                                                                           
    label - Edit flag for IHOLDMTG                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JIMTGKIND                         Character 1                                                                           
    label - Edit flag for IMTGKIND                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JINITRTE1                         Character 1                                                                           
    label - Edit flag for INITRTE1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JINITRTE2                         Character 1                                                                           
    label - Edit flag for INITRTE2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JINITRTE3                         Character 1                                                                           
    label - Edit flag for INITRTE3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JINLAMT                           Character 1                                                                           
    label - Edit flag for INLAMT                                                                                        
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JINLBAL                           Character 1                                                                           
    label - Edit flag for INLBAL                                                                                        
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JINLRATE                          Character 1                                                                           
    label - Edit flag for INLRATE                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JINLTERM                          Character 1                                                                           
    label - Edit flag for INLTERM                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JINLYR                            Character 1                                                                           
    label - Edit flag for INLYR                                                                                         
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JINTPMT1                          Character 1                                                                           
    label - Edit flag for INTPMT1                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JINTPMT2                          Character 1                                                                           
    label - Edit flag for INTPMT2                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JINTPMT3                          Character 1                                                                           
    label - Edit flag for INTPMT3                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JKBENEFT                          Character 1                                                                           
    label - Edit flag for DKBENEFT                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JKEEPPMT1                         Character 1                                                                           
    label - Edit flag for KEEPPMT1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JKEEPPMT2                         Character 1                                                                           
    label - Edit flag for KEEPPMT2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JKEEPPMT3                         Character 1                                                                           
    label - Edit flag for KEEPPMT3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JKOREA                            Character 1                                                                           
    label - Edit flag for KOREA                                                                                         
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JLIFECAP1                         Character 1                                                                           
    label - Edit flag for LIFECAP1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JLIFECAP2                         Character 1                                                                           
    label - Edit flag for LIFECAP2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JLIFECAP3                         Character 1                                                                           
    label - Edit flag for LIFECAP3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMAINOFC1                         Character 1                                                                           
    label - Edit flag for MAINOFC1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMAINOFC2                         Character 1                                                                           
    label - Edit flag for MAINOFC2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMAINOFC3                         Character 1                                                                           
    label - Edit flag for MAINOFC3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMGBALMM1                         Character 1                                                                           
    label - Edit flag for MGBALMM1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMGBALMM2                         Character 1                                                                           
    label - Edit flag for MGBALMM2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMGBALMM3                         Character 1                                                                           
    label - Edit flag for MGBALMM3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMGBALYR1                         Character 1                                                                           
    label - Edit flag for MGBALYR1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMGBALYR2                         Character 1                                                                           
    label - Edit flag for MGBALYR2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMGBALYR3                         Character 1                                                                           
    label - Edit flag for MGBALYR3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMHCONDO                          Character 1                                                                           
    label - Edit flag for MHCONDO                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMHPERM                           Character 1                                                                           
    label - Edit flag for MHPERM                                                                                        
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMHVALUE                          Character 1                                                                           
    label - Edit flag for MHVALUE                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMTGBAL1                          Character 1                                                                           
    label - Edit flag for MTGBAL1                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMTGBAL2                          Character 1                                                                           
    label - Edit flag for MTGBAL2                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMTGBAL3                          Character 1                                                                           
    label - Edit flag for MTGBAL3                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMTGINSR1                         Character 1                                                                           
    label - Edit flag for MTGINSR1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMTGINSR2                         Character 1                                                                           
    label - Edit flag for MTGINSR2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMTGINSR3                         Character 1                                                                           
    label - Edit flag for MTGINSR3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMTGINST1                         Character 1                                                                           
    label - Edit flag for MTGINST1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMTGINST2                         Character 1                                                                           
    label - Edit flag for MTGINST2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMTGINST3                         Character 1                                                                           
    label - Edit flag for MTGINST3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMTGKIND1                         Character 1                                                                           
    label - Edit flag for MTGKIND1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMTGKIND2                         Character 1                                                                           
    label - Edit flag for MTGKIND2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMTGKIND3                         Character 1                                                                           
    label - Edit flag for MTGKIND3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMTGORIG1                         Character 1                                                                           
    label - Edit flag for MTGORIG1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMTGORIG2                         Character 1                                                                           
    label - Edit flag for MTGORIG2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JMTGORIG3                         Character 1                                                                           
    label - Edit flag for MTGORIG3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNDEMAND1                         Character 1                                                                           
    label - Edit flag for ONDEMAND1                                                                                     
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNDEMAND2                         Character 1                                                                           
    label - Edit flag for ONDEMAND2                                                                                     
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNDEMAND3                         Character 1                                                                           
    label - Edit flag for ONDEMAND3                                                                                     
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNEWBLDG                          Character 1                                                                           
    label - Edit flag for NEWBLDG                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNLHOLDR                          Character 1                                                                           
    label - Edit flag for INLHOLDR                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNLOTFRQ                          Character 1                                                                           
    label - Edit flag for INLOTFRQ                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNLOTPMT                          Character 1                                                                           
    label - Edit flag for INLOTPMT                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNLPIFRQ                          Character 1                                                                           
    label - Edit flag for INLPIFRQ                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNLPIPMT                          Character 1                                                                           
    label - Edit flag for INLPIPMT                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNLVALUE                          Character 1                                                                           
    label - Edit flag for INLVALUE                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNNASMNT                          Character 1                                                                           
    label - Edit flag for ANNASMNT                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNNPRINS                          Character 1                                                                           
    label - Edit flag for ANNPRINS                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNNRETAX                          Character 1                                                                           
    label - Edit flag for ANNRETAX                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNOVETS                           Character 1                                                                           
    label - Edit flag for NOVETS                                                                                        
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNSTLOAN                          Character 1                                                                           
    label - Edit flag for INSTLOAN                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNUMHE                            Character 1                                                                           
    label - Edit flag for NUMHE                                                                                         
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNUMMORT                          Character 1                                                                           
    label - Edit flag for NUMMORT                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JNVSTINC                          Character 1                                                                           
    label - Edit flag for INVSTINC                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JOBENEFT                          Character 1                                                                           
    label - Edit flag for NOBENEFT                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JODWNPMT                          Character 1                                                                           
    label - Edit flag for NODWNPMT                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JORIGAMT1                         Character 1                                                                           
    label - Edit flag for ORIGAMT1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JORIGAMT2                         Character 1                                                                           
    label - Edit flag for ORIGAMT2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JORIGAMT3                         Character 1                                                                           
    label - Edit flag for ORIGAMT3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JORIGTRM1                         Character 1                                                                           
    label - Edit flag for ORIGTRM1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JORIGTRM2                         Character 1                                                                           
    label - Edit flag for ORIGTRM2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JORIGTRM3                         Character 1                                                                           
    label - Edit flag for ORIGTRM3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JORIGVAL1                         Character 1                                                                           
    label - Edit flag for ORIGVAL1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JORIGVAL2                         Character 1                                                                           
    label - Edit flag for ORIGVAL2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JORIGVAL3                         Character 1                                                                           
    label - Edit flag for ORIGVAL3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JORIGYR1                          Character 1                                                                           
    label - Edit flag for ORIGYR1                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JORIGYR2                          Character 1                                                                           
    label - Edit flag for ORIGYR2                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JORIGYR3                          Character 1                                                                           
    label - Edit flag for ORIGYR3                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JOTALINC                          Character 1                                                                           
    label - Edit flag for TOTALINC                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JOTHFREQ1                         Character 1                                                                           
    label - Edit flag for OTHFREQ1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JOTHFREQ2                         Character 1                                                                           
    label - Edit flag for OTHFREQ2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JOTHFREQ3                         Character 1                                                                           
    label - Edit flag for OTHFREQ3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JOTHPMT1                          Character 1                                                                           
    label - Edit flag for OTHPMT1                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JOTHPMT2                          Character 1                                                                           
    label - Edit flag for OTHPMT2                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JOTHPMT3                          Character 1                                                                           
    label - Edit flag for OTHPMT3                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JOWFINCD                          Character 1                                                                           
    label - Edit flag for HOWFINCD                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JP1SEX                            Character 1                                                                           
    label - Edit flag for P1SEX                                                                                         
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JP2SEX                            Character 1                                                                           
    label - Edit flag for P2SEX                                                                                         
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPIFREQ1                          Character 1                                                                           
    label - Edit flag for PIFREQ1                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPIFREQ2                          Character 1                                                                           
    label - Edit flag for PIFREQ2                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPIFREQ3                          Character 1                                                                           
    label - Edit flag for PIFREQ3                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPINSFRQ1                         Character 1                                                                           
    label - Edit flag for PINSFRQ1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPINSFRQ2                         Character 1                                                                           
    label - Edit flag for PINSFRQ2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPINSFRQ3                         Character 1                                                                           
    label - Edit flag for PINSFRQ3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPINSPMT1                         Character 1                                                                           
    label - Edit flag for PINSPMT1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPINSPMT2                         Character 1                                                                           
    label - Edit flag for PINSPMT2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPINSPMT3                         Character 1                                                                           
    label - Edit flag for PINSPMT3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPIPMT1                           Character 1                                                                           
    label - Edit flag for PIPMT1                                                                                        
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPIPMT2                           Character 1                                                                           
    label - Edit flag for PIPMT2                                                                                        
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPIPMT3                           Character 1                                                                           
    label - Edit flag for PIPMT3                                                                                        
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPLASSMD1                         Character 1                                                                           
    label - Edit flag for PLASSMD1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPLASSMD2                         Character 1                                                                           
    label - Edit flag for PLASSMD2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPLASSMD3                         Character 1                                                                           
    label - Edit flag for PLASSMD3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPMIFREQ1                         Character 1                                                                           
    label - Edit flag for PMIFREQ1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPMIFREQ2                         Character 1                                                                           
    label - Edit flag for PMIFREQ2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPMIFREQ3                         Character 1                                                                           
    label - Edit flag for PMIFREQ3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPMIPMT1                          Character 1                                                                           
    label - Edit flag for PMIPMT1                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPMIPMT2                          Character 1                                                                           
    label - Edit flag for PMIPMT2                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPMIPMT3                          Character 1                                                                           
    label - Edit flag for PMIPMT3                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPOINTS1                          Character 1                                                                           
    label - Edit flag for POINTS1                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPOINTS2                          Character 1                                                                           
    label - Edit flag for POINTS2                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JPOINTS3                          Character 1                                                                           
    label - Edit flag for POINTS3                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JRATECAP1                         Character 1                                                                           
    label - Edit flag for RATECAP1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JRATECAP2                         Character 1                                                                           
    label - Edit flag for RATECAP2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JRATECAP3                         Character 1                                                                           
    label - Edit flag for RATECAP3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JRECVPMT1                         Character 1                                                                           
    label - Edit flag for RECVPMT1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JRECVPMT2                         Character 1                                                                           
    label - Edit flag for RECVPMT2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JRECVPMT3                         Character 1                                                                           
    label - Edit flag for RECVPMT3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JRETXFRQ1                         Character 1                                                                           
    label - Edit flag for RETXFRQ1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JRETXFRQ2                         Character 1                                                                           
    label - Edit flag for RETXFRQ2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JRETXFRQ3                         Character 1                                                                           
    label - Edit flag for RETXFRQ3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JRETXPMT1                         Character 1                                                                           
    label - Edit flag for RETXPMT1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JRETXPMT2                         Character 1                                                                           
    label - Edit flag for RETXPMT2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JRETXPMT3                         Character 1                                                                           
    label - Edit flag for RETXPMT3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JSERVICR1                         Character 1                                                                           
    label - Edit flag for SERVICR1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JSERVICR2                         Character 1                                                                           
    label - Edit flag for SERVICR2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JSERVICR3                         Character 1                                                                           
    label - Edit flag for SERVICR3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JSUBPRIM1                         Character 1                                                                           
    label - Edit flag for SUBPRIM1                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JSUBPRIM2                         Character 1                                                                           
    label - Edit flag for SUBPRIM2                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JSUBPRIM3                         Character 1                                                                           
    label - Edit flag for SUBPRIM3                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JTOTPMT1                          Character 1                                                                           
    label - Edit flag for TOTPMT1                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JTOTPMT2                          Character 1                                                                           
    label - Edit flag for TOTPMT2                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JTOTPMT3                          Character 1                                                                           
    label - Edit flag for TOTPMT3                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JUMCTRCT                          Character 1                                                                           
    label - Edit flag for NUMCTRCT                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JUMOTHLN                          Character 1                                                                           
    label - Edit flag for NUMOTHLN                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JUMOWNER                          Character 1                                                                           
    label - Edit flag for NUMOWNER                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JUMUNITS                          Character 1                                                                           
    label - Edit flag for NUMUNITS                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JURPRICE                          Character 1                                                                           
    label - Edit flag for PURPRICE                                                                                      
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JVALUE                            Character 1                                                                           
    label - Edit flag for VALUE                                                                                         
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JVIETNAM                          Character 1                                                                           
    label - Edit flag for VIETNAM                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JWAGEINC                          Character 1                                                                           
    label - Edit flag for WAGEINC                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JWWII                             Character 1                                                                           
    label - Edit flag for WWII                                                                                          
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JYRACQ                            Character 1                                                                           
    label - Edit flag for YRACQ                                                                                         
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
JYRBUILT                          Character 1                                                                           
    label - Edit flag for YRBUILT                                                                                       
    type of variable - Edit flag                                                                                        
       Blank   Value was not changed during editing                                                                     
       1     Value changed during editing (not allocated)                                                               
       2     Value allocated during editing                                                                             
-----------------------------------------------------------------------------                                           
KEEPPMT1                          Character 2                                                                           
    label - Servicer keeps principal & interest payments for first mortgage                                             
    type of variable - Lender characteristics                                                                           
    Item 4:                                                                                                             
    Does the servicer keep the principal and interest payments                                                          
    from this first mortgage or remit them to another party?                                                            
       -2 not applicable                                                                                                
       1  Keeps the payments                                                                                            
       2  Remits the payments to another party                                                                          
-----------------------------------------------------------------------------                                           
KEEPPMT2                          Character 2                                                                           
    label - Servicer keeps principal & interest payments for second mortgage                                            
    type of variable - Lender characteristics                                                                           
    Item 4:                                                                                                             
    Does the servicer keep the principal and interest payments                                                          
    from this second  mortgage or remit them to another party?                                                          
       -2 not applicable                                                                                                
       1  Keeps the payments                                                                                            
       2  Remits the payments to another party                                                                          
-----------------------------------------------------------------------------                                           
KEEPPMT3                          Character 2                                                                           
    label - Servicer keeps principal & interest payments for third mortgage                                             
    type of variable - Lender characteristics                                                                           
    Item 4:                                                                                                             
    Does the servicer keep the principal and interest payments                                                          
    from this third mortgage or remit them to another party?                                                            
       -2 not applicable                                                                                                
