Residential Finance 2001 Variable Documentation 05/26/2005
for Homeowner variables
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ADJFREQ1 Character 2
label - Frequency interest rate can be adjusted on first mortgage
type of variable - Lender characteristics
Item 13c:
How frequently can the interest rate be adjusted on this first mortgage?
Once every -
-1 not reported
-2 not applicable
1 Month
2 3 months
3 6 months
4 1 year
5 3 years
6 5 years
7 Other - Specify
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ADJFREQ2 Character 2
label - Frequency interest rate can be adjusted on second mortgage
type of variable - Lender characteristics
Item 13c:
How frequently can the interest rate be adjusted on this second mortgage?
Once every -
-1 not reported
-2 not applicable
1 Month
2 3 months
3 6 months
4 1 year
5 3 years
6 5 years
7 Other - Specify
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ADJFREQ3 Character 2
label - Frequency interest rate can be adjusted on third mortage
type of variable - Lender characteristics
Item 13c:
How frequently can the interest rate be adjusted on this third mortgage?
Once every -
-1 not reported
-2 not applicable
1 Month
2 3 months
3 6 months
4 1 year
5 3 years
6 5 years
7 Other - Specify
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AGERULE Character 2
label - Property restricted to people 55+
type of variable - Property characteristics
Item 21a:
Is this property located in a subdivision or building restricted to
people age 55 or older?
-1 not reported
1 Yes
2 No
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ANNASMNT Numeric .
label - Annual payments for special assessments
type of variable - Property expenses
Item 17b:
What were the expenses for this property in 2000 for special assessments
(payments for improvements to streets, sidewalks, etc.)?
Include payments made to the lender, except for principal and interest
payments.
-1 not reported
00000000:99999999 $0 - $99,999,999
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ANNLRENT Numeric .
label - Annual land rent payments
type of variable - Property expenses
Item 19b:
How much did you pay for land rent in 2000?
-1 not reported
-2 not applicable
00000000:99999999 $0 - $99,999,999
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ANNPMI Numeric .
label - Annual mortgage insurance payment
type of variable - Property expenses
Item 17d:
What were the expenses for this property in 2000 for mortgage insurance
(exclude mortgage life insurance)?
Include payments made to the lender, except for principal and interest
payments.
-1 not reported
00000000:99999999 $0 - $99,999,999
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ANNPRINS Numeric .
label - Annual property insurance payment
type of variable - Property expenses
Item 17c:
What were the expenses for this property in 2000 for property (fire, hazard,
flood, or earthquake) insurance?
Include payments made to the lender, except for principal and interest
payments.
-1 not reported
00000000:99999999 $0 - 99,999,999
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ANNRETAX Numeric .
label - Annual real estate tax payments
type of variable - Property expenses
Item 17a:
What were the expenses for this property in 2000 for real estate taxes?
Include payments made to the lender, except for principal and interest
payments.
Do NOT include special assessments or taxes in arrears from prior years.
-1 not reported
00000000:99999999 $0 - $99,999,999
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ARM2FIX1 Character 2
label - First Mortgage converted from ARM to fixed-rate
type of variable - Lender characteristics
Item 15a:
Has this first mortgage been converted from an adjustable rate
mortgage (ARM) to a fixed-rate mortgage?
-1 not reported
-2 not applicable
1 Yes
2 No
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ARM2FIX2 Character 2
label - Second Mortgage converted from ARM to fixed-rate
type of variable - Lender characteristics
Item 15a:
Has this second mortgage been converted from an adjustable rate
mortgage (ARM) to a fixed-rate mortgage?
-1 not reported
-2 not applicable
1 Yes
2 No
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ARM2FIX3 Character 2
label - Third Mortgage converted from ARM to fixed-rate
type of variable - Lender characteristics
Item 15a:
Has this third mortgage been converted from an adjustable rate
mortgage (ARM) to a fixed-rate mortgage?
-1 not reported
-2 not applicable
1 Yes
2 No
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ASSMDMM1 Character 2
label - Month first mortgage was assumed
type of variable - Lender characteristics
Item 9a:
When was this first mortgage assumed by the present property owner?
-1 not reported
-2 not applicable
01:12 January - December
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ASSMDMM2 Character 2
label - Month second mortgage was assumed
type of variable - Lender characteristics
Item 9a:
When was this second mortgage assumed by the present property owner?
-1 not reported
-2 not applicable
01:12 January - December
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ASSMDMM3 Character 2
label - Month third mortgage was assumed
type of variable - Lender characteristics
Item 9a:
When was this third mortgage assumed by the present property owner?
-1 not reported
-2 not applicable
01:12 January - December
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ASSMDYR1 Character 4
label - Year first mortgage was assumed
type of variable - Lender characteristics
Item 9a:
When was this first mortgage assumed by the present property owner?
-2 not applicable
1900:2001 2001-2002
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ASSMDYR2 Character 4
label - Year second mortgage was assumed
type of variable - Lender characteristics
Item 9a:
When was this second mortgage assumed by the present property owner?
-2 not applicable
1900:2001 2001-2002
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ASSMDYR3 Character 4
label - Year third mortgage was assumed
type of variable - Lender characteristics
Item 9a:
When was this third mortgage assumed by the present property owner?
-2 not applicable
1900:2001 2001-2002
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BALASSM1 Numeric .
label - Unpaid balance on first mortgage when assumed
type of variable - Lender characteristics
Item 9b:
What was the unpaid balance at the time of assumption of the first mortgage
by the present property owner?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
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BALASSM2 Numeric .
label - Unpaid balance on second mortgage when assumed
type of variable - Lender characteristics
Item 9b:
What was the unpaid balance at the time of assumption of the second mortgage
by the present property owner?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
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BALASSM3 Numeric .
label - Unpaid balance on third mortgage when assumed
type of variable - Lender characteristics
Item 9b:
What was the unpaid balance at the time of assumption of the third mortgage
by the present property owner?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
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BONDFND1 Character 2
label - First Mortgage financed with tax-exempt bonds
type of variable - Lender characteristics
Item 7:
Was this first mortgage financed using tax-exempt bond funds?
-1 not reported
-2 not applicable
1 Yes
2 No
3 Don't know
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BONDFND2 Character 2
label - Second Mortgage financed with tax-exempt bonds
type of variable - Lender characteristics
Item 7:
Was this second mortgage financed using tax-exempt bond funds?
-1 not reported
-2 not applicable
1 Yes
2 No
3 Don't know
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BONDFND3 Character 2
label - Third Mortgage financed with tax-exempt bonds
type of variable - Lender characteristics
Item 7:
Was this third mortgage financed using tax-exempt bond funds?
-1 not reported
-2 not applicable
1 Yes
2 No
3 Don't know
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BUSINC Numeric .
label - Household income from business or farm
type of variable - Property owner income data
Item 27b:
What was the total income in 2000 (before taxes and deductions) for ALL
members of this household 15 years or older?
Include any income from - Self-employment income from own nonfarm
businesses or farm businesses, including proprietorships and
partnerships.
Report NET income after business expenses.
-1 not reported
-99999999:-10 $-99,999,999 - $-10
0 : 999999
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BUYDOWN1 Character 2
label - Buydown of interest rate included
type of variable - Lender characteristics
Item 16a:
Did this first mortgage include a buydown of the interest rate?
-1 not reported
-2 not applicable
1 Yes
2 No
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BUYDOWN2 Character 2
label - Buydown of interest rate included
type of variable - Lender characteristics
Item 16a:
Did this second mortgage include a buydown of the interest rate?
-1 not reported
-2 not applicable
1 Yes
2 No
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BUYDOWN3 Character 2
label - Buydown of interest rate included
type of variable - Lender characteristics
Item 16a:
Did this third mortgage include a buydown of the interest rate?
-1 not reported
-2 not applicable
1 Yes
2 No
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BUYDTYP1 Character 2
label - Type of buydown
type of variable - Lender characteristics
Item 16b:
What was the type of buydown?
-1 not reported
-2 not applicable
1 Constant payment
2 3-2-1
3 Other - Specify
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BUYDTYP2 Character 2
label - Type of buydown
type of variable - Lender characteristics
Item 16b:
What was the type of buydown?
-1 not reported
-2 not applicable
1 Constant payment
2 3-2-1
3 Other - Specify
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BUYDTYP3 Character 2
label - Type of buydown
type of variable - Lender characteristics
Item 16b:
What was the type of buydown?
-1 not reported
-2 not applicable
1 Constant payment
2 3-2-1
3 Other - Specify
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CAPIMPRV Numeric .
label - Amount spent on capital improvements
type of variable - Property expenses
Item 18:
In the past 3 years (1998-2000), how much was spent on capital
improvements or upgrades at this property?
Capital improvements are additions to the property that increase the
value or upgrade the facilities.
Include: upgrading the heating and air conditioning system, upgrading
kitchen or bathroom facilities, adding universal access improvements, or
any other improvement that would add to the value of this property.
Exclude: costs for routine maintenance
-1 not reported
00000000:99999999 $0 - $99,999,999
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CASH Character 2
label - Used cash or savings for downpayment
type of variable - Data about the purchase of the property
Item 5c:
What sources accounted for one third or more of the down payment and
closing costs used for the purchase or construction of this property?
If the entire purchase price for the property was paid with cash,
report the source(s) of the cash.
Mark all that apply.
-1 not reported
-2 not applicable
X Savings (cash, bank deposits, share accounts, etc.)
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CNV2ARM1 Character 2
label - First mortgage Loan convertible to ARM
type of variable - Lender characteristics
Item 15b:
Can this first mortgage be converted from a fixed-rate to an
adjustable rate mortgage?
-1 not reported
-2 not applicable
1 Yes
2 No
3 Don't know
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CNV2ARM2 Character 2
label - Second mortage Loan convertible to ARM
type of variable - Lender characteristics
Item 15b:
Can this second mortgage be converted from a fixed-rate to an
adjustable rate mortgage?
-1 not reported
-2 not applicable
1 Yes
2 No
3 Don't know
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CNV2ARM3 Character 2
label - Third mortgage Loan convertible to ARM
type of variable - Lender characteristics
Item 15b:
Can this third mortgage be converted from a fixed-rate to an
adjustable rate mortgage?
-1 not reported
-2 not applicable
1 Yes
2 No
3 Don't know
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CNV2FIX1 Character 2
label - First mortgage Loan convertibile to fixed-rate
type of variable - Lender characteristics
Item 13h:
Is this loan convertible to a fixed-rate mortgage?
-1 not reported
-2 not applicable
1 Yes
2 No
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CNV2FIX2 Character 2
label - Second mortage Loan convertibile to fixed-rate
type of variable - Lender characteristics
Item 13h:
Is this loan convertible to a fixed-rate mortgage?
-1 not reported
-2 not applicable
1 Yes
2 No
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CNV2FIX3 Character 2
label - Third mortgage Loan convertibile to fixed-rate
type of variable - Lender characteristics
Item 13h:
Is this loan convertible to a fixed-rate mortgage?
-1 not reported
-2 not applicable
1 Yes
2 No
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CURRATE1 Numeric .
label - Current interest rate for first mortgage
type of variable - Lender characteristics
Item 11c:
What is the current interest rate on this first mortgage?
DO NOT include mortgage insurance premium.
If adjustable rate, enter the rate as of the date the unpaid
balance was computed.
-2 not applicable
00.01:20.99 0.01-20.99 percent
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CURRATE2 Numeric .
label - Current interest rate for second mortgage
type of variable - Lender characteristics
Item 11c:
What is the current interest rate on this second mortgage?
DO NOT include mortgage insurance premium.
If adjustable rate, enter the rate as of the date the unpaid
balance was computed.
-2 not applicable
00.01:20.99 0.01-20.99 percent
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CURRATE3 Numeric .
label - Current interest rate for third mortgage
type of variable - Lender characteristics
Item 11c:
What is the current interest rate on this third mortgage?
DO NOT include mortgage insurance premium.
If adjustable rate, enter the rate as of the date the unpaid
balance was computed.
-2 not applicable
00.01:20.99 0.01-20.99 percent
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DEVLPMNT Character 2
label - Property in a community or economic development area
type of variable - Property benefits
Item 20c:
Are there benefits provided because the property is -
Mark all that apply.
-1 not reported
-2 not applicable
X Located in a community development or economic development area?
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DISASTER Character 2
label - Property covered by disaster relief
type of variable - Property benefits
Item 20c:
Are there benefits provided because the property is -
Mark all that apply.
-1 not reported
-2 not applicable
X Covered by disaster relief?
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DKBENEFT Character 2
label - Do not know if property receives benefits
type of variable - Property benefits
Item 20a:
Does this property benefit from -
Do NOT include FHA, VA, or Rural Housing Service / Rural Development
(formerly FmHA) insurance or guarantees as a "property benefit."
Mark all that apply.
-1 not reported
X Don't know
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ELDERLY Character 2
label - Property occupied by elderly or disabled individuals
type of variable - Property benefits
Item 20c:
Are there benefits provided because the property is -
Mark all that apply.
-1 not reported
-2 not applicable
X Occupied by elderly or disabled individuals?
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FEDGOV Character 2
label - Federal government provides benefits
type of variable - Property benefits
Item 20b:
What is the source of these benefits?
Mark all that apply.
-1 not reported
-2 not applicable
X Federal government
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FIX2ARM1 Character 2
label - First Mortgage converted from fixed-rate to ARM
type of variable - Lender characteristics
Item 13i:
Was this first mortgage converted from a fixed-rate to an
adjustable rate mortgage?
-1 not reported
-2 not applicable
1 Yes
2 No
3 Don't know
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FIX2ARM2 Character 2
label - Second Mortgage converted from fixed-rate to ARM
type of variable - Lender characteristics
Item 13i:
Was this second mortgage converted from a fixed-rate to an
adjustable rate mortgage?
-1 not reported
-2 not applicable
1 Yes
2 No
3 Don't know
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FIX2ARM3 Character 2
label - Third Mortgage converted from fixed-rate to ARM
type of variable - Lender characteristics
Item 13i:
Was this third mortgage converted from a fixed-rate to an
adjustable rate mortgage?
-1 not reported
-2 not applicable
1 Yes
2 No
3 Don't know
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FORCLOS1 Character 2
label - Foreclosure proceedings in process for first mortgage
type of variable - Lender characteristics
Item 20b:
Are legal foreclosure proceedings now in process?
-1 not reported
-2 not applicable
1 Yes
2 No
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FORCLOS2 Character 2
label - Foreclosure proceedings in process for second mortgage
type of variable - Lender characteristics
Item 20b:
Are legal foreclosure proceedings now in process?
-1 not reported
-2 not applicable
1 Yes
2 No
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FORCLOS3 Character 2
label - Foreclosure proceedings in process for third mortgage
type of variable - Lender characteristics
Item 20b:
Are legal foreclosure proceedings now in process?
-1 not reported
-2 not applicable
1 Yes
2 No
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FREQCHG1 Character 2
label - Frequency principal & interest payments change during first mortgage
type of variable - Lender characteristics
Item 14b:
How often can the principal and interest payments change?
Once every -
-1 not reported
-2 not applicable
1 Month
2 3 months
3 6 months
4 1 year
5 3 years
6 5 years
7 Other - Specify
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FREQCHG2 Character 2
label - Frequency principal & interest payments change during second
mortgage
type of variable - Lender characteristics
Item 14b:
How often can the principal and interest payments change?
Once every -
-1 not reported
-2 not applicable
1 Month
2 3 months
3 6 months
4 1 year
5 3 years
6 5 years
7 Other - Specify
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FREQCHG3 Character 2
label - Frequency principal & interest payments change during third mortgage
type of variable - Lender characteristics
Item 14b:
How often can the principal and interest payments change?
Once every -
-1 not reported
-2 not applicable
1 Month
2 3 months
3 6 months
4 1 year
5 3 years
6 5 years
7 Other - Specify
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FULAMTZ1 Character 2
label - Payments will pay off first mortgage loan at end of term
type of variable - Lender characteristics
Item 19:
Will the required principal payments pay off this loan
completely by the end of the term?
-2 not applicable
1 Yes, fully amortized
2 No, not fully amortized
3 No regular principal payments required
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FULAMTZ2 Character 2
label - Payments will pay off second mortgage loan at end of term
type of variable - Lender characteristics
Item 19:
Will the required principal payments pay off this loan
completely by the end of the term?
-2 not applicable
1 Yes, fully amortized
2 No, not fully amortized
3 No regular principal payments required
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FULAMTZ3 Character 2
label - Payments will pay off third mortgage loan at end of term
type of variable - Lender characteristics
Item 19:
Will the required principal payments pay off this loan
completely by the end of the term?
-2 not applicable
1 Yes, fully amortized
2 No, not fully amortized
3 No regular principal payments required
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GOVSOURC Character 2
label - Government source used as downpayment
type of variable - Data about the purchase of the property
Item 5c:
What sources accounted for one third or more of the down payment and
closing costs used for the purchase or construction of this property?
If the entire purchase price for the property was paid with cash,
report the source(s) of the cash.
Mark all that apply.
-1 not reported
-2 not applicable
X From a state or local governmental source
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GOVSUB Character 2
label - Property benefits from government grant or subsidy
type of variable - Property benefits
Item 20a:
Does this property benefit from -
Do NOT include FHA, VA, or Rural Housing Service / Rural Development
(formerly FmHA) insurance or guarantees as a "property benefit."
Mark all that apply.
-1 not reported
X Other government grant or subsidy?
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GULFWAR Character 2
label - Owner was on active duty during the Gulf War era
type of variable - Property owner characteristics
Item 25:
Have any of the current owners of this property ever served on active
duty in the Armed Forces of the United States?
If yes, Mark all that apply.
-1 not reported
X Persian Gulf War or after (August 1990 to present)
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HEBAL Numeric .
label - Current balance on home equity line of credit
type of variable - Home equity line of credit data
Item 25a:
What is the current unpaid balance on this home equity line of credit?
-2 not applicable
000000000:999999999 $0 - $999,999,999
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HEBALMM Character 2
label - Month home equity line of credit balance computed
type of variable - Home equity line of credit data
Item 25b:
As of what date was this balance computed?