       1  Keeps the payments                                                                                            
       2  Remits the payments to another party                                                                          
-----------------------------------------------------------------------------                                           
KOREA                             Character 2                                                                           
    label - Owner was on active duty during the Korean conflict era                                                     
    type of variable - Property owner characteristics                                                                   
    Item 25:                                                                                                            
    Have any of the current owners of this property ever served on active                                               
    duty in the Armed Forces of the United States?                                                                      
    If yes, Mark all that apply.                                                                                        
       -1 not reported                                                                                                  
       X  Korean conflict or after (July 1950 to July 1964)                                                             
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LANDTRST                          Character 2                                                                           
    label - Property covered by Community Land Trust                                                                    
    type of variable - Property benefits                                                                                
    Item 20c:                                                                                                           
    Are there benefits provided because the property is -                                                               
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Covered by a Community Land Trust?                                                                            
-----------------------------------------------------------------------------                                           
LEASEPUR                          Character 2                                                                           
    label - Used lease-purchase agreement payments as downpayment                                                       
    type of variable - Data about the purchase of the property                                                          
    Item 5c:                                                                                                            
    What sources accounted for one third or more of the down payment and                                                
    closing costs used for the purchase or construction of this property?                                               
    If the entire purchase price for the property was paid with cash,                                                   
    report the source(s) of the cash.                                                                                   
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Payments in a lease-purchase agreement                                                                        
-----------------------------------------------------------------------------                                           
LIFECAP1                          Numeric   .                                                                           
    label - Caps on rate change over life of first mortgage                                                             
    type of variable - Lender characteristics                                                                           
    Item 13g:                                                                                                           
    What are the caps on the interest rate change over the life                                                         
    of the first mortgage?                                                                                              
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       -3 don't know                                                                                                    
       -4 No caps                                                                                                       
       00.01:20.99  0.01-20.99 percentage points                                                                        
-----------------------------------------------------------------------------                                           
LIFECAP2                          Numeric   .                                                                           
    label - Caps on rate change over life of second mortgage                                                            
    type of variable - Lender characteristics                                                                           
    Item 13g:                                                                                                           
    What are the caps on the interest rate change over the life                                                         
    of the second mortgage?                                                                                             
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       -3 don't know                                                                                                    
       -4 No caps                                                                                                       
       00.01:20.99  0.01-20.99 percentage points                                                                        
-----------------------------------------------------------------------------                                           
LIFECAP3                          Numeric   .                                                                           
    label - Caps on rate change over life of third mortgage                                                             
    type of variable - Lender characteristics                                                                           
    Item 13g:                                                                                                           
    What are the caps on the interest rate change over the life                                                         
    of the third mortgage?                                                                                              
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       -3 don't know                                                                                                    
       -4 No caps                                                                                                       
       00.01:20.99  0.01-20.99 percentage points                                                                        
-----------------------------------------------------------------------------                                           
LIVEHERE                          Character 2                                                                           
    label - Owner lives on the property                                                                                 
    type of variable - Property owner characteristics                                                                   
    Item 2b:                                                                                                            
    Does the owner live on this property?                                                                               
       1  Yes, as a primary residence                                                                                   
       2  Yes, as a second or vacation home                                                                             
       3  No                                                                                                            
-----------------------------------------------------------------------------                                           
LOCALGOV                          Character 2                                                                           
    label - Local government provides benefits                                                                          
    type of variable - Property benefits                                                                                
    Item 20b:                                                                                                           
    What is the source of these benefits?                                                                               
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Local government                                                                                              
-----------------------------------------------------------------------------                                           
LOWINCM                           Character 2                                                                           
    label - Property occupied by low-income individuals                                                                 
    type of variable - Property benefits                                                                                
    Item 20c:                                                                                                           
    Are there benefits provided because the property is -                                                               
    Mark all that apply.                                                                                                
       -2 not applicable                                                                                                
       X  Occupied by low- or moderate-income individuals?                                                              
-----------------------------------------------------------------------------                                           
LOWRATE                           Character 2                                                                           
    label - Property benefits from low interest rate                                                                    
    type of variable - Property benefits                                                                                
    Item 20a:                                                                                                           
    Does this property benefit from -                                                                                   
    Do NOT include FHA, VA, or Rural Housing Service / Rural Development                                                
    (formerly FmHA) insurance or guarantees as a "property benefit."                                                    
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       X  A government-sponsored below-market interest rate mortgage loan?                                              
-----------------------------------------------------------------------------                                           
M1APPLY                           Character 2                                                                           
    label - How first mortgage was applied for                                                                          
    type of variable - First mortgage data                                                                              
    Item 8c:                                                                                                            
    How did you apply for the CURRENT FIRST mortgage on this property?                                                  
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  By computer over the Internet or by e-mail                                                                    
       2  By telephone or FAX                                                                                           
       3  By regular mail                                                                                               
       4  By personal visit                                                                                             
       5  Through third party (such as real estate agent or builder)                                                    
       6  Some other way - Specify                                                                                      
-----------------------------------------------------------------------------                                           
M1BUS                             Character 2                                                                           
    label - Used refinancing dollars to start a business                                                                
    type of variable - First mortgage data                                                                              
    Item 9e:                                                                                                            
    How did you use the money you received from refinancing your previous                                               
    mortgage or for placing a mortgage on a property owned free and                                                     
    clear of debt?                                                                                                      
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  To start a business                                                                                           
-----------------------------------------------------------------------------                                           
M1CASHBK                          Numeric   .                                                                           
    label - Dollars received by refinancing first mortgage                                                              
    type of variable - First mortgage data                                                                              
    Item 9d:                                                                                                            
    How much money did you receive as a result of refinancing your previous                                             
    mortgage or for placing a mortgage on a property owned free and                                                     
    clear of debt?                                                                                                      
       -2 not applicable                                                                                                
       00000000:99999999  $0 - $99,999,999                                                                              
-----------------------------------------------------------------------------                                           
M1DEBTS                           Character 2                                                                           
    label - Used refinancing dollars to consolidate debts                                                               
    type of variable - First mortgage data                                                                              
    Item 9e:                                                                                                            
    How did you use the money you received from refinancing your previous                                               
    mortgage or for placing a mortgage on a property owned free and                                                     
    clear of debt?                                                                                                      
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  To consolidate debts                                                                                          
-----------------------------------------------------------------------------                                           
M1DIVORC                          Character 2                                                                           
    label - Used refinancing dollars to settle a divorce                                                                
    type of variable - First mortgage data                                                                              
    Item 9e:                                                                                                            
    How did you use the money you received from refinancing your previous                                               
    mortgage or for placing a mortgage on a property owned free and                                                     
    clear of debt?                                                                                                      
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  To settle a divorce                                                                                           
-----------------------------------------------------------------------------                                           
M1EXPENS                          Character 2                                                                           
    label - Used refinancing dollars to pay expenses                                                                    
    type of variable - First mortgage data                                                                              
    Item 9e:                                                                                                            
    How did you use the money you received from refinancing your previous                                               
    mortgage or for placing a mortgage on a property owned free and                                                     
    clear of debt?                                                                                                      
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  For educational or medical expenses                                                                           
-----------------------------------------------------------------------------                                           
M1INT                             Character 2                                                                           
    label - First mortgage payment includes interest                                                                    
    type of variable - First mortgage data                                                                              
    Item 8g:                                                                                                            
    What does this regular payment include?                                                                             
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Interest                                                                                                      
-----------------------------------------------------------------------------                                           
M1LNDTYP                          Character 2                                                                           
    label - First mortgage lender type                                                                                  
    type of variable - First mortgage data                                                                              
    Item 8b:                                                                                                            
    Where did you get the CURRENT FIRST mortgage on this property?                                                      
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       01 Assumed from previous owner                                                                                   
       02 Commercial bank or trust company                                                                              
       03 Savings and loan association,federal savings bank                                                             
       04 Mutual savings bank                                                                                           
       05 Life insurance company                                                                                        
       06 Mortgage banker or mortgage company                                                                           
       07 Real estate investment trust                                                                                  
-----------------------------------------------------------------------------                                           
M1OTHINV                          Character 2                                                                           
    label - Invested refinancing dollars in other ways                                                                  
    type of variable - First mortgage data                                                                              
    Item 9e:                                                                                                            
    How did you use the money you received from refinancing your previous                                               
    mortgage or for placing a mortgage on a property owned free and                                                     
    clear of debt?                                                                                                      
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  For other types of investments                                                                                
-----------------------------------------------------------------------------                                           
M1OTHPD                           Character 2                                                                           
    label - First mortgage payment includes other items                                                                 
    type of variable - First mortgage data                                                                              
    Item 8g:                                                                                                            
    What does this regular payment include?                                                                             
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Other - Specify                                                                                               
-----------------------------------------------------------------------------                                           
M1OTHUSE                          Character 2                                                                           
    label - Used refinancing dollars for other purposes                                                                 
    type of variable - First mortgage data                                                                              
    Item 9e:                                                                                                            
    How did you use the money you received from refinancing your previous                                               
    mortgage or for placing a mortgage on a property owned free and                                                     
    clear of debt?                                                                                                      
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Other - Specify                                                                                               
-----------------------------------------------------------------------------                                           
M1PAYTAX                          Character 2                                                                           
    label - Used refinancing dollars to pay taxes                                                                       
    type of variable - First mortgage data                                                                              
    Item 9e:                                                                                                            
    How did you use the money you received from refinancing your previous                                               
    mortgage or for placing a mortgage on a property owned free and                                                     
    clear of debt?                                                                                                      
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  To pay taxes                                                                                                  
-----------------------------------------------------------------------------                                           
M1PMI                             Character 2                                                                           
    label - First mortgage payment includes mortgage insurance                                                          
    type of variable - First mortgage data                                                                              
    Item 8g:                                                                                                            
    What does this regular payment include?                                                                             
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Mortgage insurance (NOT mortgage life insurance)                                                              
-----------------------------------------------------------------------------                                           
M1PRIN                            Character 2                                                                           
    label - First mortgage payment includes principal                                                                   
    type of variable - First mortgage data                                                                              
    Item 8g:                                                                                                            
    What does this regular payment include?                                                                             
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Principal                                                                                                     
-----------------------------------------------------------------------------                                           
M1PRODCT                          Character 2                                                                           
    label - Used refinancing dollars to buy other product                                                               
    type of variable - First mortgage data                                                                              
    Item 9e:                                                                                                            
    How did you use the money you received from refinancing your previous                                               
    mortgage or for placing a mortgage on a property owned free and                                                     
    clear of debt?                                                                                                      
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  To purchase another type of consumer product (furniture, electronic 
equipment, etc.)                          
-----------------------------------------------------------------------------                                           
M1PRPINS                          Character 2                                                                           
    label - First mortgage payment includes property insurance                                                          
    type of variable - First mortgage data                                                                              
    Item 8g:                                                                                                            
    What does this regular payment include?                                                                             
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Property (fire, hazard, flood, or earthquake) insurance                                                       
-----------------------------------------------------------------------------                                           
M1REALST                          Character 2                                                                           
    label - Invested refinancing dollars in real estate                                                                 
    type of variable - First mortgage data                                                                              
    Item 9e:                                                                                                            
    How did you use the money you received from refinancing your previous                                               
    mortgage or for placing a mortgage on a property owned free and                                                     
    clear of debt?                                                                                                      
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  For investment in other real estate                                                                           
-----------------------------------------------------------------------------                                           
M1REPAIR                          Character 2                                                                           
    label - Used refinancing dollars to improve property                                                                
    type of variable - First mortgage data                                                                              
    Item 9e:                                                                                                            
    How did you use the money you received from refinancing your previous                                               
    mortgage or for placing a mortgage on a property owned free and                                                     
    clear of debt?                                                                                                      
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  For additions, improvements or repairs to this property                                                       
-----------------------------------------------------------------------------                                           
M1RETAX                           Character 2                                                                           
    label - First mortgage payment includes real estate taxes                                                           
    type of variable - First mortgage data                                                                              
    Item 8g:                                                                                                            
    What does this regular payment include?                                                                             
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Real estate taxes                                                                                             
-----------------------------------------------------------------------------                                           
M1RFREAS                          Character 2                                                                           
    label - Reason refinanced first mortgage                                                                            
    type of variable - First mortgage data                                                                              
    Item 9c:                                                                                                            
    What was the one MAIN reason for refinancing your previous mortgage or                                              
    for placing a mortgage on a property owned free and clear of debt?                                                  
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  To get a lower interest rate                                                                                  
       2  To increase the payment period for the mortgage                                                               
       3  To reduce the payment period for the mortgage                                                                 
       4  To renew or extend a loan that had fallen due, without increasing the 
outstanding balance                     
       5  To receive cash or increase the outstanding balance of the loan                                               
       6  Other reason - Specify                                                                                        
-----------------------------------------------------------------------------                                           
M1SAMELN                          Character 2                                                                           
    label - Used same lender to refinance first mortgage                                                                
    type of variable - First mortgage data                                                                              
    Item 9b:                                                                                                            
    Was this mortgage refinanced by the same lender as your previous                                                    
    mortgage on this property?                                                                                          
       -2 not applicable                                                                                                
       1 Yes, refinanced by the same lender                                                                             
       2 No, refinanced by a different lender                                                                           
-----------------------------------------------------------------------------                                           
M1SAMEMG                          Character 2                                                                           
    label - Current first mortgage same as original mortgage                                                            
    type of variable - First mortgage data                                                                              
    Item 9a:                                                                                                            
    Is your CURRENT FIRST mortgage -                                                                                    
       -2 not applicable                                                                                                
       1  The same mortgage that you PLACED on the property when you acquired 
it?                                       
       2  The same mortgage that you ASSUMED from the previous owner?                                                   
       3  A REFINANCING of a previous loan made or assumed by you?                                                      
       4  A mortgage placed on the property that you previously owned free and 
clear of debt?                           