-1 not reported
-2 not applicable
01:12 January - December
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HEBALYR Character 4
label - Year home equity line of credit balance computed
type of variable - Home equity line of credit data
Item 25b:
As of what date was this balance computed?
-1 not reported
-2 not applicable
2000:2001 2000 - 2001
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HEBORROW Character 2
label - Money ever borrowed on home equity line of credit
type of variable - Home equity line of credit data
Item 24:
Has money ever been borrowed on this home equity line of credit?
-2 not applicable
1 Yes
2 No
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HECAPS Numeric .
label - Interest rate caps on home equity line of credit
type of variable - Home equity line of credit data
Item 25e:
What are the caps on the interest rate change per adjustment period?
-1 not reported
-2 not applicable
-3 don't know
-4 no caps
-5 fixed rate
0.01:9.99 0.01-9.99 percentage points
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HEHOLDER Character 2
label - Holder of home equity line of credit
type of variable - Home equity line of credit data
Item 22:
What type of institution holds this home equity line of credit?
-2 not applicable
01 Commercial bank or trust company
02 Savings and loan association, federal savings bank
03 Mutual savings bank
11 Credit union
12 Finance company (including consumer discount company, industrial
bank, cooperative bank)
15 Other - specify
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HEINTPMT Numeric .
label - Regular interest only home equity line of credit payments
type of variable - Home equity line of credit data
Item 26a:
What are the current required payments to the lender for
interest only?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
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HELTCAPS Numeric .
label - Life time caps on home equity line of credit
type of variable - Home equity line of credit data
Item 25f:
What are the caps on the interest rate change over the life of
this home equity line of credit?
-1 not reported
-2 not applicable
-4 No caps
00.01:20.97 0.01-20.97 percentage points
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HEOTHFRQ Character 2
label - Frequency of other items home equity line of credit payments
type of variable - Home equity line of credit data
Item 27a:
How often are these payments required to be made?
Other payments
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
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HEOTHPMT Numeric .
label - Regular other items home equity line of credit payments
type of variable - Home equity line of credit data
Item 26b:
What are the current required payments to the lender for
other payments?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
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HEPIFREQ Character 2
label - Frequency of P&I or int only home equity line of credit payments
type of variable - Home equity line of credit data
Item 27a:
How often are these payments required to be made?
Prinicpal and interest or interest only
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
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HEPIPMT Numeric .
label - Regular P&I home equity line of credit payments
type of variable - Home equity line of credit data
Item 26a:
What are the current required payments to the lender for
principal and interest?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
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HEPOINTS Numeric .
label - Points paid when home equity line of credit made
type of variable - Home equity line of credit data
Item 25c:
How many points were paid as INTEREST at the inception of
this home equity line of credit?
Include only those points paid for the use of money.
DO NOT include any points paid as a fee for loan origination
or other non-interest fee.
-1 not reported
-2 not applicable
-3 Don't know
-4 none
0.00:9.99 0.00-9.99 points
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HERATE Numeric .
label - Current interest rate of home equity line of credit
type of variable - Home equity line of credit data
Item 25d:
What is the current interest rate?
If adjustable rate, enter the rate as of the date the unpaid
balance was computed.
-1 not reported
-2 not applicable
00.01:20.99 0.01-20.99 percent
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HEREASON Character 2
label - Reason for getting home equity line of credit
type of variable - Home equity line of credit data
Item 10b:
What was the one MAIN reason for obtaining the HOME EQUITY LINE OF
CREDIT on this property?
-1 not reported
-2 not applicable
02 For additions, improvements or repairs to this property
03 To consolidate debts
04 For investment in other real estate
05 For other types of investments
06 For educational or medical expenses
07 To start a business
08 To settle a divorce
09 To pay taxes
10 To purchase an automobile, truck, or other vehicle
11 To purchase another type of consumer product (furniture, electronic
equipment, etc.)
12 Other - Specify
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HEVALUE Numeric .
label - Property value when home equity line of credit made
type of variable - Home equity line of credit data
Item 23:
What was the appraised value of the property when this home equity
line of credit was made?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
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HEYRAPPR Character 4
label - Year approved for home equity line of credit
type of variable - Home equity line of credit data
Item 10a:
In what year were you approved for the HOME EQUITY LINE OF CREDIT
on this property?
-1 not reported
-2 not applicable
1900:2001 1900 - 2001
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HHOLDMTG Character 2
label - Hold or service a home equity loan or debt on property
type of variable - Administrative data
Item 1:
Do you hold or service a home equity loan or similar debt on the property
described above in item A?
-2 not applicable
1 Yes, hold or service an home equity loan
3 No, mortgage on this property was terminated within the past 3 months
4 No, mortgage was terminated more than 3 months ago
5 No, hold or service other indebtedness not secured by this property -
Specify type of loan
6 No, no record of any past or present mortgage on this property
7 No, mortgage has been transferred
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HISTORIC Character 2
label - Property is a historic structure
type of variable - Property benefits
Item 20c:
Are there benefits provided because the property is -
Mark all that apply.
-1 not reported
-2 not applicable
X A historic structure?
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HMTGKIND Character 2
label - Kind of mortgage
type of variable - Lender characteristics
Item 2:
The home equity loan or similar debt you are reporting for is a -
-2 not applicable
5 Home equity line of credit
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HOLDMTG1 Character 2
label - Hold or service a first mortgage or debt on property
type of variable - Administrative data
Item 1:
Do you hold or service a first mortgage or similar debt on the property
described above in item A?
-2 not applicable
1 Yes, hold or service outstanding first mortgage(s)
3 No, mortgage on this property was terminated within the past 3 months
4 No, mortgage was terminated more than 3 months ago
5 No, hold or service other indebtedness not secured by this property -
Specify type of loan
6 No, no record of any past or present mortgage on this property
7 No, mortgage has been transferred
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HOLDMTG2 Character 2
label - Hold or service a second mortgage or debt on property
type of variable - Administrative data
Item 1:
Do you hold or service a second mortgage or similar debt on the property
described above in item A?
-2 not applicable
1 Yes, hold or service outstanding second mortgage(s)
3 No, mortgage on this property was terminated within the past 3 months
4 No, mortgage was terminated more than 3 months ago
5 No, hold or service other indebtedness not secured by this property -
Specify type of loan
6 No, no record of any past or present mortgage on this property
7 No, mortgage has been transferred
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HOLDMTG3 Character 2
label - Hold or service a third mortgage or debt on property
type of variable - Administrative data
Item 1:
Do you hold or service a third mortgage or similar debt on the property
described above in item A?
-2 not applicable
1 Yes, hold or service outstanding third mortgage(s)
3 No, mortgage on this property was terminated within the past 3 months
4 No, mortgage was terminated more than 3 months ago
5 No, hold or service other indebtedness not secured by this property -
Specify type of loan
6 No, no record of any past or present mortgage on this property
7 No, mortgage has been transferred
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HOMESTED Character 2
label - Property covered by Homestead Exemption
type of variable - Property benefits
Item 20c:
Are there benefits provided because the property is -
Mark all that apply.
-1 not reported
-2 not applicable
X Covered by a Homestead Exemption?
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HOWACQ Character 2
label - How owner acquired the property
type of variable - Data about the purchase of the property
Item 4c:
How did you acquire the property?
-1 not reported
1 By purchasing the residence and the land together
2 By purchasing the residence and renting the land
3 By purchasing the land first, then building the residence
4 By inheritance or gift
5 By divorce
6 Through some other manner - Specify
-----------------------------------------------------------------------------
HOWFINCD Character 2
label - How owner financed property acquisition
type of variable - Data about the purchase of the property
Item 5b:
How did you finance the acquisition of this property?
The term "new mortgage" below includes construction and permanent loans.
-2 not applicable
1 Placed one new mortgage (land contract, etc.)
2 Placed two or more new mortgages
3 Assumed one or more mortgage(s) already on the property
4 Assumed one or more mortgage(s) already on the property AND placed a
new mortgage
5 Placed an installment loan or contract (mobile home only)
6 Borrowed using assets other than this property as collateral
7 Paid all cash - no borrowing
8 Other manner - Specify
-----------------------------------------------------------------------------
HPROPTYPE Character 2
label - Property type
type of variable - Property characteristics
Recode of the multiple responses to the property question on the
homeowner questionnaire.
1 Single-family detached house
2 Single-family attached house, rowhouse, or townhouse (not a
condominium)
3 With 2 to 4 housing units
4 Condominium (house or apartment)
5 Mobile home
6 None of the above
-----------------------------------------------------------------------------
IHOLDMTG Character 2
label - Hold or service an installment loan or debt on property
type of variable - Administrative data
Item 1:
Do you hold or service an installment loan or similar debt on the property
described above in item A?
-2 not applicable
2 Yes, hold installment loan on a mobile home
3 No, mortgage on this property was terminated within the past 3 months
4 No, mortgage was terminated more than 3 months ago
5 No, hold or service other indebtedness not secured by this property -
Specify type of loan
6 No, no record of any past or present mortgage on this property
7 No, mortgage has been transferred
-----------------------------------------------------------------------------
IMTGKIND Character 2
label - Kind of mortgage
type of variable - Lender characteristics
Item 2:
The installment loan or similar debt you are reporting for is a -
-2 not applicable
6 Installment loan on a mobile home
-----------------------------------------------------------------------------
INDXADJ1 Character 2
label - Index used to adjust interest rate for first mortgage
type of variable - Lender characteristics
Item 13a:
What index is used to adjust interest rates on this first mortgage?
For Treasury security rate, specify the term of the rate,
such as, 3 year rate.
-1 not reported
-2 not applicable
0 Treasury security - Specify years
1 Average cost of funds in bank district (e.g., 11th district)
2 National average cost of funds
3 OTS contract mortgage rate
4 Other - Specify
5 None
-----------------------------------------------------------------------------
INDXADJ2 Character 2
label - Index used to adjust interest rate for second mortgage
type of variable - Lender characteristics
Item 13a:
What index is used to adjust interest rates on this second mortgage?
For Treasury security rate, specify the term of the rate,
such as, 3 year rate.
-1 not reported
-2 not applicable
0 Treasury security - Specify years
1 Average cost of funds in bank district (e.g., 11th district)
2 National average cost of funds
3 OTS contract mortgage rate
4 Other - Specify
5 None
-----------------------------------------------------------------------------
INDXADJ3 Character 2
label - Index used to adjust interest rate for third mortgage
type of variable - Lender characteristics
Item 13a:
What index is used to adjust interest rates on this third mortgage?
For Treasury security rate, specify the term of the rate,
such as, 3 year rate.
-1 not reported
-2 not applicable
0 Treasury security - Specify years
1 Average cost of funds in bank district (e.g., 11th district)
2 National average cost of funds
3 OTS contract mortgage rate
4 Other - Specify
5 None
-----------------------------------------------------------------------------
INITRTE1 Numeric .
label - Initial interest rate for first mortgage
type of variable - Lender characteristics
Item 13e:
What was the initial rate when this first mortgage was made?
-1 not reported
-2 not applicable
00.01:20.99 0.01-20.99 percent
-----------------------------------------------------------------------------
INITRTE2 Numeric .
label - Initial interest rate for second mortgage
type of variable - Lender characteristics
Item 13e:
What was the initial rate when this second mortgage was made?
-1 not reported
-2 not applicable
00.01:20.99 0.01-20.99 percent
-----------------------------------------------------------------------------
INITRTE3 Numeric .
label - Initial interest rate for third mortgage
type of variable - Lender characteristics
Item 13e:
What was the initial rate when this third mortgage was made?
-1 not reported
-2 not applicable
00.01:20.99 0.01-20.99 percent
-----------------------------------------------------------------------------
INLAMT Numeric .
label - Installment loan amount
type of variable - Installment loan data
Item 6f:
What was the amount of your CURRENT INSTALLMENT LOAN when you placed it?
-1 not reported
-2 not applicable
00000000:99999999 $0 - $99,999,999
-----------------------------------------------------------------------------
INLBAL Numeric .
label - Current balance on installment loan
type of variable - Installment loan data
Item 31a:
What is the current unpaid balance on this installment loan?
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
INLBALMM Character 2
label - Month installment loan balance computed
type of variable - Installment loan data
Item 31b:
As of what date was this balance computed?
-1 not reported
-2 not applicable
01:12 January - December
-----------------------------------------------------------------------------
INLBALYR Character 4
label - Year installment loan balance computed
type of variable - Installment loan data
Item 31b:
As of what date was this balance computed?
-1 not reported
-2 not applicable
2000:2001 2000 - 2001
-----------------------------------------------------------------------------
INLHOLDR Character 2
label - Holder of installment loan
type of variable - Installment loan data
Item 28:
What type of institution holds this installment loan?
-2 not applicable
01 Commercial bank or trust company
02 Savings and loan association, federal savings bank
03 Mutual savings bank
11 Credit union
12 Finance company (including consumer discount company, industrial
bank, cooperative bank)
13 State or municipal government or housing finance agency
15 Other - Specify
-----------------------------------------------------------------------------
INLINPMT Numeric .
label - Regular interest only installment loan payments
type of variable - Installment loan data
Item 32a:
What are the current required payments to the lender for
interest only?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
INLMM Character 2
label - Month installment loan originally made
type of variable - Installment loan data
Item 29a:
When was this installment loan ORIGINALLY made?
-1 not reported
-2 not applicable
01:12 January - December
-----------------------------------------------------------------------------
INLOTFRQ Character 2
label - Frequency of other items installment loan payments
type of variable - Installment loan data
Item 33b:
How often are these payments required to be made?
Other payments
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
INLOTPMT Numeric .
label - Regular other items installment loan payments
type of variable - Installment loan data
Item 32b:
What are the current required payments to the lender for
other payments?
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
INLPIFRQ Character 2
label - Frequency of P&I or interest only installment loan payments
type of variable - Installment loan data
Item 33a:
How often are these payments required to be made?
Principal and interest or interest only
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
-----------------------------------------------------------------------------
INLPIPMT Numeric .
label - Regular principal & interest installment loan payments
type of variable - Installment loan data
Item 32a:
What are the current required payments to the lender for
principal and interest?
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
INLPOD Character 2
label - Payable on demand box for INLTERM
type of variable - Installment loan data
Item 29b:
What is the term of this loan (years from date made to scheduled maturity)?
-1 not reported
-2 not applicable
0 Payable on demand
-----------------------------------------------------------------------------
INLRATE Numeric .
label - Current interest rate on installment loan
type of variable - Installment loan data
Item 31c:
What is the current interest rate?
If adjustable rate, enter the rate as of the date the unpaid
balance was computed.
-2 not applicable
00.01:20.97 0.01-20.97 percent
-----------------------------------------------------------------------------
INLTERM Numeric .
label - Term of installment loan
type of variable - Installment loan data
Item 29b:
What is the term of this loan (years from date made to scheduled maturity)?
-2 not applicable
01:15 1-15 years
-----------------------------------------------------------------------------
INLVALUE Numeric .
label - Value of mobile home when installment loan made
type of variable - Installment loan data
Item 30:
What was the value of the mobile home when this installment loan
was made?
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
INLYR Character 4
label - Year installment loan originally made
type of variable - Installment loan data
Item 29a:
When was this installment loan ORIGINALLY made?
-2 not applicable
1985:2001 1985 - 2001
-----------------------------------------------------------------------------
INSTLOAN Character 2
label - Installment loan or contract on mobile home
type of variable - Installment loan data
Item 6d:
Do you have an installment loan or contract on this mobile home?
-2 not applicable
1 Yes
2 No
-----------------------------------------------------------------------------
INSURNCE Character 2
label - Insurance proceeds used as downpayment
type of variable - Data about the purchase of the property
Item 5c:
What sources accounted for one third or more of the down payment and
closing costs used for the purchase or construction of this property?
If the entire purchase price for the property was paid with cash,
report the source(s) of the cash.
Mark all that apply.
-1 not reported
-2 not applicable
X Proceeds from an insurance policy
-----------------------------------------------------------------------------
INTPMT1 Numeric .
label - Regular payments for interest only on first mortgage
type of variable - Lender characteristics
Item 17a:
What are the required regular payments from the borrower on
This first mortgage for interest only?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
INTPMT2 Numeric .
label - Regular payments for interest only on second mortgage
type of variable - Lender characteristics
Item 17a:
What are the required regular payments from the borrower on
This second mortgage for interest only?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
INTPMT3 Numeric .
label - Regular payments for interest only on third mortage
type of variable - Lender characteristics
Item 17a:
What are the required regular payments from the borrower on
this third mortgage for interest only?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
INVSTINC Numeric .
label - Household income from investments
type of variable - Property owner income data
Item 27c:
What was the total income in 2000 (before taxes and deductions) for ALL
members of this household 15 years or older?
Include any income from - Interest, dividends, net rental income,
royalty income, or income from estates and trusts.