-----------------------------------------------------------------------------                                           
M1VEHICL                          Character 2                                                                           
    label - Used refinancing dollars to buy a vehicle                                                                   
    type of variable - First mortgage data                                                                              
    Item 9e:                                                                                                            
    How did you use the money you received from refinancing your previous                                               
    mortgage or for placing a mortgage on a property owned free and                                                     
    clear of debt?                                                                                                      
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  To purchase an automobile, truck, or other vehicle                                                            
-----------------------------------------------------------------------------                                           
M2INT                             Character 2                                                                           
    label - Second mortgage payment includes interest                                                                   
    type of variable - Second mortgage data                                                                             
    Item 11e:                                                                                                           
    What does this regular payment include?                                                                             
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Interest                                                                                                      
-----------------------------------------------------------------------------                                           
M2OTHPD                           Character 2                                                                           
    label - Second mortgage payment includes other items                                                                
    type of variable - Second mortgage data                                                                             
    Item 11e:                                                                                                           
    What does this regular payment include?                                                                             
    Mark all that apply.                                                                                                
       -1 not reported-                                                                                                 
       -2 not applicable                                                                                                
       X  Other - Specify                                                                                               
-----------------------------------------------------------------------------                                           
M2PRIN                            Character 2                                                                           
    label - Second mortgage payment includes principal                                                                  
    type of variable - Second mortgage data                                                                             
    Item 11e:                                                                                                           
    What does this regular payment include?                                                                             
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Principal                                                                                                     
-----------------------------------------------------------------------------                                           
M2REASON                          Character 2                                                                           
    label - Reason for getting second mortgage                                                                          
    type of variable - Second mortgage data                                                                             
    Item 11f:                                                                                                           
    What was the one MAIN reason for obtaining the CURRENT SECOND mortgage                                              
    on this property?                                                                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       01  To provide funds for the purchase of the property                                                            
       02  For additions, improvements, or repairs to this property                                                     
       03  To consolidate debts                                                                                         
       04  For investment in other real estate                                                                          
       05  For other types of investments                                                                               
       06  For educational or medical expenses                                                                          
       07  To start a business                                                                                          
       08  To settle a divorce                                                                                          
       09  To pay taxes                                                                                                 
       10  To purchase an automobile, truck, or other vehicle                                                           
       11  To purchase another type of consumer product (furniture, electronic 
equipment, etc.) V  12  Other - specify  
-----------------------------------------------------------------------------                                           
M3INT                             Character 2                                                                           
    label - Third mortgage payment includes interest                                                                    
    type of variable - Third mortgage data                                                                              
    Item 12e:                                                                                                           
    What does this regular payment include?                                                                             
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Interest                                                                                                      
-----------------------------------------------------------------------------                                           
M3OTHPD                           Character 2                                                                           
    label - Third mortgage payment includes other items                                                                 
    type of variable - Third mortgage data                                                                              
    Item 12e:                                                                                                           
    What does this regular payment include?                                                                             
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Other - Specify                                                                                               
-----------------------------------------------------------------------------                                           
M3PRIN                            Character 2                                                                           
    label - Third mortgage payment includes principal                                                                   
    type of variable - Third mortgage data                                                                              
    Item 12e:                                                                                                           
    What does this regular payment include?                                                                             
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Principal                                                                                                     
-----------------------------------------------------------------------------                                           
M3REASON                          Character 2                                                                           
    label - Reason for getting third mortgage                                                                           
    type of variable - Third mortgage data                                                                              
    Item 12f:                                                                                                           
    What was the one MAIN reason for obtaining the CURRENT THIRD mortgage                                               
    on this property?                                                                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       01  To provide funds for the purchase of the property                                                            
       02  For additions, improvements, or repairs to this property                                                     
       03  To consolidate debts                                                                                         
       04  For investment in other real estate                                                                          
       05  For other types of investments                                                                               
       06  For educational or medical expenses                                                                          
       07  To start a business                                                                                          
       08  To settle a divorce                                                                                          
       09  To pay taxes                                                                                                 
       10  To purchase an automobile, truck, or other vehicle                                                           
       11  To purchase another type of consumer product (furniture, electronic 
equipment, etc.)                         
       12  Other - specify                                                                                              
-----------------------------------------------------------------------------                                           
MAINOFC1                          Character 2                                                                           
    label - State of main office of payment receiver for first mortgage                                                 
    type of variable - Lender characteristics                                                                           
    Item 5c:                                                                                                            
    In what State is the main office of the organization or person                                                      
    that eventually receives the principal and interest payments                                                        
    from this first mortgage?                                                                                           
    V –-1  not reported                                                                                                 
    V  -2  not applicable                                                                                               
    V  AL  Alabama                                                                                                      
    V  AK  Alaska                                                                                                       
    V  AZ  Arizona                                                                                                      
    V  AR  Arkansas                                                                                                     
    V  CA  California                                                                                                   
    V  CO  Colorado                                                                                                     
    V  CT  Connecticut                                                                                                  
    V  DE  Delaware                                                                                                     
    V  DC  District of Columbia                                                                                         
    V  FL  Florida                                                                                                      
    V  GA  Georgia                                                                                                      
    V  HI  Hawaii                                                                                                       
    V  ID  Idaho                                                                                                        
    V  IL  Illinois                                                                                                     
    V  IN  Indiana                                                                                                      
    V  IA  Iowa                                                                                                         
    V  KS  Kansas                                                                                                       
    V  KY  Kentucky                                                                                                     
    V  LA  Louisiana                                                                                                    
    V  ME  Maine                                                                                                        
    V  MD  Maryland                                                                                                     
    V  MA  Massachusetts                                                                                                
    V  MI  Michigan                                                                                                     
    V  MN  Minnesota                                                                                                    
    V  MS  Mississippi                                                                                                  
    V  MO  Missouri                                                                                                     
    V  MT  Montana                                                                                                      
    V  NE  Nebraska                                                                                                     
    V  NV  Nevada                                                                                                       
    V  NH  New Hampshire                                                                                                
    V  NJ  New Jersey                                                                                                   
    V  NM  New Mexico                                                                                                   
    V  NY  New York                                                                                                     
    V  NC  North Carolina                                                                                               
    V  ND  North Dakota                                                                                                 
    V  OH  Ohio                                                                                                         
    V  OK  Oklahoma                                                                                                     
    V  OR  Oregon                                                                                                       
    V  PA  Pennsylvania                                                                                                 
    V  RI  Rhode Island                                                                                                 
    V  SC  South Carolina                                                                                               
    V  SD  South Dakota                                                                                                 
    V  TN  Tennessee                                                                                                    
    V  TX  Texas                                                                                                        
    V  UT  Utah                                                                                                         
    V  VT  Vermont                                                                                                      
    V  VA  Virginia                                                                                                     
    V  WA  Washington                                                                                                   
    V  WV  West Virginia                                                                                                
    V  WI  Wisconsin                                                                                                    
    V  WY  Wyoming                                                                                                      
-----------------------------------------------------------------------------                                           
MAINOFC2                          Character 2                                                                           
    label - State of main office of payment receiver for second                                                         
    type of variable - Lender characteristics                                                                           
    Item 5c:                                                                                                            
    In what State is the main office of the organization or person                                                      
    that eventually receives the principal and interest payments                                                        
    from this second mortgage?                                                                                          
    V –-1  not reported                                                                                                 
    V  -2  not applicable                                                                                               
    V  AL  Alabama                                                                                                      
    V  AK  Alaska                                                                                                       
    V  AZ  Arizona                                                                                                      
    V  AR  Arkansas                                                                                                     
    V  CA  California                                                                                                   
    V  CO  Colorado                                                                                                     
    V  CT  Connecticut                                                                                                  
    V  DE  Delaware                                                                                                     
    V  DC  District of Columbia                                                                                         
    V  FL  Florida                                                                                                      
    V  GA  Georgia                                                                                                      
    V  HI  Hawaii                                                                                                       
    V  ID  Idaho                                                                                                        
    V  IL  Illinois                                                                                                     
    V  IN  Indiana                                                                                                      
    V  IA  Iowa                                                                                                         
    V  KS  Kansas                                                                                                       
    V  KY  Kentucky                                                                                                     
    V  LA  Louisiana                                                                                                    
    V  ME  Maine                                                                                                        
    V  MD  Maryland                                                                                                     
    V  MA  Massachusetts                                                                                                
    V  MI  Michigan                                                                                                     
    V  MN  Minnesota                                                                                                    
    V  MS  Mississippi                                                                                                  
    V  MO  Missouri                                                                                                     
    V  MT  Montana                                                                                                      
    V  NE  Nebraska                                                                                                     
    V  NV  Nevada                                                                                                       
    V  NH  New Hampshire                                                                                                
    V  NJ  New Jersey                                                                                                   
    V  NM  New Mexico                                                                                                   
    V  NY  New York                                                                                                     
    V  NC  North Carolina                                                                                               
    V  ND  North Dakota                                                                                                 
    V  OH  Ohio                                                                                                         
    V  OK  Oklahoma                                                                                                     
    V  OR  Oregon                                                                                                       
    V  PA  Pennsylvania                                                                                                 
    V  RI  Rhode Island                                                                                                 
    V  SC  South Carolina                                                                                               
    V  SD  South Dakota                                                                                                 
    V  TN  Tennessee                                                                                                    
    V  TX  Texas                                                                                                        
    V  UT  Utah                                                                                                         
    V  VT  Vermont                                                                                                      
    V  VA  Virginia                                                                                                     
    V  WA  Washington                                                                                                   
    V  WV  West Virginia                                                                                                
    V  WI  Wisconsin                                                                                                    
    V  WY  Wyoming                                                                                                      
-----------------------------------------------------------------------------                                           
MAINOFC3                          Character 2                                                                           
    label - State of main office of payment receiver for third mortgage                                                 
    type of variable - Lender characteristics                                                                           
    Item 5c:                                                                                                            
    In what State is the main office of the organization or person                                                      
    that eventually receives the principal and interest payments                                                        
    from this third mortgage?                                                                                           
    V –-1  not reported                                                                                                 
    V  -2  not applicable                                                                                               
    V  AL  Alabama                                                                                                      
    V  AK  Alaska                                                                                                       
    V  AZ  Arizona                                                                                                      
    V  AR  Arkansas                                                                                                     
    V  CA  California                                                                                                   
    V  CO  Colorado                                                                                                     
    V  CT  Connecticut                                                                                                  
    V  DE  Delaware                                                                                                     
    V  DC  District of Columbia                                                                                         
    V  FL  Florida                                                                                                      
    V  GA  Georgia                                                                                                      
    V  HI  Hawaii                                                                                                       
    V  ID  Idaho                                                                                                        
    V  IL  Illinois                                                                                                     
    V  IN  Indiana                                                                                                      
    V  IA  Iowa                                                                                                         
    V  KS  Kansas                                                                                                       
    V  KY  Kentucky                                                                                                     
    V  LA  Louisiana                                                                                                    
    V  ME  Maine                                                                                                        
    V  MD  Maryland                                                                                                     
    V  MA  Massachusetts                                                                                                
    V  MI  Michigan                                                                                                     
    V  MN  Minnesota                                                                                                    
    V  MS  Mississippi                                                                                                  
    V  MO  Missouri                                                                                                     
    V  MT  Montana                                                                                                      
    V  NE  Nebraska                                                                                                     
    V  NV  Nevada                                                                                                       
    V  NH  New Hampshire                                                                                                
    V  NJ  New Jersey                                                                                                   
    V  NM  New Mexico                                                                                                   
    V  NY  New York                                                                                                     
    V  NC  North Carolina                                                                                               
    V  ND  North Dakota                                                                                                 
    V  OH  Ohio                                                                                                         
    V  OK  Oklahoma                                                                                                     
    V  OR  Oregon                                                                                                       
    V  PA  Pennsylvania                                                                                                 
    V  RI  Rhode Island                                                                                                 
    V  SC  South Carolina                                                                                               
    V  SD  South Dakota                                                                                                 
    V  TN  Tennessee                                                                                                    
    V  TX  Texas                                                                                                        
    V  UT  Utah                                                                                                         
    V  VT  Vermont                                                                                                      
    V  VA  Virginia                                                                                                     
    V  WA  Washington                                                                                                   
    V  WV  West Virginia                                                                                                
    V  WI  Wisconsin                                                                                                    
    V  WY  Wyoming                                                                                                      
-----------------------------------------------------------------------------                                           
MARGIN1                           Numeric   .                                                                           
    label - Margin on first mortgage                                                                                    
    type of variable - Lender characteristics                                                                           
    Item 13b:                                                                                                           
    What is the margin on this first mortgage?                                                                          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       0.01:9.99  0.01-9.99 percent                                                                                     
-----------------------------------------------------------------------------                                           
MARGIN2                           Numeric   .                                                                           
    label - Margin on second mortgage                                                                                   
    type of variable - Lender characteristics                                                                           
    Item 13b:                                                                                                           
    What is the margin on this second mortgage?                                                                         
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       0.01:9.99  0.01-9.99 percent                                                                                     
-----------------------------------------------------------------------------                                           
MARGIN3                           Numeric   .                                                                           
    label - Margin on third mortgage                                                                                    
    type of variable - Lender characteristics                                                                           
    Item 13b:                                                                                                           
    What is the margin on this third mortgage?                                                                          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       0.01:9.99  0.01-9.99 percent                                                                                     
-----------------------------------------------------------------------------                                           
MGBALMM1                          Character 2                                                                           
    label - Month current balance computed for first mortgage                                                           
    type of variable - Lender characteristics                                                                           
    Item 11b:                                                                                                           
    As of what date was this balance computed?                                                                          
       -2 not applicable                                                                                                
       01:12  January - December                                                                                        
-----------------------------------------------------------------------------                                           
MGBALMM2                          Character 2                                                                           
    label - Month current balance computed for second mortgage                                                          
    type of variable - Lender characteristics                                                                           
    Item 11b:                                                                                                           
    As of what date was this balance computed?                                                                          
       -2 not applicable                                                                                                
       01:12  January - December                                                                                        
-----------------------------------------------------------------------------                                           
MGBALMM3                          Character 2                                                                           