-1 not reported
-99999999: -10 $-99,999,999 - $-10
0 : 999999
-----------------------------------------------------------------------------
J1HISPAN Character 1
label - Edit flag for P1HISPAN
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
J1LNDTYP Character 1
label - Edit flag for LNDTYP
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
J1SAMELN Character 1
label - Edit flag for M1SAMELN
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
J1SAMEMG Character 1
label - Edit flag for M1SAMEMG
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
J2HISPAN Character 1
label - Edit flag for P2HISPAN
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JASSMDYR1 Character 1
label - Edit flag for ASSMDYR1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JASSMDYR2 Character 1
label - Edit flag for ASSMDYR2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JASSMDYR3 Character 1
label - Edit flag for ASSMDYR3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JBALASSM1 Character 1
label - Edit flag for BALASSM1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JBALASSM2 Character 1
label - Edit flag for BALASSM2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JBALASSM3 Character 1
label - Edit flag for BALASSM3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JBUSINC Character 1
label - Edit flag for BUSINC
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JCURRATE1 Character 1
label - Edit flag for CURRATE1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JCURRATE2 Character 1
label - Edit flag for CURRATE2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JCURRATE3 Character 1
label - Edit flag for CURRATE3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JEBORROW Character 1
label - Edit flag for HEBORROW
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JEHOLDER Character 1
label - Edit flag for HEHOLDER
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JELTCAPS Character 1
label - Edit flag for HELTCAPS
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JEOTHFRQ Character 1
label - Edit flag for HEOTHFRQ
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JEOTHPMT Character 1
label - Edit flag for HEOTHPMT
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JEPIFREQ Character 1
label - Edit flag for HEPIFREQ
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JEPOINTS Character 1
label - Edit flag for HEPOINTS
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JESERVES Character 1
label - Edit flag for RESERVES
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JEYRAPPR Character 1
label - Edit flag for HEYRAPPR
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JFULAMTZ1 Character 1
label - Edit flag for FULAMTZ1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JFULAMTZ2 Character 1
label - Edit flag for FULAMTZ2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JFULAMTZ3 Character 1
label - Edit flag for FULAMTZ3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JGULFWAR Character 1
label - Edit flag for GULFWAR
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JHEBAL Character 1
label - Edit flag for JHEBAL
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JHECAPS Character 1
label - Edit flag for HECAPS
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JHEPIPMT Character 1
label - Edit flag for HEPIPMT
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JHERATE Character 1
label - Edit flag for HERATE
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JHHOLDMTG Character 1
label - Edit flag for HHOLDMTG
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JHMODLYR Character 1
label - Edit flag for MHMODLYR
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JHMTGKIND Character 1
label - Edit flag for HMTGKIND
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JHOLDMTG1 Character 1
label - Edit flag for HOLDMTG1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JHOLDMTG2 Character 1
label - Edit flag for HOLDMTG2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JHOLDMTG3 Character 1
label - Edit flag for HOLDMTG3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JHOWACQ Character 1
label - Edit flag for HOWACQ
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JHPROPTYPE Character 1
label - Edit flag for HPROPTYPE
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JIHOLDMTG Character 1
label - Edit flag for IHOLDMTG
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JIMTGKIND Character 1
label - Edit flag for IMTGKIND
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JINITRTE1 Character 1
label - Edit flag for INITRTE1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JINITRTE2 Character 1
label - Edit flag for INITRTE2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JINITRTE3 Character 1
label - Edit flag for INITRTE3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JINLAMT Character 1
label - Edit flag for INLAMT
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JINLBAL Character 1
label - Edit flag for INLBAL
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JINLRATE Character 1
label - Edit flag for INLRATE
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JINLTERM Character 1
label - Edit flag for INLTERM
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JINLYR Character 1
label - Edit flag for INLYR
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JINTPMT1 Character 1
label - Edit flag for INTPMT1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JINTPMT2 Character 1
label - Edit flag for INTPMT2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JINTPMT3 Character 1
label - Edit flag for INTPMT3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JKBENEFT Character 1
label - Edit flag for DKBENEFT
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JKEEPPMT1 Character 1
label - Edit flag for KEEPPMT1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JKEEPPMT2 Character 1
label - Edit flag for KEEPPMT2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JKEEPPMT3 Character 1
label - Edit flag for KEEPPMT3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JKOREA Character 1
label - Edit flag for KOREA
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JLIFECAP1 Character 1
label - Edit flag for LIFECAP1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JLIFECAP2 Character 1
label - Edit flag for LIFECAP2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JLIFECAP3 Character 1
label - Edit flag for LIFECAP3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMAINOFC1 Character 1
label - Edit flag for MAINOFC1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMAINOFC2 Character 1
label - Edit flag for MAINOFC2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMAINOFC3 Character 1
label - Edit flag for MAINOFC3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMGBALMM1 Character 1
label - Edit flag for MGBALMM1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMGBALMM2 Character 1
label - Edit flag for MGBALMM2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMGBALMM3 Character 1
label - Edit flag for MGBALMM3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMGBALYR1 Character 1
label - Edit flag for MGBALYR1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMGBALYR2 Character 1
label - Edit flag for MGBALYR2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMGBALYR3 Character 1
label - Edit flag for MGBALYR3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMHCONDO Character 1
label - Edit flag for MHCONDO
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMHPERM Character 1
label - Edit flag for MHPERM
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMHVALUE Character 1
label - Edit flag for MHVALUE
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMTGBAL1 Character 1
label - Edit flag for MTGBAL1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMTGBAL2 Character 1
label - Edit flag for MTGBAL2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMTGBAL3 Character 1
label - Edit flag for MTGBAL3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMTGINSR1 Character 1
label - Edit flag for MTGINSR1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMTGINSR2 Character 1
label - Edit flag for MTGINSR2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMTGINSR3 Character 1
label - Edit flag for MTGINSR3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMTGINST1 Character 1
label - Edit flag for MTGINST1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMTGINST2 Character 1
label - Edit flag for MTGINST2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMTGINST3 Character 1
label - Edit flag for MTGINST3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMTGKIND1 Character 1
label - Edit flag for MTGKIND1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMTGKIND2 Character 1
label - Edit flag for MTGKIND2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMTGKIND3 Character 1
label - Edit flag for MTGKIND3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMTGORIG1 Character 1
label - Edit flag for MTGORIG1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMTGORIG2 Character 1
label - Edit flag for MTGORIG2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JMTGORIG3 Character 1
label - Edit flag for MTGORIG3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNDEMAND1 Character 1
label - Edit flag for ONDEMAND1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNDEMAND2 Character 1
label - Edit flag for ONDEMAND2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNDEMAND3 Character 1
label - Edit flag for ONDEMAND3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNEWBLDG Character 1
label - Edit flag for NEWBLDG
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNLHOLDR Character 1
label - Edit flag for INLHOLDR
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNLOTFRQ Character 1
label - Edit flag for INLOTFRQ
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNLOTPMT Character 1
label - Edit flag for INLOTPMT
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNLPIFRQ Character 1
label - Edit flag for INLPIFRQ
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNLPIPMT Character 1
label - Edit flag for INLPIPMT
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNLVALUE Character 1
label - Edit flag for INLVALUE
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNNASMNT Character 1
label - Edit flag for ANNASMNT
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNNPRINS Character 1
label - Edit flag for ANNPRINS
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNNRETAX Character 1
label - Edit flag for ANNRETAX
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNOVETS Character 1
label - Edit flag for NOVETS
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNSTLOAN Character 1
label - Edit flag for INSTLOAN
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNUMHE Character 1
label - Edit flag for NUMHE
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNUMMORT Character 1
label - Edit flag for NUMMORT
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JNVSTINC Character 1
label - Edit flag for INVSTINC
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JOBENEFT Character 1
label - Edit flag for NOBENEFT
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JODWNPMT Character 1
label - Edit flag for NODWNPMT
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JORIGAMT1 Character 1
label - Edit flag for ORIGAMT1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JORIGAMT2 Character 1
label - Edit flag for ORIGAMT2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JORIGAMT3 Character 1
label - Edit flag for ORIGAMT3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JORIGTRM1 Character 1
label - Edit flag for ORIGTRM1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JORIGTRM2 Character 1
label - Edit flag for ORIGTRM2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JORIGTRM3 Character 1
label - Edit flag for ORIGTRM3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JORIGVAL1 Character 1
label - Edit flag for ORIGVAL1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JORIGVAL2 Character 1
label - Edit flag for ORIGVAL2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JORIGVAL3 Character 1
label - Edit flag for ORIGVAL3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JORIGYR1 Character 1
label - Edit flag for ORIGYR1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JORIGYR2 Character 1
label - Edit flag for ORIGYR2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JORIGYR3 Character 1
label - Edit flag for ORIGYR3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JOTALINC Character 1
label - Edit flag for TOTALINC
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JOTHFREQ1 Character 1
label - Edit flag for OTHFREQ1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JOTHFREQ2 Character 1
label - Edit flag for OTHFREQ2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JOTHFREQ3 Character 1
label - Edit flag for OTHFREQ3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JOTHPMT1 Character 1
label - Edit flag for OTHPMT1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JOTHPMT2 Character 1
label - Edit flag for OTHPMT2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JOTHPMT3 Character 1
label - Edit flag for OTHPMT3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JOWFINCD Character 1
label - Edit flag for HOWFINCD