    label - Month current balance computed for third mortgage                                                           
    type of variable - Lender characteristics                                                                           
    Item 11b:                                                                                                           
    As of what date was this balance computed?                                                                          
       -2 not applicable                                                                                                
       01:12  January - December                                                                                        
-----------------------------------------------------------------------------                                           
MGBALYR1                          Character 4                                                                           
    label - Year current balance computed for first mortgage                                                            
    type of variable - Lender characteristics                                                                           
    Item 11b:                                                                                                           
    As of what date was this balance computed?                                                                          
       -2 not applicable                                                                                                
       1900:2001  2001-2002                                                                                             
-----------------------------------------------------------------------------                                           
MGBALYR2                          Character 4                                                                           
    label - Year current balance computed for second mortgage                                                           
    type of variable - Lender characteristics                                                                           
    Item 11b:                                                                                                           
    As of what date was this balance computed?                                                                          
       -2 not applicable                                                                                                
       1900:2001  2001-2002                                                                                             
-----------------------------------------------------------------------------                                           
MGBALYR3                          Character 4                                                                           
    label - Year current balance computed for third mortgage                                                            
    type of variable - Lender characteristics                                                                           
    Item 11b:                                                                                                           
    As of what date was this balance computed?                                                                          
       -2 not applicable                                                                                                
       1900:2001  2001-2002                                                                                             
-----------------------------------------------------------------------------                                           
MHCONDO                           Character 2                                                                           
    label - Property is a mobile home or condominium                                                                    
    type of variable - Property characteristics                                                                         
    Item 14a:                                                                                                           
    Is this property either a mobile home or a condominium unit?                                                        
       1  Yes, a mobile home                                                                                            
       2  Yes, a condominium unit                                                                                       
       3  No                                                                                                            
-----------------------------------------------------------------------------                                           
MHMODLYR                          Character 2                                                                           
    label - Model year of mobile home                                                                                   
    type of variable - Mobile home characteristics                                                                      
    Item 6c:                                                                                                            
    What is the model year of this mobile home?                                                                         
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       00  1999 or later                                                                                                
       97  1997 or 1998                                                                                                 
       95  1995 or 1996                                                                                                 
       90  1990 to 1994                                                                                                 
       80  1980 to 1989                                                                                                 
       70  1970 to 1979                                                                                                 
       60  1969 or earlier                                                                                              
-----------------------------------------------------------------------------                                           
MHPERM                            Character 2                                                                           
    label - Mobile home on permanent foundation                                                                         
    type of variable - Mobile home characteristics                                                                      
    Item 6a:                                                                                                            
    Is this mobile home on a permanent foundation?                                                                      
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
-----------------------------------------------------------------------------                                           
MHVALUE                           Numeric   .                                                                           
    label - Current market value of mobile home                                                                         
    type of variable - Mobile home characteristics                                                                      
    Item 6b:                                                                                                            
    About how much do you think this mobile home would sell for                                                         
    on today's market?                                                                                                  
       -2 not applicable                                                                                                
       00000000:99999999  $0 - $99,999,999                                                                              
-----------------------------------------------------------------------------                                           
MSASTAT                           Character .                                                                           
    label - Inside or outside a metropolitan area                                                                       
    type of variable - Geographical data                                                                                
    MSA Final status                                                                                                    
       1 Inside the central  city of an MSA                                                                             
       2 In an MSA but not in the central city                                                                          
       3 Outside an MSA                                                                                                 
-----------------------------------------------------------------------------                                           
MTGBAL1                           Numeric   .                                                                           
    label - Current unpaid first mortgage balance                                                                       
    type of variable - Lender characteristics                                                                           
    Item 11a:                                                                                                           
    What is the current unpaid balance on this first mortgage?                                                          
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
MTGBAL2                           Numeric   .                                                                           
    label - Current unpaid second mortgage balance                                                                      
    type of variable - Lender characteristics                                                                           
    Item 11a:                                                                                                           
    What is the current unpaid balance on this second mortgage?                                                         
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
MTGBAL3                           Numeric   .                                                                           
    label - Current unpaid third mortgage balance                                                                       
    type of variable - Lender characteristics                                                                           
    Item 11a:                                                                                                           
    What is the current unpaid balance on this third mortgage?                                                          
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
MTGINSR1                          Character 2                                                                           
    label - First Mortgage insurance type                                                                               
    type of variable - Lender characteristics                                                                           
    Item 6:                                                                                                             
    How is this  first mortgage insured or guaranteed?                                                                  
       -2 not applicable                                                                                                
       1  Federal Housing Administration (FHA)                                                                          
       2  Department of Veterans Affairs (VA)                                                                           
       3  Rural Housing Service / Rural Development (formerly FmHA)                                                     
       4  Private mortgage insurance company (Do NOT include borrower's life 
insurance.)                                
       5  State or local housing finance agency only                                                                    
                                                                                                                        
6  State or local housing finance agency with FHA insurance, VA, or Rural 
Housing Service / Rural Development (form     
       7  Other - Specify                                                                                               
       8  Not insured or guaranteed                                                                                     
-----------------------------------------------------------------------------                                           
MTGINSR2                          Character 2                                                                           
    label - Second Mortgage insurance type                                                                              
    type of variable - Lender characteristics                                                                           
    Item 6:                                                                                                             
    How is this second mortgage insured or guaranteed?                                                                  
       -2 not applicable                                                                                                
       1  Federal Housing Administration (FHA)                                                                          
       2  Department of Veterans Affairs (VA)                                                                           
       3  Rural Housing Service / Rural Development (formerly FmHA)                                                     
       4  Private mortgage insurance company (Do NOT include borrower's life 
insurance.)                                
       5  State or local housing finance agency only                                                                    
                                                                                                                        
6  State or local housing finance agency with FHA insurance, VA, or Rural 
Housing Service / Rural Development (form     
       7  Other - Specify                                                                                               
       8  Not insured or guaranteed                                                                                     
-----------------------------------------------------------------------------                                           
MTGINSR3                          Character 2                                                                           
    label - Third Mortgage insurance type                                                                               
    type of variable - Lender characteristics                                                                           
    Item 6:                                                                                                             
    How is this third mortgage insured or guaranteed?                                                                   
       -2 not applicable                                                                                                
       1  Federal Housing Administration (FHA)                                                                          
       2  Department of Veterans Affairs (VA)                                                                           
       3  Rural Housing Service / Rural Development (formerly FmHA)                                                     
       4  Private mortgage insurance company (Do NOT include borrower's life 
insurance.)                                
       5  State or local housing finance agency only                                                                    
                                                                                                                        
6  State or local housing finance agency with FHA insurance, VA, or Rural 
Housing Service / Rural Development (form     
       7  Other - Specify                                                                                               
       8  Not insured or guaranteed                                                                                     
-----------------------------------------------------------------------------                                           
MTGINST1                          Character 2                                                                           
    label - First Mortgage instrument type                                                                              
    type of variable - Lender characteristics                                                                           
    Item 12:                                                                                                            
    What type of first mortgage instrument is this?                                                                     
       -2 not applicable                                                                                                
       1  Fixed-rate, level-payment                                                                                     
       2  Short-term with balloon payment                                                                               
       3  Reverse mortgage                                                                                              
       4  Adjustable rate mortgage (ARM)                                                                                
       5  Other - Specify                                                                                               
-----------------------------------------------------------------------------                                           
MTGINST2                          Character 2                                                                           
    label - Second Mortgage instrument type                                                                             
    type of variable - Lender characteristics                                                                           
    Item 12:                                                                                                            
    What type of second mortgage instrument is this?                                                                    
       -2 not applicable                                                                                                
       1  Fixed-rate, level-payment                                                                                     
       2  Short-term with balloon payment                                                                               
       3  Reverse mortgage                                                                                              
       4  Adjustable rate mortgage (ARM)                                                                                
       5  Other - Specify                                                                                               
-----------------------------------------------------------------------------                                           
MTGINST3                          Character 2                                                                           
    label - Third Mortgage instrument type                                                                              
    type of variable - Lender characteristics                                                                           
    Item 12:                                                                                                            
    What type of third mortgage instrument is this?                                                                     
       -2 not applicable                                                                                                
       1  Fixed-rate, level-payment                                                                                     
       2  Short-term with balloon payment                                                                               
       3  Reverse mortgage                                                                                              
       4  Adjustable rate mortgage (ARM)                                                                                
       5  Other - Specify                                                                                               
-----------------------------------------------------------------------------                                           
MTGKIND1                          Character 2                                                                           
    label - Kind of  first mortgage                                                                                     
    type of variable - Lender characteristics                                                                           
    Item 2:                                                                                                             
    The first mortgage or similar debt you are reporting for is a -                                                     
       -2 not applicable                                                                                                
       1  First mortgage or deed of trust (including land contract or contract 
to purchase)                             
       4  Reverse mortgage                                                                                              
       7  Other - specify                                                                                               
-----------------------------------------------------------------------------                                           
MTGKIND2                          Character 2                                                                           
    label - Kind of second mortgage                                                                                     
    type of variable - Lender characteristics                                                                           
    Item 2:                                                                                                             
    The second mortgage or similar debt you are reporting for is a -                                                    
       -2 not applicable                                                                                                
       2  Second mortgage (EXCLUDING home equity line of credit)                                                        
-----------------------------------------------------------------------------                                           
MTGKIND3                          Character 2                                                                           
    label - Kind of third mortgage                                                                                      
    type of variable - Lender characteristics                                                                           
    Item 2:                                                                                                             
    The third mortgage or similar debt you are reporting for is a -                                                     
       -2 not applicable                                                                                                
       3  Third mortgage (EXCLUDING home equity line of credit)                                                         
-----------------------------------------------------------------------------                                           
MTGORIG1                          Character 2                                                                           
    label - How payment receiver obtained first mortgage                                                                
    type of variable - Lender characteristics                                                                           
    Item 5b:                                                                                                            
    Did the current recipient of the principal and interest payments -                                                  
       -2 not applicable                                                                                                
       1  Originate the mortgage from the borrower?                                                                     
       2  Purchase the mortgage from the present servicer?                                                              
       3  Purchase the mortgage from someone else?                                                                      
-----------------------------------------------------------------------------                                           
MTGORIG2                          Character 2                                                                           
    label - How payment receiver obtained second mortgage                                                               
    type of variable - Lender characteristics                                                                           
    Item 5b:                                                                                                            
    Did the current recipient of the principal and interest payments -                                                  
       -2 not applicable                                                                                                
       1  Originate the mortgage from the borrower?                                                                     
       2  Purchase the mortgage from the present servicer?                                                              
       3  Purchase the mortgage from someone else?                                                                      
-----------------------------------------------------------------------------                                           
MTGORIG3                          Character 2                                                                           
    label - How payment receiver obtained  third mortgage                                                               
    type of variable - Lender characteristics                                                                           
    Item 5b:                                                                                                            
    Did the current recipient of the principal and interest payments -                                                  
       -2 not applicable                                                                                                
       1  Originate the mortgage from the borrower?                                                                     
       2  Purchase the mortgage from the present servicer?                                                              
       3  Purchase the mortgage from someone else?                                                                      
-----------------------------------------------------------------------------                                           
NEGAMTZ1                          Character 2                                                                           
    label - Negative amortization allowed                                                                               
    type of variable - Lender characteristics                                                                           
    Item 14c:                                                                                                           
    Does this mortgage allow negative amortization?                                                                     
       1  Yes, capped                                                                                                   
       2  Yes, unrestricted negative amortization                                                                       
       3  No                                                                                                            
-----------------------------------------------------------------------------                                           
NEGAMTZ2                          Character 2                                                                           
    label - Negative amortization allowed                                                                               
    type of variable - Lender characteristics                                                                           
    Item 14c:                                                                                                           
    Does this second  mortgage allow negative amortization?                                                             
       1  Yes, capped                                                                                                   
       2  Yes, unrestricted negative amortization                                                                       
       3  No                                                                                                            
-----------------------------------------------------------------------------                                           
NEGAMTZ3                          Character 2                                                                           
    label - Negative amortization allowed                                                                               
    type of variable - Lender characteristics                                                                           
    Item 14c:                                                                                                           
    Does this mortgage allow negative amortization?                                                                     
       1  Yes, capped                                                                                                   
       2  Yes, unrestricted negative amortization                                                                       
       3  No                                                                                                            
-----------------------------------------------------------------------------                                           
NEGCAP1                           Numeric   .                                                                           
    label - Negative amortization cap                                                                                   
    type of variable - Lender characteristics                                                                           
    Item 14c:                                                                                                           
    Does this first mortgage allow negative amortization?                                                               
    If yes, capped at -                                                                                                 
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000.01:159.99  0.01-159.99 percent                                                                               
-----------------------------------------------------------------------------                                           
NEGCAP2                           Numeric   .                                                                           
    label - Negative amortization cap                                                                                   
    type of variable - Lender characteristics                                                                           
    Item 14c:                                                                                                           
    Does this second mortgage allow negative amortization?                                                              
    If yes, capped at -                                                                                                 
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000.01:159.99  0.01-159.99 percent                                                                               
-----------------------------------------------------------------------------                                           
NEGCAP3                           Numeric   .                                                                           
    label - Negative amortization cap                                                                                   
    type of variable - Lender characteristics                                                                           
    Item 14c:                                                                                                           
    Does this third mortgage allow negative amortization?                                                               
    If yes, capped at -                                                                                                 
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000.01:159.99  0.01-159.99 percent                                                                               
-----------------------------------------------------------------------------                                           
NEWBLDG                           Character 2                                                                           
    label - Building was new when acquired                                                                              
    type of variable - Data about the purchase of the property                                                          
    Item 4d:                                                                                                            
    Was the residence new when you acquired the property,                                                               
    or was it previously occupied?                                                                                      
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  New                                                                                                           
       2  Previously occupied by someone else                                                                           
       3  Converted from nonresidential use                                                                             
       4  Other - Specify                                                                                               
-----------------------------------------------------------------------------                                           
NOBENEFT                          Character 2                                                                           
    label - Property receives no property benefits                                                                      
    type of variable - Property benefits                                                                                
    Item 20a:                                                                                                           
    Does this property benefit from -                                                                                   
    Do NOT include FHA, VA, or Rural Housing Service / Rural Development                                                
    (formerly FmHA) insurance or guarantees as a "property benefit."                                                    
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       X  None of the above                                                                                             
-----------------------------------------------------------------------------                                           
NODWNPMT                          Character 2                                                                           
    label - No downpayment required                                                                                     
    type of variable - Data about the purchase of the property                                                          
    Item 5c:                                                                                                            
    What sources accounted for one third or more of the down payment and                                                
    closing costs used for the purchase or construction of this property?                                               
    If the entire purchase price for the property was paid with cash,                                                   
    report the source(s) of the cash.                                                                                   
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  No down payment required                                                                                      
-----------------------------------------------------------------------------                                           
NONPROF                           Character 2                                                                           