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JP1SEX Character 1
label - Edit flag for P1SEX
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JP2SEX Character 1
label - Edit flag for P2SEX
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPIFREQ1 Character 1
label - Edit flag for PIFREQ1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPIFREQ2 Character 1
label - Edit flag for PIFREQ2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPIFREQ3 Character 1
label - Edit flag for PIFREQ3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPINSFRQ1 Character 1
label - Edit flag for PINSFRQ1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPINSFRQ2 Character 1
label - Edit flag for PINSFRQ2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPINSFRQ3 Character 1
label - Edit flag for PINSFRQ3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPINSPMT1 Character 1
label - Edit flag for PINSPMT1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPINSPMT2 Character 1
label - Edit flag for PINSPMT2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPINSPMT3 Character 1
label - Edit flag for PINSPMT3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPIPMT1 Character 1
label - Edit flag for PIPMT1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPIPMT2 Character 1
label - Edit flag for PIPMT2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPIPMT3 Character 1
label - Edit flag for PIPMT3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPLASSMD1 Character 1
label - Edit flag for PLASSMD1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPLASSMD2 Character 1
label - Edit flag for PLASSMD2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPLASSMD3 Character 1
label - Edit flag for PLASSMD3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPMIFREQ1 Character 1
label - Edit flag for PMIFREQ1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPMIFREQ2 Character 1
label - Edit flag for PMIFREQ2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPMIFREQ3 Character 1
label - Edit flag for PMIFREQ3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPMIPMT1 Character 1
label - Edit flag for PMIPMT1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPMIPMT2 Character 1
label - Edit flag for PMIPMT2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPMIPMT3 Character 1
label - Edit flag for PMIPMT3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPOINTS1 Character 1
label - Edit flag for POINTS1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPOINTS2 Character 1
label - Edit flag for POINTS2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JPOINTS3 Character 1
label - Edit flag for POINTS3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JRATECAP1 Character 1
label - Edit flag for RATECAP1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JRATECAP2 Character 1
label - Edit flag for RATECAP2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JRATECAP3 Character 1
label - Edit flag for RATECAP3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JRECVPMT1 Character 1
label - Edit flag for RECVPMT1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JRECVPMT2 Character 1
label - Edit flag for RECVPMT2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JRECVPMT3 Character 1
label - Edit flag for RECVPMT3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JRETXFRQ1 Character 1
label - Edit flag for RETXFRQ1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JRETXFRQ2 Character 1
label - Edit flag for RETXFRQ2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JRETXFRQ3 Character 1
label - Edit flag for RETXFRQ3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JRETXPMT1 Character 1
label - Edit flag for RETXPMT1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JRETXPMT2 Character 1
label - Edit flag for RETXPMT2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JRETXPMT3 Character 1
label - Edit flag for RETXPMT3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JSERVICR1 Character 1
label - Edit flag for SERVICR1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JSERVICR2 Character 1
label - Edit flag for SERVICR2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JSERVICR3 Character 1
label - Edit flag for SERVICR3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JSUBPRIM1 Character 1
label - Edit flag for SUBPRIM1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JSUBPRIM2 Character 1
label - Edit flag for SUBPRIM2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JSUBPRIM3 Character 1
label - Edit flag for SUBPRIM3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JTOTPMT1 Character 1
label - Edit flag for TOTPMT1
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JTOTPMT2 Character 1
label - Edit flag for TOTPMT2
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JTOTPMT3 Character 1
label - Edit flag for TOTPMT3
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JUMCTRCT Character 1
label - Edit flag for NUMCTRCT
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JUMOTHLN Character 1
label - Edit flag for NUMOTHLN
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JUMOWNER Character 1
label - Edit flag for NUMOWNER
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JUMUNITS Character 1
label - Edit flag for NUMUNITS
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JURPRICE Character 1
label - Edit flag for PURPRICE
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JVALUE Character 1
label - Edit flag for VALUE
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JVIETNAM Character 1
label - Edit flag for VIETNAM
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JWAGEINC Character 1
label - Edit flag for WAGEINC
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JWWII Character 1
label - Edit flag for WWII
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JYRACQ Character 1
label - Edit flag for YRACQ
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
JYRBUILT Character 1
label - Edit flag for YRBUILT
type of variable - Edit flag
Blank Value was not changed during editing
1 Value changed during editing (not allocated)
2 Value allocated during editing
-----------------------------------------------------------------------------
KEEPPMT1 Character 2
label - Servicer keeps principal & interest payments for first mortgage
type of variable - Lender characteristics
Item 4:
Does the servicer keep the principal and interest payments
from this first mortgage or remit them to another party?
-2 not applicable
1 Keeps the payments
2 Remits the payments to another party
-----------------------------------------------------------------------------
KEEPPMT2 Character 2
label - Servicer keeps principal & interest payments for second mortgage
type of variable - Lender characteristics
Item 4:
Does the servicer keep the principal and interest payments
from this second mortgage or remit them to another party?
-2 not applicable
1 Keeps the payments
2 Remits the payments to another party
-----------------------------------------------------------------------------
KEEPPMT3 Character 2
label - Servicer keeps principal & interest payments for third mortgage
type of variable - Lender characteristics
Item 4:
Does the servicer keep the principal and interest payments
from this third mortgage or remit them to another party?
-2 not applicable
1 Keeps the payments
2 Remits the payments to another party
-----------------------------------------------------------------------------
KOREA Character 2
label - Owner was on active duty during the Korean conflict era
type of variable - Property owner characteristics
Item 25:
Have any of the current owners of this property ever served on active
duty in the Armed Forces of the United States?
If yes, Mark all that apply.
-1 not reported
X Korean conflict or after (July 1950 to July 1964)
-----------------------------------------------------------------------------
LANDTRST Character 2
label - Property covered by Community Land Trust
type of variable - Property benefits
Item 20c:
Are there benefits provided because the property is -
Mark all that apply.
-1 not reported
-2 not applicable
X Covered by a Community Land Trust?
-----------------------------------------------------------------------------
LEASEPUR Character 2
label - Used lease-purchase agreement payments as downpayment
type of variable - Data about the purchase of the property
Item 5c:
What sources accounted for one third or more of the down payment and
closing costs used for the purchase or construction of this property?
If the entire purchase price for the property was paid with cash,
report the source(s) of the cash.
Mark all that apply.
-1 not reported
-2 not applicable
X Payments in a lease-purchase agreement
-----------------------------------------------------------------------------
LIFECAP1 Numeric .
label - Caps on rate change over life of first mortgage
type of variable - Lender characteristics
Item 13g:
What are the caps on the interest rate change over the life
of the first mortgage?
-1 not reported
-2 not applicable
-3 don't know
-4 No caps
00.01:20.99 0.01-20.99 percentage points
-----------------------------------------------------------------------------
LIFECAP2 Numeric .
label - Caps on rate change over life of second mortgage
type of variable - Lender characteristics
Item 13g:
What are the caps on the interest rate change over the life
of the second mortgage?
-1 not reported
-2 not applicable
-3 don't know
-4 No caps
00.01:20.99 0.01-20.99 percentage points
-----------------------------------------------------------------------------
LIFECAP3 Numeric .
label - Caps on rate change over life of third mortgage
type of variable - Lender characteristics
Item 13g:
What are the caps on the interest rate change over the life
of the third mortgage?
-1 not reported
-2 not applicable
-3 don't know
-4 No caps
00.01:20.99 0.01-20.99 percentage points
-----------------------------------------------------------------------------
LIVEHERE Character 2
label - Owner lives on the property
type of variable - Property owner characteristics
Item 2b:
Does the owner live on this property?
1 Yes, as a primary residence
2 Yes, as a second or vacation home
3 No
-----------------------------------------------------------------------------
LOCALGOV Character 2
label - Local government provides benefits
type of variable - Property benefits
Item 20b:
What is the source of these benefits?
Mark all that apply.
-1 not reported
-2 not applicable
X Local government
-----------------------------------------------------------------------------
LOWINCM Character 2
label - Property occupied by low-income individuals
type of variable - Property benefits
Item 20c:
Are there benefits provided because the property is -
Mark all that apply.
-2 not applicable
X Occupied by low- or moderate-income individuals?
-----------------------------------------------------------------------------
LOWRATE Character 2
label - Property benefits from low interest rate
type of variable - Property benefits
Item 20a:
Does this property benefit from -
Do NOT include FHA, VA, or Rural Housing Service / Rural Development
(formerly FmHA) insurance or guarantees as a "property benefit."
Mark all that apply.
-1 not reported
X A government-sponsored below-market interest rate mortgage loan?
-----------------------------------------------------------------------------
M1APPLY Character 2
label - How first mortgage was applied for
type of variable - First mortgage data
Item 8c:
How did you apply for the CURRENT FIRST mortgage on this property?
-1 not reported
-2 not applicable
1 By computer over the Internet or by e-mail
2 By telephone or FAX
3 By regular mail
4 By personal visit
5 Through third party (such as real estate agent or builder)
6 Some other way - Specify
-----------------------------------------------------------------------------
M1BUS Character 2
label - Used refinancing dollars to start a business
type of variable - First mortgage data
Item 9e:
How did you use the money you received from refinancing your previous
mortgage or for placing a mortgage on a property owned free and
clear of debt?
Mark all that apply.
-1 not reported
-2 not applicable
X To start a business
-----------------------------------------------------------------------------
M1CASHBK Numeric .
label - Dollars received by refinancing first mortgage
type of variable - First mortgage data
Item 9d:
How much money did you receive as a result of refinancing your previous
mortgage or for placing a mortgage on a property owned free and
clear of debt?
-2 not applicable
00000000:99999999 $0 - $99,999,999
-----------------------------------------------------------------------------
M1DEBTS Character 2
label - Used refinancing dollars to consolidate debts
type of variable - First mortgage data
Item 9e:
How did you use the money you received from refinancing your previous
mortgage or for placing a mortgage on a property owned free and
clear of debt?
Mark all that apply.
-1 not reported
-2 not applicable
X To consolidate debts
-----------------------------------------------------------------------------
M1DIVORC Character 2
label - Used refinancing dollars to settle a divorce
type of variable - First mortgage data
Item 9e:
How did you use the money you received from refinancing your previous
mortgage or for placing a mortgage on a property owned free and
clear of debt?