    label - Property benefits from non-profit subsidy                                                                   
    type of variable - Property benefits                                                                                
    Item 20a:                                                                                                           
    Does this property benefit from -                                                                                   
    Do NOT include FHA, VA, or Rural Housing Service / Rural Development                                                
    (formerly FmHA) insurance or guarantees as a "property benefit."                                                    
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       X  Subsidy from a non-profit corporation?                                                                        
-----------------------------------------------------------------------------                                           
NONPROFT                          Character 2                                                                           
    label - Non-profit source used as downpayment                                                                       
    type of variable - Data about the purchase of the property                                                          
    Item 5c:                                                                                                            
    What sources accounted for one third or more of the down payment and                                                
    closing costs used for the purchase or construction of this property?                                               
    If the entire purchase price for the property was paid with cash,                                                   
    report the source(s) of the cash.                                                                                   
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  From a non-profit organization                                                                                
-----------------------------------------------------------------------------                                           
NOVETS                            Character 2                                                                           
    label - Owner did not serve in the military                                                                         
    type of variable - Property owner characteristics                                                                   
    Item 25:                                                                                                            
    Have any of the current owners of this property ever served on active                                               
    duty in the Armed Forces of the United States?                                                                      
    If yes, Mark all that apply.                                                                                        
       -1 not reported                                                                                                  
       X  No                                                                                                            
-----------------------------------------------------------------------------                                           
NUMCTRCT                          Numeric   .                                                                           
    label - Number of contracts on the property                                                                         
    type of variable - Property characteristics                                                                         
    Item 7:                                                                                                             
    How many of these LOANS do you CURRENTLY have on this property?                                                     
       0:4  0-4 Contract to purchase, land contract, contract for deed, or 
purchase agreement                           
-----------------------------------------------------------------------------                                           
NUMHE                             Numeric   .                                                                           
    label - Number of home equity lines of credit                                                                       
    type of variable - Property characteristics                                                                         
    Item 7:                                                                                                             
    How many of these LOANS do you CURRENTLY have on this property?                                                     
       0:4  0-4 Home equity line of credit                                                                              
-----------------------------------------------------------------------------                                           
NUMMORT                           Numeric   .                                                                           
    label - Number of regular mortgages on the property                                                                 
    type of variable - Property characteristics                                                                         
    Item 7:                                                                                                             
    How many of these LOANS do you CURRENTLY have on this property?                                                     
       0:4  0-4 Mortgage, deed of trust, trust deed (Include 1st, 2nd, and 3rd 
loans)                                   
-----------------------------------------------------------------------------                                           
NUMOTHLN                          Numeric   .                                                                           
    label - Number of other loans secured by the property                                                               
    type of variable - Property characteristics                                                                         
    Item 7:                                                                                                             
    How many of these LOANS do you CURRENTLY have on this property?                                                     
                                                                                                                        
0:4  0-4 Some other loan secured by this property (do NOT count personal loans, 
installment loans, or consumer fina     
-----------------------------------------------------------------------------                                           
NUMOWNER                          Character 2                                                                           
    label - Number of people who own this property                                                                      
    type of variable - Property owner characteristics                                                                   
    Item 22:                                                                                                            
    How many people own this property?                                                                                  
       1  One person                                                                                                    
       2  Two people                                                                                                    
       3  Three or more people                                                                                          
-----------------------------------------------------------------------------                                           
NUMUNITS                          Numeric   .                                                                           
    label - Number of housing units on property                                                                         
    type of variable - Property characteristics                                                                         
    Item 14b:                                                                                                           
    How many housing units (separate living quarters) are there                                                         
    in this property?                                                                                                   
       001:997  1-997 units                                                                                             
-----------------------------------------------------------------------------                                           
ONDEMAND1                         Character 2                                                                           
    label - Payable on demand box for ORIGTRM                                                                           
    type of variable - Lender characteristics                                                                           
    Item 10b:                                                                                                           
    What is the term of this first mortgage (years from date ORIGINALLY made                                            
    to scheduled maturity)?                                                                                             
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       0  Payable on demand                                                                                             
-----------------------------------------------------------------------------                                           
ONDEMAND2                         Character 2                                                                           
    label - Payable on demand box for ORIGTRM                                                                           
    type of variable - Lender characteristics                                                                           
    Item 10b:                                                                                                           
    What is the term of this second mortgage (years from date ORIGINALLY made                                           
    to scheduled maturity)?                                                                                             
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       0  Payable on demand                                                                                             
-----------------------------------------------------------------------------                                           
ONDEMAND3                         Character 2                                                                           
    label - Payable on demand box for ORIGTRM                                                                           
    type of variable - Lender characteristics                                                                           
    Item 10b:                                                                                                           
    What is the term of this third mortgage (years from date ORIGINALLY made                                            
    to scheduled maturity)?                                                                                             
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       0  Payable on demand                                                                                             
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ORIGAMT1                          Numeric   .                                                                           
    label - Original amount of first mortgage                                                                           
    type of variable - Lender characteristics                                                                           
    Item 10c:                                                                                                           
    What was the amount of this first mortgage when it was ORIGINALLY made?                                             
    If refinanced or renewed, enter amount at time of most recent action.                                               
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
ORIGAMT2                          Numeric   .                                                                           
    label - Original amount of second mortgage                                                                          
    type of variable - Lender characteristics                                                                           
    Item 10c:                                                                                                           
    What was the amount of this second mortgage when it was ORIGINALLY made?                                            
    If refinanced or renewed, enter amount at time of most recent action.                                               
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
ORIGAMT3                          Numeric   .                                                                           
    label - Original amount of third mortgage                                                                           
    type of variable - Lender characteristics                                                                           
    Item 10c:                                                                                                           
    What was the amount of this third mortgage when it was ORIGINALLY made?                                             
    If refinanced or renewed, enter amount at time of most recent action.                                               
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
ORIGMM1                           Character 2                                                                           
    label - Month first mortgage originally made                                                                        
    type of variable - Lender characteristics                                                                           
    Item 10a:                                                                                                           
    When was this first mortgage ORIGINALLY made?                                                                       
    If refinanced or renewed, enter date of most recent action.                                                         
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       01:12  January - December                                                                                        
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ORIGMM2                           Character 2                                                                           
    label - Month second mortgage originally made                                                                       
    type of variable - Lender characteristics                                                                           
    Item 10a:                                                                                                           
    When was this second mortgage ORIGINALLY made?                                                                      
    If refinanced or renewed, enter date of most recent action.                                                         
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       01:12  January - December                                                                                        
-----------------------------------------------------------------------------                                           
ORIGMM3                           Character 2                                                                           
    label - Month third mortgage originally made                                                                        
    type of variable - Lender characteristics                                                                           
    Item 10a:                                                                                                           
    When was this third mortgage ORIGINALLY made?                                                                       
    If refinanced or renewed, enter date of most recent action.                                                         
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       01:12  January - December                                                                                        
-----------------------------------------------------------------------------                                           
ORIGTRM1                          Numeric   .                                                                           
    label - Original term of first mortgage                                                                             
    type of variable - Lender characteristics                                                                           
    Item 10b:                                                                                                           
    What is the term of this first mortgage (years from date ORIGINALLY made                                            
    to scheduled maturity)?                                                                                             
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       00:40  0-40 years                                                                                                
-----------------------------------------------------------------------------                                           
ORIGTRM2                          Numeric   .                                                                           
    label - Original term of second mortgage                                                                            
    type of variable - Lender characteristics                                                                           
    Item 10b:                                                                                                           
    What is the term of this second mortgage (years from date ORIGINALLY made                                           
    to scheduled maturity)?                                                                                             
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       00:40  0-40 years                                                                                                
-----------------------------------------------------------------------------                                           
ORIGTRM3                          Numeric   .                                                                           
    label - Original term of third mortgage                                                                             
    type of variable - Lender characteristics                                                                           
    Item 10b:                                                                                                           
    What is the term of this third mortgage (years from date ORIGINALLY made                                            
    to scheduled maturity)?                                                                                             
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       00:40  0-40 years                                                                                                
-----------------------------------------------------------------------------                                           
ORIGVAL1                          Numeric   .                                                                           
    label - Property value when original first mortgage made                                                            
    type of variable - Lender characteristics                                                                           
    Item 10d:                                                                                                           
    What was the appraised value of the property when this first mortgage was                                           
    ORIGINALLY made?                                                                                                    
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
ORIGVAL2                          Numeric   .                                                                           
    label - Property value when second mortgage made                                                                    
    type of variable - Lender characteristics                                                                           
    Item 10d:                                                                                                           
    What was the appraised value of the property when this second mortgage was                                          
    ORIGINALLY made?                                                                                                    
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
ORIGVAL3                          Numeric   .                                                                           
    label - Property value when third mortgage made                                                                     
    type of variable - Lender characteristics                                                                           
    Item 10d:                                                                                                           
    What was the appraised value of the property when this third mortgage was                                           
    ORIGINALLY made?                                                                                                    
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
ORIGYR1                           Character 4                                                                           
    label - Year first mortgage originally made                                                                         
    type of variable - Lender characteristics                                                                           
    Item 10a:                                                                                                           
    When was this first mortgage ORIGINALLY made?                                                                       
    If refinanced or renewed, enter date of most recent action.                                                         
       -2 not applicable                                                                                                
       1900:2001  1900 - 2001                                                                                           
-----------------------------------------------------------------------------                                           
ORIGYR2                           Character 4                                                                           
    label - Year second mortgage originally made                                                                        
    type of variable - Lender characteristics                                                                           
    Item 10a:                                                                                                           
    When was this second mortgage ORIGINALLY made?                                                                      
    If refinanced or renewed, enter date of most recent action.                                                         
       -2 not applicable                                                                                                
       1900:2001  1900 - 2001                                                                                           
-----------------------------------------------------------------------------                                           
ORIGYR3                           Character 4                                                                           
    label - Year third mortgage originally made                                                                         
    type of variable - Lender characteristics                                                                           
    Item 10a:                                                                                                           
    When was this third mortgage ORIGINALLY made?                                                                       
    If refinanced or renewed, enter date of most recent action.                                                         
       -2 not applicable                                                                                                
       1900:2001  1900 - 2001                                                                                           
-----------------------------------------------------------------------------                                           
OTHBENFT                          Character 2                                                                           
    label - Property receives benefits for other reason                                                                 
    type of variable - Property benefits                                                                                
    Item 20c:                                                                                                           
    Are there benefits provided because the property is -                                                               
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Other reason? - Specify                                                                                       
-----------------------------------------------------------------------------                                           
OTHBORRW                          Character 2                                                                           
    label - Other borrowing used as downpayment                                                                         
    type of variable - Data about the purchase of the property                                                          
    Item 5c:                                                                                                            
    What sources accounted for one third or more of the down payment and                                                
    closing costs used for the purchase or construction of this property?                                               
    If the entire purchase price for the property was paid with cash,                                                   
    report the source(s) of the cash.                                                                                   
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Other borrowing using assets other than this property as collateral                                           
-----------------------------------------------------------------------------                                           
OTHCHG1                           Character 2                                                                           
    label - Payment changed for other than rate change during first mortgage                                            
    type of variable - Lender characteristics                                                                           
    Item 14a:                                                                                                           
    Can the regular principal and interest payments change during                                                       
    the life of this first mortgage OTHER THAN through a change in the                                                  
    interest rate?                                                                                                      
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
-----------------------------------------------------------------------------                                           
OTHCHG2                           Character 2                                                                           
    label - Payment changed for other than rate change during second mortgage                                           
    type of variable - Lender characteristics                                                                           
    Item 14a:                                                                                                           
    Can the regular principal and interest payments change during                                                       
    the life of this second mortgage OTHER THAN through a change in the                                                 
    interest rate?                                                                                                      
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
-----------------------------------------------------------------------------                                           
OTHCHG3                           Character 2                                                                           
    label - Payment changed for other than rate change during third mortgage                                            
    type of variable - Lender characteristics                                                                           
    Item 14a:                                                                                                           
    Can the regular principal and interest payments change during                                                       
    the life of this third  mortgage OTHER THAN through a change in the                                                 
    interest rate?                                                                                                      
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
-----------------------------------------------------------------------------                                           
OTHDOWN                           Character 2                                                                           
    label - Other sources used as downpayment                                                                           
    type of variable - Data about the purchase of the property                                                          
    Item 5c:                                                                                                            
    What sources accounted for one third or more of the down payment and                                                
    closing costs used for the purchase or construction of this property?                                               
    If the entire purchase price for the property was paid with cash,                                                   
    report the source(s) of the cash.                                                                                   
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Other - Specify                                                                                               
-----------------------------------------------------------------------------                                           
OTHERINC                          Numeric   .                                                                           
    label - Household income from any other sources                                                                     
    type of variable - Property owner income data                                                                       
    Item 27f:                                                                                                           
    What was the total income in 2000 (before taxes and deductions) for ALL                                             
    members of this household 15 years or older?                                                                        
    Include any income from - Any other sources of income received regularly                                            
    such as VA payments, unemployment compensation, public assistance or                                                
    public welfare payments, child support or alimony.                                                                  
    Exclude lump-sum amounts such as gains from sale of property, an                                                    
    inheritance, or gifts from family members.                                                                          
       -1 not reported                                                                                                  
       00000000:99999999  $0 - $99,999,999                                                                              
-----------------------------------------------------------------------------                                           
OTHFREQ1                          Character 2                                                                           
    label - Frequency of payments of other items on first mortgage                                                      
    type of variable - Lender characteristics                                                                           
    Item 18e:                                                                                                           
    How often are these payments required to be made?                                                                   
    Other payments                                                                                                      
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
-----------------------------------------------------------------------------                                           
OTHFREQ2                          Character 2                                                                           
    label - Frequency of payments of other items on second mortgage                                                     
    type of variable - Lender characteristics                                                                           
    Item 18e:                                                                                                           
    How often are these payments required to be made?                                                                   
    Other payments                                                                                                      
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
-----------------------------------------------------------------------------                                           
OTHFREQ3                          Character 2                                                                           
    label - Frequency of payments of other items on third mortgage                                                      
    type of variable - Lender characteristics                                                                           
    Item 18e:                                                                                                           
    How often are these payments required to be made?                                                                   
    Other payments                                                                                                      
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
-----------------------------------------------------------------------------                                           
OTHPMT1                           Numeric   .                                                                           
    label - Regular payments for other items on first mortgage                                                          
    type of variable - Lender characteristics                                                                           
    Item 17e:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    this first mortgage for other payments (e.g., escrow shortage, cushion,                                             
    life insurance, accident, health, or disability insurance, etc.)?                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
OTHPMT2                           Numeric   .                                                                           
    label - Regular payments for other items on second mortgage                                                         
    type of variable - Lender characteristics                                                                           
    Item 17e:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    This second mortgage for other payments (e.g., escrow shortage, cushion,                                            
    life insurance, accident, health, or disability insurance, etc.)?                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
OTHPMT3                           Numeric   .                                                                           
    label - Regular payments for other items on third mortgage                                                          
    type of variable - Lender characteristics                                                                           
    Item 17e:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    This third mortgage for other payments (e.g., escrow shortage, cushion,                                             
    life insurance, accident, health, or disability insurance, etc.)?                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
OWNBEFOR                          Character 2                                                                           
    label - Owner previously owned another home                                                                         
    type of variable - Property owner characteristics                                                                   
    Item 26:                                                                                                            
    Have any of the current owners of this property ever owned another home?                                            
       -1 not reported                                                                                                  
       1  Yes, previously owned another home                                                                            
       2  No                                                                                                            
-----------------------------------------------------------------------------                                           
OWNLAND                           Character 2                                                                           
    label - Own land where home is                                                                                      
    type of variable - Property characteristics                                                                         
    Item 19a:                                                                                                           
    Do you own the land on which your home is situated?                                                                 
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
-----------------------------------------------------------------------------                                           
P1AGE                             Character 3                                                                           
    label - Age of property owner                                                                                       
    type of variable - Property owner characteristics                                                                   
    Item 24b:                                                                                                           
    What is the property owner(s) age?                                                                                  
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000:105   0 to 105 years old                                                                                     
-----------------------------------------------------------------------------                                           
P1HISPAN                          Character 2                                                                           
    label - Property owner is Hispanic                                                                                  
    type of variable - Property owner characteristics                                                                   
    Item 23:                                                                                                            
    Is the owner(s) of this property Spanish/Hispanic/Latino?                                                           
       1  Yes                                                                                                           
       2  No                                                                                                            
-----------------------------------------------------------------------------                                           
P1RACE                            Character 2                                                                           
    label - Race of property owner                                                                                      
    type of variable - Property owner characteristics                                                                   
    This variable is a recode.  It was derived from the answers                                                         
    provided by the property owner to each individual race question.                                                    
       01  White only                                                                                                   
       02  Black only                                                                                                   
       03  Native American only                                                                                         
       04  Asian only                                                                                                   
       05  Pacific Islander only                                                                                        
       06  White and Black                                                                                              
       07  White and Native American                                                                                    
       08  White and Asian                                                                                              
       09  White and Pacific Islander                                                                                   
       10  Black and Native American                                                                                    
       11  Black and Asian                                                                                              
       12  Black and Pacific Islander                                                                                   
       13  Native American and Asian                                                                                    
       14  Asian and Pacific Islander                                                                                   
       15  White, Black, and Native American                                                                            
       16  White, Black, and Asian                                                                                      
       17  White, Native American, and Asian                                                                            
       18  White, Asian, and Pacific Islander                                                                           
       19  White, Black, Native American, and Asian                                                                     
       20  Other combination of 2 or 3 races                                                                            
       21  Other combination of 4 or 5 races                                                                            
-----------------------------------------------------------------------------                                           
P1SEX                             Character 2                                                                           
    label - Sex of property owner                                                                                       
    type of variable - Property owner characteristics                                                                   
    Item 24c:                                                                                                           
    What is the property owner(s) sex?                                                                                  
       1  Male                                                                                                          
       2  Female                                                                                                        
-----------------------------------------------------------------------------                                           
P2AGE                             Character 3                                                                           
    label - Age of property co-owner                                                                                    
    type of variable - Property owner characteristics                                                                   
    Item 24b:                                                                                                           
    What is the property owner(s) age?                                                                                  
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000:105   0 to 105 years old                                                                                     
-----------------------------------------------------------------------------                                           
P2HISPAN                          Character 2                                                                           
    label - Property co-owner is Hispanic                                                                               
    type of variable - Property owner characteristics                                                                   
    Item 23:                                                                                                            
    Is the owner(s) of this property Spanish/Hispanic/Latino?                                                           
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
-----------------------------------------------------------------------------                                           
P2RACE                            Character 2                                                                           
    label - Race of property co-owner                                                                                   
    type of variable - Property owner characteristics                                                                   
    This variable is a recode.  It was derived from the answers                                                         
    provided by the property co-owner to each individual race question.                                                 
       01  White only                                                                                                   
       02  Black only                                                                                                   
       03  Native American only                                                                                         
       04  Asian only                                                                                                   
       05  Pacific Islander only                                                                                        
       06  White and Black                                                                                              
       07  White and Native American                                                                                    
       08  White and Asian                                                                                              
       09  White and Pacific Islander                                                                                   
       10  Black and Native American                                                                                    
       11  Black and Asian                                                                                              
       12  Black and Pacific Islander                                                                                   
       13  Native American and Asian                                                                                    
       14  Asian and Pacific Islander                                                                                   
       15  White, Black, and Native American                                                                            
       16  White, Black, and Asian                                                                                      
       17  White, Native American, and Asian                                                                            
       18  White, Asian, and Pacific Islander                                                                           
       19  White, Black, Native American, and Asian                                                                     
       20  Other combination of 2 or 3 races                                                                            
       21  Other combination of 4 or 5 races                                                                            
-----------------------------------------------------------------------------                                           
P2SEX                             Character 2                                                                           
    label - Sex of property co-owner                                                                                    
    type of variable - Property owner characteristics                                                                   
    Item 24c:                                                                                                           
    What is the property owner(s) sex?                                                                                  
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Male                                                                                                          
       2  Female                                                                                                        
-----------------------------------------------------------------------------                                           
PARENTS                           Character 2                                                                           
    label - Parents/relatives supplied downpayment                                                                      
    type of variable - Data about the purchase of the property                                                          
    Item 5c:                                                                                                            
    What sources accounted for one third or more of the down payment and                                                
    closing costs used for the purchase or construction of this property?                                               
    If the entire purchase price for the property was paid with cash,                                                   
    report the source(s) of the cash.                                                                                   
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  From parents or relatives                                                                                     
-----------------------------------------------------------------------------                                           
PENSION                           Character 2                                                                           
    label - Borrowed from retirement for downpayment                                                                    
    type of variable - Data about the purchase of the property                                                          
    Item 5c:                                                                                                            
    What sources accounted for one third or more of the down payment and                                                
    closing costs used for the purchase or construction of this property?                                               
    If the entire purchase price for the property was paid with cash,                                                   
    report the source(s) of the cash.                                                                                   
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Borrowing from a retirement plan                                                                              
-----------------------------------------------------------------------------                                           
PIFREQ1                           Character 2                                                                           
    label - Frequency of principal & interest or interest only payments on first 
mortgage                               
    type of variable - Lender characteristics                                                                           
    Item 18a:                                                                                                           
    How often are these payments required to be made?                                                                   
    Principal and interest or interest only                                                                             
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
-----------------------------------------------------------------------------                                           
PIFREQ2                           Character 2                                                                           
    label - Frequency of principal & interest or interest only payments on 
second mortage                               
    type of variable - Lender characteristics                                                                           
    Item 18a:                                                                                                           
    How often are these payments required to be made?                                                                   
    Principal and interest or interest only                                                                             
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
-----------------------------------------------------------------------------                                           
PIFREQ3                           Character 2                                                                           
    label - Frequency of principal & interest or interest only payments on third 
mortgage                               
    type of variable - Lender characteristics                                                                           
    Item 18a:                                                                                                           
    How often are these payments required to be made?                                                                   
    Principal and interest or interest only                                                                             
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
-----------------------------------------------------------------------------                                           
PINSFRQ1                          Character 2                                                                           
    label - Frequency of property insurance payments on first mortgage                                                  
    type of variable - Lender characteristics                                                                           
    Item 18c:                                                                                                           
    How often are these payments required to be made?                                                                   
    Fire, hazard, flood, or earthquake insurance                                                                        
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
-----------------------------------------------------------------------------                                           
PINSFRQ2                          Character 2                                                                           
    label - Frequency of property insurance payments on second mortage                                                  
    type of variable - Lender characteristics                                                                           
    Item 18c:                                                                                                           
    How often are these payments required to be made?                                                                   
    Fire, hazard, flood, or earthquake insurance                                                                        
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
-----------------------------------------------------------------------------                                           
PINSFRQ3                          Character 2                                                                           
    label - Frequency of property insurance payments on third mortgage                                                  
    type of variable - Lender characteristics                                                                           
    Item 18c:                                                                                                           
    How often are these payments required to be made?                                                                   
    Fire, hazard, flood, or earthquake insurance                                                                        
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
-----------------------------------------------------------------------------                                           
PINSPMT1                          Numeric   .                                                                           
    label - Regular payments for property insurance on first mortgage                                                   
    type of variable - Lender characteristics                                                                           
    Item 17c:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    This first mortgage for fire, hazard, flood, or earthquake insurance?                                               
    If taxes and insurance are combined in one account, estimate the                                                    
    amount for each and enter the estimates in the appropriate boxes.                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
PINSPMT2                          Numeric   .                                                                           
    label - Regular payments for property insurance on second mortgage                                                  
    type of variable - Lender characteristics                                                                           
    Item 17c:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    this second mortgage for fire, hazard, flood, or earthquake insurance?                                              
    If taxes and insurance are combined in one account, estimate the                                                    
    amount for each and enter the estimates in the appropriate boxes.                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
PINSPMT3                          Numeric   .                                                                           
    label - Regular payments for property insurance on third mortgage                                                   
    type of variable - Lender characteristics                                                                           
    Item 17c:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    This third mortgage for fire, hazard, flood, or earthquake insurance?                                               
    If taxes and insurance are combined in one account, estimate the                                                    
    amount for each and enter the estimates in the appropriate boxes.                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
PIPMT1                            Numeric   .                                                                           
    label - Regular payments for principal & interest on first mortgage                                                 
    type of variable - Lender characteristics                                                                           
    Item 17a:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    This first mortgage for principal and interest?                                                                     
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
PIPMT2                            Numeric   .                                                                           
    label - Regular payments for principal & interest on second mortgage                                                
    type of variable - Lender characteristics                                                                           
    Item 17a:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    this second mortgage for principal and interest?                                                                    
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
PIPMT3                            Numeric   .                                                                           
    label - Regular payments for principal & interest on third mortgage                                                 
    type of variable - Lender characteristics                                                                           
    Item 17a:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    This third mortgage for principal and interest?                                                                     
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
PLASSMD1                          Character 2                                                                           
    label - First Mortgage placed or assumed                                                                            
    type of variable - Lender characteristics                                                                           
    Item 8:                                                                                                             
    Was this first mortgage placed or assumed by the present property owner?                                            
       -2 not applicable                                                                                                
       1  Placed                                                                                                        
       2  Assumed                                                                                                       
-----------------------------------------------------------------------------                                           
PLASSMD2                          Character 2                                                                           
    label - Second Mortgage placed or assumed                                                                           
    type of variable - Lender characteristics                                                                           
    Item 8:                                                                                                             
    Was this second mortgage placed or assumed by the present property owner?                                           
       -2 not applicable                                                                                                
       1  Placed                                                                                                        
       2  Assumed                                                                                                       
-----------------------------------------------------------------------------                                           
PLASSMD3                          Character 2                                                                           
    label - Third Mortgage placed or assumed                                                                            
    type of variable - Lender characteristics                                                                           
    Item 8:                                                                                                             
    Was this third mortgage placed or assumed by the present property owner?                                            
       -2 not applicable                                                                                                
       1  Placed                                                                                                        
       2  Assumed                                                                                                       
-----------------------------------------------------------------------------                                           
PMIFREQ1                          Character 2                                                                           
    label - Frequency of mortgage insurance payments on first mortage                                                   
    type of variable - Lender characteristics                                                                           
    Item 18d:                                                                                                           
    How often are these payments required to be made?                                                                   
    Mortgage insurance premium                                                                                          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
-----------------------------------------------------------------------------                                           
PMIFREQ2                          Character 2                                                                           
    label - Frequency of mortgage insurance payments on second mortgage                                                 
    type of variable - Lender characteristics                                                                           
    Item 18d:                                                                                                           
    How often are these payments required to be made?                                                                   
    Mortgage insurance premium                                                                                          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
-----------------------------------------------------------------------------                                           
PMIFREQ3                          Character 2                                                                           
    label - Frequency of mortgage insurance payments on third mortgage                                                  
    type of variable - Lender characteristics                                                                           
    Item 18d:                                                                                                           
    How often are these payments required to be made?                                                                   
    Mortgage insurance premium                                                                                          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
-----------------------------------------------------------------------------                                           
PMIPMT1                           Numeric   .                                                                           
    label - Regular payments for mortgage insurance on first mortgage                                                   
    type of variable - Lender characteristics                                                                           
    Item 17d:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    This first mortgage for mortgage insurance premium?                                                                 
    If taxes and insurance are combined in one account, estimate the                                                    
    amount for each and enter the estimates in the appropriate boxes.                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
PMIPMT2                           Numeric   .                                                                           
    label - Regular payments for mortgage insurance for second mortgage                                                 
    type of variable - Lender characteristics                                                                           
    Item 17d:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    this second mortgage for mortgage insurance premium?                                                                
    If taxes and insurance are combined in one account, estimate the                                                    
    amount for each and enter the estimates in the appropriate boxes.                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
PMIPMT3                           Numeric   .                                                                           
    label - Regular payments for mortgage insurance on third mortgage                                                   
    type of variable - Lender characteristics                                                                           
    Item 17d:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    This third mortgage for mortgage insurance premium?                                                                 
    If taxes and insurance are combined in one account, estimate the                                                    
    amount for each and enter the estimates in the appropriate boxes.                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
-----------------------------------------------------------------------------                                           
PMTSTAT1                          Character 2                                                                           
    label - Current status of first mortgage payments                                                                   
    type of variable - Lender characteristics                                                                           
    Item 20a:                                                                                                           
    What is the current status of the first mortgage payments?                                                          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Up-to-date, ahead of schedule, or less than 90 days past due                                                  
       2  Delinquent by 90 days or more                                                                                 
-----------------------------------------------------------------------------                                           
PMTSTAT2                          Character 2                                                                           
    label - Current status of second mortgage payments                                                                  
    type of variable - Lender characteristics                                                                           
    Item 20a:                                                                                                           
    What is the current status of the second mortgage payments?                                                         
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Up-to-date, ahead of schedule, or less than 90 days past due                                                  
       2  Delinquent by 90 days or more                                                                                 
-----------------------------------------------------------------------------                                           
PMTSTAT3                          Character 2                                                                           
    label - Current status of third mortgage payments                                                                   
    type of variable - Lender characteristics                                                                           
    Item 20a:                                                                                                           
    What is the current status of the third mortgage payments?                                                          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Up-to-date, ahead of schedule, or less than 90 days past due                                                  
       2  Delinquent by 90 days or more                                                                                 
-----------------------------------------------------------------------------                                           
POINTS1                           Numeric   .                                                                           