Mark all that apply.
-1 not reported
-2 not applicable
X To settle a divorce
-----------------------------------------------------------------------------
M1EXPENS Character 2
label - Used refinancing dollars to pay expenses
type of variable - First mortgage data
Item 9e:
How did you use the money you received from refinancing your previous
mortgage or for placing a mortgage on a property owned free and
clear of debt?
Mark all that apply.
-1 not reported
-2 not applicable
X For educational or medical expenses
-----------------------------------------------------------------------------
M1INT Character 2
label - First mortgage payment includes interest
type of variable - First mortgage data
Item 8g:
What does this regular payment include?
Mark all that apply.
-1 not reported
-2 not applicable
X Interest
-----------------------------------------------------------------------------
M1LNDTYP Character 2
label - First mortgage lender type
type of variable - First mortgage data
Item 8b:
Where did you get the CURRENT FIRST mortgage on this property?
-1 not reported
-2 not applicable
01 Assumed from previous owner
02 Commercial bank or trust company
03 Savings and loan association,federal savings bank
04 Mutual savings bank
05 Life insurance company
06 Mortgage banker or mortgage company
07 Real estate investment trust
-----------------------------------------------------------------------------
M1OTHINV Character 2
label - Invested refinancing dollars in other ways
type of variable - First mortgage data
Item 9e:
How did you use the money you received from refinancing your previous
mortgage or for placing a mortgage on a property owned free and
clear of debt?
Mark all that apply.
-1 not reported
-2 not applicable
X For other types of investments
-----------------------------------------------------------------------------
M1OTHPD Character 2
label - First mortgage payment includes other items
type of variable - First mortgage data
Item 8g:
What does this regular payment include?
Mark all that apply.
-1 not reported
-2 not applicable
X Other - Specify
-----------------------------------------------------------------------------
M1OTHUSE Character 2
label - Used refinancing dollars for other purposes
type of variable - First mortgage data
Item 9e:
How did you use the money you received from refinancing your previous
mortgage or for placing a mortgage on a property owned free and
clear of debt?
Mark all that apply.
-1 not reported
-2 not applicable
X Other - Specify
-----------------------------------------------------------------------------
M1PAYTAX Character 2
label - Used refinancing dollars to pay taxes
type of variable - First mortgage data
Item 9e:
How did you use the money you received from refinancing your previous
mortgage or for placing a mortgage on a property owned free and
clear of debt?
Mark all that apply.
-1 not reported
-2 not applicable
X To pay taxes
-----------------------------------------------------------------------------
M1PMI Character 2
label - First mortgage payment includes mortgage insurance
type of variable - First mortgage data
Item 8g:
What does this regular payment include?
Mark all that apply.
-1 not reported
-2 not applicable
X Mortgage insurance (NOT mortgage life insurance)
-----------------------------------------------------------------------------
M1PRIN Character 2
label - First mortgage payment includes principal
type of variable - First mortgage data
Item 8g:
What does this regular payment include?
Mark all that apply.
-1 not reported
-2 not applicable
X Principal
-----------------------------------------------------------------------------
M1PRODCT Character 2
label - Used refinancing dollars to buy other product
type of variable - First mortgage data
Item 9e:
How did you use the money you received from refinancing your previous
mortgage or for placing a mortgage on a property owned free and
clear of debt?
Mark all that apply.
-1 not reported
-2 not applicable
X To purchase another type of consumer product (furniture, electronic
equipment, etc.)
-----------------------------------------------------------------------------
M1PRPINS Character 2
label - First mortgage payment includes property insurance
type of variable - First mortgage data
Item 8g:
What does this regular payment include?
Mark all that apply.
-1 not reported
-2 not applicable
X Property (fire, hazard, flood, or earthquake) insurance
-----------------------------------------------------------------------------
M1REALST Character 2
label - Invested refinancing dollars in real estate
type of variable - First mortgage data
Item 9e:
How did you use the money you received from refinancing your previous
mortgage or for placing a mortgage on a property owned free and
clear of debt?
Mark all that apply.
-1 not reported
-2 not applicable
X For investment in other real estate
-----------------------------------------------------------------------------
M1REPAIR Character 2
label - Used refinancing dollars to improve property
type of variable - First mortgage data
Item 9e:
How did you use the money you received from refinancing your previous
mortgage or for placing a mortgage on a property owned free and
clear of debt?
Mark all that apply.
-1 not reported
-2 not applicable
X For additions, improvements or repairs to this property
-----------------------------------------------------------------------------
M1RETAX Character 2
label - First mortgage payment includes real estate taxes
type of variable - First mortgage data
Item 8g:
What does this regular payment include?
Mark all that apply.
-1 not reported
-2 not applicable
X Real estate taxes
-----------------------------------------------------------------------------
M1RFREAS Character 2
label - Reason refinanced first mortgage
type of variable - First mortgage data
Item 9c:
What was the one MAIN reason for refinancing your previous mortgage or
for placing a mortgage on a property owned free and clear of debt?
-1 not reported
-2 not applicable
1 To get a lower interest rate
2 To increase the payment period for the mortgage
3 To reduce the payment period for the mortgage
4 To renew or extend a loan that had fallen due, without increasing the
outstanding balance
5 To receive cash or increase the outstanding balance of the loan
6 Other reason - Specify
-----------------------------------------------------------------------------
M1SAMELN Character 2
label - Used same lender to refinance first mortgage
type of variable - First mortgage data
Item 9b:
Was this mortgage refinanced by the same lender as your previous
mortgage on this property?
-2 not applicable
1 Yes, refinanced by the same lender
2 No, refinanced by a different lender
-----------------------------------------------------------------------------
M1SAMEMG Character 2
label - Current first mortgage same as original mortgage
type of variable - First mortgage data
Item 9a:
Is your CURRENT FIRST mortgage -
-2 not applicable
1 The same mortgage that you PLACED on the property when you acquired
it?
2 The same mortgage that you ASSUMED from the previous owner?
3 A REFINANCING of a previous loan made or assumed by you?
4 A mortgage placed on the property that you previously owned free and
clear of debt?
-----------------------------------------------------------------------------
M1VEHICL Character 2
label - Used refinancing dollars to buy a vehicle
type of variable - First mortgage data
Item 9e:
How did you use the money you received from refinancing your previous
mortgage or for placing a mortgage on a property owned free and
clear of debt?
Mark all that apply.
-1 not reported
-2 not applicable
X To purchase an automobile, truck, or other vehicle
-----------------------------------------------------------------------------
M2INT Character 2
label - Second mortgage payment includes interest
type of variable - Second mortgage data
Item 11e:
What does this regular payment include?
Mark all that apply.
-1 not reported
-2 not applicable
X Interest
-----------------------------------------------------------------------------
M2OTHPD Character 2
label - Second mortgage payment includes other items
type of variable - Second mortgage data
Item 11e:
What does this regular payment include?
Mark all that apply.
-1 not reported-
-2 not applicable
X Other - Specify
-----------------------------------------------------------------------------
M2PRIN Character 2
label - Second mortgage payment includes principal
type of variable - Second mortgage data
Item 11e:
What does this regular payment include?
Mark all that apply.
-1 not reported
-2 not applicable
X Principal
-----------------------------------------------------------------------------
M2REASON Character 2
label - Reason for getting second mortgage
type of variable - Second mortgage data
Item 11f:
What was the one MAIN reason for obtaining the CURRENT SECOND mortgage
on this property?
-1 not reported
-2 not applicable
01 To provide funds for the purchase of the property
02 For additions, improvements, or repairs to this property
03 To consolidate debts
04 For investment in other real estate
05 For other types of investments
06 For educational or medical expenses
07 To start a business
08 To settle a divorce
09 To pay taxes
10 To purchase an automobile, truck, or other vehicle
11 To purchase another type of consumer product (furniture, electronic
equipment, etc.) V 12 Other - specify
-----------------------------------------------------------------------------
M3INT Character 2
label - Third mortgage payment includes interest
type of variable - Third mortgage data
Item 12e:
What does this regular payment include?
Mark all that apply.
-1 not reported
-2 not applicable
X Interest
-----------------------------------------------------------------------------
M3OTHPD Character 2
label - Third mortgage payment includes other items
type of variable - Third mortgage data
Item 12e:
What does this regular payment include?
Mark all that apply.
-1 not reported
-2 not applicable
X Other - Specify
-----------------------------------------------------------------------------
M3PRIN Character 2
label - Third mortgage payment includes principal
type of variable - Third mortgage data
Item 12e:
What does this regular payment include?
Mark all that apply.
-1 not reported
-2 not applicable
X Principal
-----------------------------------------------------------------------------
M3REASON Character 2
label - Reason for getting third mortgage
type of variable - Third mortgage data
Item 12f:
What was the one MAIN reason for obtaining the CURRENT THIRD mortgage
on this property?
-1 not reported
-2 not applicable
01 To provide funds for the purchase of the property
02 For additions, improvements, or repairs to this property
03 To consolidate debts
04 For investment in other real estate
05 For other types of investments
06 For educational or medical expenses
07 To start a business
08 To settle a divorce
09 To pay taxes
10 To purchase an automobile, truck, or other vehicle
11 To purchase another type of consumer product (furniture, electronic
equipment, etc.)