    label - Points paid as interest at loan inception                                                                   
    type of variable - Lender characteristics                                                                           
    Item 10f:                                                                                                           
    How many points were paid as INTEREST at the inception of                                                           
    This first mortgage?                                                                                                
    Include only those points paid for the use of the money.                                                            
    DO NOT include any points paid as a fee for loan origination or                                                     
    other non-interest fee.                                                                                             
       -1         not reported                                                                                          
       -2         not applicable                                                                                        
       -3         Don't know                                                                                            
       -4         none                                                                                                  
       0.00:9.99  0-9.99 points                                                                                         
-----------------------------------------------------------------------------                                           
POINTS2                           Numeric   .                                                                           
    label - Points paid as interest at loan inception                                                                   
    type of variable - Lender characteristics                                                                           
    Item 10f:                                                                                                           
    How many points were paid as INTEREST at the inception of                                                           
    This second mortgage?                                                                                               
    Include only those points paid for the use of the money.                                                            
    DO NOT include any points paid as a fee for loan origination or                                                     
    other non-interest fee.                                                                                             
       -1         not reported                                                                                          
       -2         not applicable                                                                                        
       -3         Don't know                                                                                            
       -4         none                                                                                                  
       0.00:9.99  0-9.99 points                                                                                         
-----------------------------------------------------------------------------                                           
POINTS3                           Numeric   .                                                                           
    label - Points paid as interest at loan inception                                                                   
    type of variable - Lender characteristics                                                                           
    Item 10f:                                                                                                           
    How many points were paid as INTEREST at the inception of                                                           
    This third mortgage?                                                                                                
    Include only those points paid for the use of the money.                                                            
    DO NOT include any points paid as a fee for loan origination or                                                     
    other non-interest fee.                                                                                             
       -1         not reported                                                                                          
       -2         not applicable                                                                                        
       -3         Don't know                                                                                            
       -4         none                                                                                                  
       0.00:9.99  0-9.99 points                                                                                         
-----------------------------------------------------------------------------                                           
PUFCTRL                           Character 0                                                                           
    label - Control number                                                                                              
    type of variable - Administrative data                                                                              
    This is the scrambled control number.                                                                               
-----------------------------------------------------------------------------                                           
PURPRICE                          Numeric   .                                                                           
    label - Purchase price of property                                                                                  
    type of variable - Data about the purchase of the property                                                          
    Item 5a:                                                                                                            
    What was the purchase price of this property?                                                                       
    Do NOT include closing costs.                                                                                       
    If the building was built for or by you, report the total land                                                      
    and construction costs even if incurred at different times.                                                         
       -2 not applicable                                                                                                
       00000000:99999999  $0 - $99,999,999                                                                              
-----------------------------------------------------------------------------                                           
RATECAP1                          Numeric   .                                                                           
    label - Caps on interest rate change per period of first mortgage                                                   
    type of variable - Lender characteristics                                                                           
    Item 13f:                                                                                                           
    What are the caps on the interest rate change per adjustment period of first 
mortgage?                              
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       -3 don't know                                                                                                    
       -4 no caps                                                                                                       
       0.01:9.99  0.01-9.99 percentage points                                                                           
-----------------------------------------------------------------------------                                           
RATECAP2                          Numeric   .                                                                           
    label - Caps on interest rate change per period of first mortgage                                                   
    type of variable - Lender characteristics                                                                           
    Item 13f:                                                                                                           
    What are the caps on the interest rate change per adjustment period of first 
mortgage?                              
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       -3 don't know                                                                                                    
       -4 No caps                                                                                                       
       0.01:9.99  0.01-9.99 percentage points                                                                           
-----------------------------------------------------------------------------                                           
RATECAP3                          Numeric   .                                                                           
    label - Caps on interest rate change per period of first mortgage                                                   
    type of variable - Lender characteristics                                                                           
    Item 13f:                                                                                                           
    What are the caps on the interest rate change per adjustment period of first 
mortgage?                              
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       -3 don't know                                                                                                    
       -4 No caps                                                                                                       
       0.01:9.99  0.01-9.99 percentage points                                                                           
-----------------------------------------------------------------------------                                           
RATECHG1                          Character 2                                                                           
    label - Interest rate changed since first mortgage made                                                             
    type of variable - Lender characteristics                                                                           
    Item 13d:                                                                                                           
    Has the interest rate changed since this first mortgage was made?                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
-----------------------------------------------------------------------------                                           
RATECHG2                          Character 2                                                                           
    label - Interest rate changed since second mortgage made                                                            
    type of variable - Lender characteristics                                                                           
    Item 13d:                                                                                                           
    Has the interest rate changed since this second mortgage was made?                                                  
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
-----------------------------------------------------------------------------                                           
RATECHG3                          Character 2                                                                           
    label - Interest rate changed since third mortgage made                                                             
    type of variable - Lender characteristics                                                                           
    Item 13d:                                                                                                           
    Has the interest rate changed since this third mortgage was made?                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
-----------------------------------------------------------------------------                                           
RECVPMT1                          Character 2                                                                           
    label - Receiver of principal & interest payments for first mortgage                                                
    type of variable - Lender characteristics                                                                           
    Item 5a:                                                                                                            
    Who eventually receives the principal and interest payments                                                         
    from this first mortgage?                                                                                           
       -2  not applicable                                                                                               
       01  Commercial bank or trust company                                                                             
       02  Savings and loan association, federal savings bank                                                           
       03  Mutual savings bank                                                                                          
       04  Life insurance company                                                                                       
       05  Mortgage banker or mortgage company                                                                          
                                                                                                                        
06  Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae, Ginnie 
Mae or mortgage pool securities gu     
       07  Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie 
Mae, or Ginnie Mae)                        
       08  Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural 
Development, SBA, etc.)                     
       09  Real estate investment trust (REIT)                                                                          
       10  Pension fund or retirement fund (state, local, or private)                                                   
       11  Credit union                                                                                                 
       12  Finance company (including consumer discount company, industrial 
bank, cooperative bank)                     
       13  State or municipal government or housing finance agency                                                      
       14  Individual or individual's estate                                                                            
                                                                                                                        
15  Other (e.g., real estate or construction company, philanthropic 
organization, fraternal society, educational en     
-----------------------------------------------------------------------------                                           
RECVPMT2                          Character 2                                                                           
    label - Receiver of principal & interest payments for second mortgage                                               
    type of variable - Lender characteristics                                                                           
    Item 5a:                                                                                                            
    Who eventually receives the principal and interest payments                                                         
    from this second mortgage?                                                                                          
       -2  not applicable                                                                                               
       01  Commercial bank or trust company                                                                             
       02  Savings and loan association, federal savings bank                                                           
       03  Mutual savings bank                                                                                          
       04  Life insurance company                                                                                       
       05  Mortgage banker or mortgage company                                                                          
                                                                                                                        
06  Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae, Ginnie 
Mae or mortgage pool securities gu     
       07  Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie 
Mae, or Ginnie Mae)                        
       08  Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural 
Development, SBA, etc.)                     
       09  Real estate investment trust (REIT)                                                                          
       10  Pension fund or retirement fund (state, local, or private)                                                   
       11  Credit union                                                                                                 
       12  Finance company (including consumer discount company, industrial 
bank, cooperative bank)                     
       13  State or municipal government or housing finance agency                                                      
       14  Individual or individual's estate                                                                            
                                                                                                                        
15  Other (e.g., real estate or construction company, philanthropic 
organization, fraternal society, educational en     
-----------------------------------------------------------------------------                                           
RECVPMT3                          Character 2                                                                           
    label - Receiver of principal & interest payments for third mortgage                                                
    type of variable - Lender characteristics                                                                           
    Item 5a:                                                                                                            
    Who eventually receives the principal and interest payments                                                         
    from this third mortgage?                                                                                           
       -2  not applicable                                                                                               
       01  Commercial bank or trust company                                                                             
       02  Savings and loan association, federal savings bank                                                           
       03  Mutual savings bank                                                                                          
       04  Life insurance company                                                                                       
       05  Mortgage banker or mortgage company                                                                          
                                                                                                                        
06  Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae, Ginnie 
Mae or mortgage pool securities gu     
       07  Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie 
Mae, or Ginnie Mae)                        
       08  Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural 
Development, SBA, etc.)                     
       09  Real estate investment trust (REIT)                                                                          
       10  Pension fund or retirement fund (state, local, or private)                                                   
       11  Credit union                                                                                                 
       12  Finance company (including consumer discount company, industrial 
bank, cooperative bank)                     
       13  State or municipal government or housing finance agency                                                      
       14  Individual or individual's estate                                                                            
                                                                                                                        
15  Other (e.g., real estate or construction company, philanthropic 
organization, fraternal society, educational en     
-----------------------------------------------------------------------------                                           
REGION                            Character .                                                                           
    label - Region where property is located                                                                            
    type of variable - Geographical data                                                                                
    Region where property is located                                                                                    
       1 Northeast                                                                                                      
       2 Midwest                                                                                                        
       3 South                                                                                                          
       4 West                                                                                                           
-----------------------------------------------------------------------------                                           
RESERVES                          Character 2                                                                           
    label - Owner is in the reserves or National Guard                                                                  
    type of variable - Property owner characteristics                                                                   
    Item 25:                                                                                                            
    Have any of the current owners of this property ever served on active                                               
    duty in the Armed Forces of the United States?                                                                      
    If yes, Mark all that apply.                                                                                        
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Active member of Reserves or National Guard for at least 6 years                                              
-----------------------------------------------------------------------------                                           
RESREL                            Character 2                                                                           
    label - Relationship of respondent to property                                                                      
    type of variable - Respondent characteristics                                                                       
    Item 28b:                                                                                                           
    What is this person's relationship to the property?                                                                 
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Owner                                                                                                         
       2  Neighbor                                                                                                      
       3  Manager or management office                                                                                  
       4  Other - Specify                                                                                               
-----------------------------------------------------------------------------                                           
RETIRINC                          Numeric   .                                                                           
    label - Household income from all types of pensions                                                                 
    type of variable - Property owner income data                                                                       
    Item 27e:                                                                                                           
    What was the total income in 2000 (before taxes and deductions) for ALL                                             
    members of this household 15 years or older?                                                                        
    Include any income from - Retirement, survivor, or disability pensions                                              
       -1 not reported                                                                                                  
       00000000:99999999  $0 - $99,999,999                                                                              
-----------------------------------------------------------------------------                                           
RETXFRQ1                          Character 2                                                                           
    label - Frequency of real estate tax payments on first mortgage                                                     
    type of variable - Lender characteristics                                                                           
    Item 18b:                                                                                                           
    How often are these payments required to be made?                                                                   
    Real estate taxes                                                                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
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RETXFRQ2                          Character 2                                                                           
    label - Frequency of real estate tax payments on second mortgage                                                    
    type of variable - Lender characteristics                                                                           
    Item 18b:                                                                                                           
    How often are these payments required to be made?                                                                   
    Real estate taxes                                                                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
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RETXFRQ3                          Character 2                                                                           
    label - Frequency of real estate tax payments on third mortgage                                                     
    type of variable - Lender characteristics                                                                           
    Item 18b:                                                                                                           
    How often are these payments required to be made?                                                                   
    Real estate taxes                                                                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Monthly                                                                                                       
       2  Biweekly (every 2 weeks)                                                                                      
       3  Quarterly                                                                                                     
       4  Other - Specify                                                                                               
       5  Not paid                                                                                                      
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RETXPMT1                          Numeric   .                                                                           
    label - Regular payments for real estate taxes on first mortgage                                                    
    type of variable - Lender characteristics                                                                           
    Item 17b:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    This first mortgage for real estate taxes?                                                                          
    If taxes and insurance are combined in one account, estimate the                                                    
    amount for each and enter the estimates in the appropriate boxes.                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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RETXPMT2                          Numeric   .                                                                           
    label - Regular payments for real estate taxes on second mortage                                                    
    type of variable - Lender characteristics                                                                           
    Item 17b:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    this second mortgage for real estate taxes?                                                                         
    If taxes and insurance are combined in one account, estimate the                                                    
    amount for each and enter the estimates in the appropriate boxes.                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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RETXPMT3                          Numeric   .                                                                           
    label - Regular payments for real estate taxes on third mortgage                                                    
    type of variable - Lender characteristics                                                                           
    Item 17b:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    this third mortgage for real estate taxes?                                                                          
    If taxes and insurance are combined in one account, estimate the                                                    
    amount for each and enter the estimates in the appropriate boxes.                                                   
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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R_PURPRICE_VALUE                  Numeric   .                                                                           
    label - Purchase price as a percent of value                                                                        
    type of variable - Property characteristics                                                                         
    Recode                                                                                                              
    Purchase price as a percent of value =                                                                              
    purchase price divided by value.                                                                                    
    Percent with 2 implied decimal places                                                                               
       -6        non-meaningful data-value is less than $1,000                                                          
       -2        out of universe                                                                                        
       0         less than 00.01%                                                                                       
       1:999999  0.01%-9,999.99%                                                                                        
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R_VALUE_PER_HU                    Numeric   .                                                                           
    label - Value per housing unit                                                                                      
    type of variable - Property characteristics                                                                         
    Recode                                                                                                              
    Value per housing unit=value divided by number of units                                                             
       -6          non-meaningful data: value is less than $1,000                                                       
       1:99999999  $1-$99,999,999 per unit                                                                              
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SAMETIME                          Character 2                                                                           
    label - Acquired building and land at same time                                                                     
    type of variable - Data about the purchase of the property                                                          
    Item 4b:                                                                                                            
    Did you acquire the building and the land at the same time?                                                         
       -1 not reported                                                                                                  
       1  Yes                                                                                                           
       2  No                                                                                                            
       3  Do not own land                                                                                               
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SENIORNH                          Character 2                                                                           
    label - Most people in neighborhood are 55+                                                                         
    type of variable - Property characteristics                                                                         
    Item 21b:                                                                                                           
    Are most of the residents of the subdivision, building, or immediate                                                
    neighborhood where this property is located age 55 or older?                                                        
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
       3  Don't know                                                                                                    
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SERVICR1                          Character 2                                                                           
    label - First Mortgage servicer                                                                                     
    type of variable - Lender characteristics                                                                           
    Item 3:                                                                                                             
    Who services this first mortgage?                                                                                   
       -2  not applicable                                                                                               
       01  Commercial bank or trust company                                                                             
       02  Savings and loan association, federal savings bank                                                           
       03  Mutual savings bank                                                                                          
       04  Life insurance company                                                                                       
       05  Mortgage banker or mortgage company                                                                          
       06  Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae, 
or Ginnie Mae)                         
       07  Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie 
Mae, or Ginnie Mae)                        
       08  Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural 
Development, SBA, etc.)                     
       09  Real estate investment trust (REIT)                                                                          
       10  Pension fund or retirement fund (state, local, or private)                                                   
       11  Credit union                                                                                                 
       12  Finance company (including consumer discount company, industrial 
bank, cooperative bank)                     
       13  State or municipal government or housing finance agency                                                      
       14  Individual or individual's estate                                                                            
                                                                                                                        
15  Other (e.g., real estate or construction company, philanthropic 
organization, fraternal society, educational en     
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SERVICR2                          Character 2                                                                           
    label - Second Mortgage servicer                                                                                    
    type of variable - Lender characteristics                                                                           
    Item 3:                                                                                                             
    Who services this second mortgage?                                                                                  
       -2  not applicable                                                                                               
       01  Commercial bank or trust company                                                                             
       02  Savings and loan association, federal savings bank                                                           
       03  Mutual savings bank                                                                                          
       04  Life insurance company                                                                                       
       05  Mortgage banker or mortgage company                                                                          
       06  Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae, 
or Ginnie Mae)                         
       07  Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie 
Mae, or Ginnie Mae)                        
       08  Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural 
Development, SBA, etc.)                     
       09  Real estate investment trust (REIT)                                                                          
       10  Pension fund or retirement fund (state, local, or private)                                                   
       11  Credit union                                                                                                 
       12  Finance company (including consumer discount company, industrial 
bank, cooperative bank)                     
       13  State or municipal government or housing finance agency                                                      
       14  Individual or individual's estate                                                                            
                                                                                                                        
15  Other (e.g., real estate or construction company, philanthropic 
organization, fraternal society, educational en     
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SERVICR3                          Character 2                                                                           
    label - Third Mortgage servicer                                                                                     
    type of variable - Lender characteristics                                                                           
    Item 3:                                                                                                             
    Who services this third mortgage?                                                                                   
       -2  not applicable                                                                                               
       01  Commercial bank or trust company                                                                             
       02  Savings and loan association, federal savings bank                                                           
       03  Mutual savings bank                                                                                          
       04  Life insurance company                                                                                       
       05  Mortgage banker or mortgage company                                                                          
       06  Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae, 
or Ginnie Mae)                         
       07  Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie 
Mae, or Ginnie Mae)                        
       08  Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural 
Development, SBA, etc.)                     
       09  Real estate investment trust (REIT)                                                                          
       10  Pension fund or retirement fund (state, local, or private)                                                   
       11  Credit union                                                                                                 
       12  Finance company (including consumer discount company, industrial 
bank, cooperative bank)                     
       13  State or municipal government or housing finance agency                                                      
       14  Individual or individual's estate                                                                            
                                                                                                                        
15  Other (e.g., real estate or construction company, philanthropic 
organization, fraternal society, educational en     
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SOLDHOME                          Character 2                                                                           
    label - Sold previous home for downpayment                                                                          
    type of variable - Data about the purchase of the property                                                          
    Item 5c:                                                                                                            
    What sources accounted for one third or more of the down payment and                                                
    closing costs used for the purchase or construction of this property?                                               
    If the entire purchase price for the property was paid with cash,                                                   
    report the source(s) of the cash.                                                                                   
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Sale of previous home                                                                                         
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SOLDOTHR                          Character 2                                                                           
    label - Sold other investments for downpayment                                                                      
    type of variable - Data about the purchase of the property                                                          
    Item 5c:                                                                                                            
    What sources accounted for one third or more of the down payment and                                                
    closing costs used for the purchase or construction of this property?                                               
    If the entire purchase price for the property was paid with cash,                                                   
    report the source(s) of the cash.                                                                                   
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       X  Sale of other real property or other investments (including stocks)                                           
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SSINC                             Numeric   .                                                                           
    label - Household income from Social Security                                                                       
    type of variable - Property owner income data                                                                       
    Item 27d:                                                                                                           
    What was the total income in 2000 (before taxes and deductions) for ALL                                             
    members of this household 15 years or older?                                                                        
    Include any income from - Social Security or Railroad Retirement                                                    
       -1 not reported                                                                                                  
       00000000:99999999  $0 - $99,999,999                                                                              
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STATE                             Character .                                                                           
    label - State where property is located                                                                             
    type of variable - Geographical data                                                                                
    FIPS State Code where property is located                                                                           
       06  California                                                                                                   
       12  Florida                                                                                                      
       17  Illinois                                                                                                     
       25  Massachusetts                                                                                                
       26  Michigan                                                                                                     
       34  New Jersey                                                                                                   
       36  New York                                                                                                     
       39  Ohio                                                                                                         
       42  Pennsylvania                                                                                                 
       48  Texas                                                                                                        
       51  Virginia                                                                                                     
       53  Washington                                                                                                   
       Blank  All remaining states                                                                                      
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STATEGOV                          Character 2                                                                           
    label - State government provides benefits                                                                          
    type of variable - Property benefits                                                                                
    Item 20b:                                                                                                           
    What is the source of these benefits?                                                                               
    Mark all that apply.                                                                                                
       -1 not reported V  X  State government                                                                           
       -2 not applicable                                                                                                
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SUBPRIM1                          Character 2                                                                           
    label - First Mortgage is a subprime loan                                                                           
    type of variable - Lender characteristics                                                                           
    Item 10e:                                                                                                           
    Is this First mortgage a subprime loan?                                                                             
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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SUBPRIM2                          Character 2                                                                           
    label - Second Mortgage is a subprime loan                                                                          
    type of variable - Lender characteristics                                                                           
    Item 10e:                                                                                                           
    Is this Second mortgage a subprime loan?                                                                            
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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SUBPRIM3                          Character 2                                                                           
    label - Third Mortgage is a subprime loan                                                                           
    type of variable - Lender characteristics                                                                           
    Item 10e:                                                                                                           
    Is this third mortgage a subprime loan?                                                                             
       -2 not applicable                                                                                                
       1  Yes                                                                                                           
       2  No                                                                                                            
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TOTALINC                          Numeric   .                                                                           
    label - Total household income                                                                                      
    type of variable - Property owner income data                                                                       
    Item 27g:                                                                                                           
    What was the total income in 2000 (before taxes and deductions) for ALL                                             
    members of this household 15 years or older?                                                                        
    Include any income from - TOTAL INCOME                                                                              
       -1 not reported                                                                                                  
       -99999999:-10  $-99,999,999 - $-10                                                                               
       0 : 999999                                                                                                       
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TOTMORT                           Numeric   .                                                                           
    label - Total number of mortgages on property                                                                       
    type of variable - Property characteristics                                                                         
    Census Use Only Box C:                                                                                              
    Total number of mortgages on the property.                                                                          
       00:16  0-16 mortgages                                                                                            
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TOTPMT1                           Numeric   .                                                                           
    label - Total regular payments on first mortgage                                                                    
    type of variable - Lender characteristics                                                                           
    Item 17f:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    this first mortgage for the total payment?                                                                          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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TOTPMT2                           Numeric   .                                                                           
    label - Total regular payments on second mortage                                                                    
    type of variable - Lender characteristics                                                                           
    Item 17f:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    this second mortgage for the total payment?                                                                         
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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TOTPMT3                           Numeric   .                                                                           
    label - Total regular payments on third mortgage                                                                    
    type of variable - Lender characteristics                                                                           
    Item 17f:                                                                                                           
    What are the required regular payments from the borrower on                                                         
    this third mortgage for the total payment?                                                                          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       000000000:999999999  $0 - $999,999,999                                                                           
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TREASYY1                          Character 2                                                                           
    label - Term of treasury security rate for first mortgage                                                           
    type of variable - Lender characteristics                                                                           
    Item 13a:                                                                                                           
    What index is used to adjust interest rates on this first mortgage?                                                 
    For Treasury security rate, specify the term of the rate,                                                           
    such as, 3 year rate.                                                                                               
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       01:11  1-11 years                                                                                                
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TREASYY2                          Character 2                                                                           
    label - Term of treasury security rate for second mortgage                                                          
    type of variable - Lender characteristics                                                                           
    Item 13a:                                                                                                           
    What index is used to adjust interest rates on this second mortgage?                                                
    For Treasury security rate, specify the term of the rate,                                                           
    such as, 3 year rate.                                                                                               
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       01:11  1-11 years                                                                                                
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TREASYY3                          Character 2                                                                           
    label - Term of treasury security rate for third mortgage                                                           
    type of variable - Lender characteristics                                                                           
    Item 13a:                                                                                                           
    What index is used to adjust interest rates on this third mortgage?                                                 
    For Treasury security rate, specify the term of the rate,                                                           
    such as, 3 year rate.                                                                                               
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       01:11  1-11 years                                                                                                
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TXRELIEF                          Character 2                                                                           
    label - Property benefits from tax relief                                                                           
    type of variable - Property benefits                                                                                
    Item 20a:                                                                                                           
    Does this property benefit from -                                                                                   
    Do NOT include FHA, VA, or Rural Housing Service / Rural Development                                                
    (formerly FmHA) insurance or guarantees as a "property benefit."                                                    
    Mark all that apply.                                                                                                
       -1 not reported                                                                                                  
       X  Property tax relief?                                                                                          
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VALUE                             Numeric   .                                                                           
    label - Current market value of property                                                                            
    type of variable - Property characteristics                                                                         
    Item 15:                                                                                                            
    About how much do you think this property (house and lot or condominium 
unit)                                       
    would sell for on today's market?                                                                                   
       -2 not applicable                                                                                                
       00000000:99999999  $0 - $99,999,999                                                                              
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VIETNAM                           Character 2                                                                           
    label - Owner was on active duty during the Vietnam War era                                                         
    type of variable - Property owner characteristics                                                                   
    Item 25:                                                                                                            
    Have any of the current owners of this property ever served on active                                               
    duty in the Armed Forces of the United States?                                                                      
    If yes, Mark all that apply.                                                                                        
       -1 not reported                                                                                                  
       X  Vietnam or after (August 1964 to July 1990)                                                                   
-----------------------------------------------------------------------------                                           
WAGEINC                           Numeric   .                                                                           
    label - Household income from wages and salaries                                                                    
    type of variable - Property owner income data                                                                       
    Item 27a:                                                                                                           
    What was the total income in 2000 (before taxes and deductions) for ALL                                             
    members of this household 15 years or older?                                                                        
    Include any income from - Wages, salaries, commissions, bonuses, or tips                                            
    from all jobs.                                                                                                      
       00000000:99999999  $0 - $99,999,999                                                                              
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WEIGHT                            Numeric   8                                                                           
    label - Final weight                                                                                                
    type of variable - Administrative data                                                                              
    Product of pure weight (PWT), noninterview adjustment factor, 1st stage                                             
    ratio estimation factor, 2nd stage ratio estimation factor, and                                                     
    3rd stage ratio estimation factors.                                                                                 
       00000:99999  0-99,999                                                                                            
-----------------------------------------------------------------------------                                           
WWII                              Character 2                                                                           
    label - Owner was on active duty during the World War II era                                                        
    type of variable - Property owner characteristics                                                                   
    Item 25:                                                                                                            
    Have any of the current owners of this property ever served on active                                               
    duty in the Armed Forces of the United States?                                                                      
    If yes, Mark all that apply.                                                                                        
       -1 not reported                                                                                                  
       X  World War II or after (September 1940 to June 1950)                                                           
-----------------------------------------------------------------------------                                           
YRACQ                             Character 4                                                                           
    label - Year owner acquired the property                                                                            
    type of variable - Data about the purchase of the property                                                          
    Item 4a:                                                                                                            
    In what year did you become an owner of this property?                                                              
    If you owned the land before building on it, report the year the                                                    
    building was built.                                                                                                 
       1900:2001  1900-2001                                                                                             
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YRBUILT                           Character 2                                                                           
    label - Year building was built                                                                                     
    type of variable - Property characteristics                                                                         
    Item 16:                                                                                                            
    When was this building built?                                                                                       
    If more than one building, answer for the first one built.                                                          
       -1 not reported                                                                                                  
       -2 not applicable                                                                                                
       00  1999 or later                                                                                                
       97  1997 or 1998                                                                                                 
       95  1995 or 1996                                                                                                 
       90  1990 to 1994                                                                                                 
       80  1980 to 1989                                                                                                 
       70  1970 to 1979                                                                                                 
       60  1960 to 1969                                                                                                 
       50  1950 to 1959                                                                                                 
       40  1940 to 1949                                                                                                 
       30  1939 or earlier                                                                                              
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