12 Other - specify
-----------------------------------------------------------------------------
MAINOFC1 Character 2
label - State of main office of payment receiver for first mortgage
type of variable - Lender characteristics
Item 5c:
In what State is the main office of the organization or person
that eventually receives the principal and interest payments
from this first mortgage?
V –-1 not reported
V -2 not applicable
V AL Alabama
V AK Alaska
V AZ Arizona
V AR Arkansas
V CA California
V CO Colorado
V CT Connecticut
V DE Delaware
V DC District of Columbia
V FL Florida
V GA Georgia
V HI Hawaii
V ID Idaho
V IL Illinois
V IN Indiana
V IA Iowa
V KS Kansas
V KY Kentucky
V LA Louisiana
V ME Maine
V MD Maryland
V MA Massachusetts
V MI Michigan
V MN Minnesota
V MS Mississippi
V MO Missouri
V MT Montana
V NE Nebraska
V NV Nevada
V NH New Hampshire
V NJ New Jersey
V NM New Mexico
V NY New York
V NC North Carolina
V ND North Dakota
V OH Ohio
V OK Oklahoma
V OR Oregon
V PA Pennsylvania
V RI Rhode Island
V SC South Carolina
V SD South Dakota
V TN Tennessee
V TX Texas
V UT Utah
V VT Vermont
V VA Virginia
V WA Washington
V WV West Virginia
V WI Wisconsin
V WY Wyoming
-----------------------------------------------------------------------------
MAINOFC2 Character 2
label - State of main office of payment receiver for second
type of variable - Lender characteristics
Item 5c:
In what State is the main office of the organization or person
that eventually receives the principal and interest payments
from this second mortgage?
V –-1 not reported
V -2 not applicable
V AL Alabama
V AK Alaska
V AZ Arizona
V AR Arkansas
V CA California
V CO Colorado
V CT Connecticut
V DE Delaware
V DC District of Columbia
V FL Florida
V GA Georgia
V HI Hawaii
V ID Idaho
V IL Illinois
V IN Indiana
V IA Iowa
V KS Kansas
V KY Kentucky
V LA Louisiana
V ME Maine
V MD Maryland
V MA Massachusetts
V MI Michigan
V MN Minnesota
V MS Mississippi
V MO Missouri
V MT Montana
V NE Nebraska
V NV Nevada
V NH New Hampshire
V NJ New Jersey
V NM New Mexico
V NY New York
V NC North Carolina
V ND North Dakota
V OH Ohio
V OK Oklahoma
V OR Oregon
V PA Pennsylvania
V RI Rhode Island
V SC South Carolina
V SD South Dakota
V TN Tennessee
V TX Texas
V UT Utah
V VT Vermont
V VA Virginia
V WA Washington
V WV West Virginia
V WI Wisconsin
V WY Wyoming
-----------------------------------------------------------------------------
MAINOFC3 Character 2
label - State of main office of payment receiver for third mortgage
type of variable - Lender characteristics
Item 5c:
In what State is the main office of the organization or person
that eventually receives the principal and interest payments
from this third mortgage?
V –-1 not reported
V -2 not applicable
V AL Alabama
V AK Alaska
V AZ Arizona
V AR Arkansas
V CA California
V CO Colorado
V CT Connecticut
V DE Delaware
V DC District of Columbia
V FL Florida
V GA Georgia
V HI Hawaii
V ID Idaho
V IL Illinois
V IN Indiana
V IA Iowa
V KS Kansas
V KY Kentucky
V LA Louisiana
V ME Maine
V MD Maryland
V MA Massachusetts
V MI Michigan
V MN Minnesota
V MS Mississippi
V MO Missouri
V MT Montana
V NE Nebraska
V NV Nevada
V NH New Hampshire
V NJ New Jersey
V NM New Mexico
V NY New York
V NC North Carolina
V ND North Dakota
V OH Ohio
V OK Oklahoma
V OR Oregon
V PA Pennsylvania
V RI Rhode Island
V SC South Carolina
V SD South Dakota
V TN Tennessee
V TX Texas
V UT Utah
V VT Vermont
V VA Virginia
V WA Washington
V WV West Virginia
V WI Wisconsin
V WY Wyoming
-----------------------------------------------------------------------------
MARGIN1 Numeric .
label - Margin on first mortgage
type of variable - Lender characteristics
Item 13b:
What is the margin on this first mortgage?
-1 not reported
-2 not applicable
0.01:9.99 0.01-9.99 percent
-----------------------------------------------------------------------------
MARGIN2 Numeric .
label - Margin on second mortgage
type of variable - Lender characteristics
Item 13b:
What is the margin on this second mortgage?
-1 not reported
-2 not applicable
0.01:9.99 0.01-9.99 percent
-----------------------------------------------------------------------------
MARGIN3 Numeric .
label - Margin on third mortgage
type of variable - Lender characteristics
Item 13b:
What is the margin on this third mortgage?
-1 not reported
-2 not applicable
0.01:9.99 0.01-9.99 percent
-----------------------------------------------------------------------------
MGBALMM1 Character 2
label - Month current balance computed for first mortgage
type of variable - Lender characteristics
Item 11b:
As of what date was this balance computed?
-2 not applicable
01:12 January - December
-----------------------------------------------------------------------------
MGBALMM2 Character 2
label - Month current balance computed for second mortgage
type of variable - Lender characteristics
Item 11b:
As of what date was this balance computed?
-2 not applicable
01:12 January - December
-----------------------------------------------------------------------------
MGBALMM3 Character 2
label - Month current balance computed for third mortgage
type of variable - Lender characteristics
Item 11b:
As of what date was this balance computed?
-2 not applicable
01:12 January - December
-----------------------------------------------------------------------------
MGBALYR1 Character 4
label - Year current balance computed for first mortgage
type of variable - Lender characteristics
Item 11b:
As of what date was this balance computed?
-2 not applicable
1900:2001 2001-2002
-----------------------------------------------------------------------------
MGBALYR2 Character 4
label - Year current balance computed for second mortgage
type of variable - Lender characteristics
Item 11b:
As of what date was this balance computed?
-2 not applicable
1900:2001 2001-2002
-----------------------------------------------------------------------------
MGBALYR3 Character 4
label - Year current balance computed for third mortgage
type of variable - Lender characteristics
Item 11b:
As of what date was this balance computed?
-2 not applicable
1900:2001 2001-2002
-----------------------------------------------------------------------------
MHCONDO Character 2
label - Property is a mobile home or condominium
type of variable - Property characteristics
Item 14a:
Is this property either a mobile home or a condominium unit?
1 Yes, a mobile home
2 Yes, a condominium unit
3 No
-----------------------------------------------------------------------------
MHMODLYR Character 2
label - Model year of mobile home
type of variable - Mobile home characteristics
Item 6c:
What is the model year of this mobile home?
-1 not reported
-2 not applicable
00 1999 or later
97 1997 or 1998
95 1995 or 1996
90 1990 to 1994
80 1980 to 1989
70 1970 to 1979
60 1969 or earlier
-----------------------------------------------------------------------------
MHPERM Character 2
label - Mobile home on permanent foundation
type of variable - Mobile home characteristics
Item 6a:
Is this mobile home on a permanent foundation?
-1 not reported
-2 not applicable
1 Yes
2 No
-----------------------------------------------------------------------------
MHVALUE Numeric .
label - Current market value of mobile home
type of variable - Mobile home characteristics
Item 6b:
About how much do you think this mobile home would sell for
on today's market?
-2 not applicable
00000000:99999999 $0 - $99,999,999
-----------------------------------------------------------------------------
MSASTAT Character .
label - Inside or outside a metropolitan area
type of variable - Geographical data
MSA Final status
1 Inside the central city of an MSA
2 In an MSA but not in the central city
3 Outside an MSA
-----------------------------------------------------------------------------
MTGBAL1 Numeric .
label - Current unpaid first mortgage balance
type of variable - Lender characteristics
Item 11a:
What is the current unpaid balance on this first mortgage?
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
MTGBAL2 Numeric .
label - Current unpaid second mortgage balance
type of variable - Lender characteristics
Item 11a:
What is the current unpaid balance on this second mortgage?
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
MTGBAL3 Numeric .
label - Current unpaid third mortgage balance
type of variable - Lender characteristics
Item 11a:
What is the current unpaid balance on this third mortgage?
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
MTGINSR1 Character 2
label - First Mortgage insurance type
type of variable - Lender characteristics
Item 6:
How is this first mortgage insured or guaranteed?
-2 not applicable
1 Federal Housing Administration (FHA)
2 Department of Veterans Affairs (VA)
3 Rural Housing Service / Rural Development (formerly FmHA)
4 Private mortgage insurance company (Do NOT include borrower's life
insurance.)
5 State or local housing finance agency only
6 State or local housing finance agency with FHA insurance, VA, or Rural
Housing Service / Rural Development (form
7 Other - Specify
8 Not insured or guaranteed
-----------------------------------------------------------------------------
MTGINSR2 Character 2
label - Second Mortgage insurance type
type of variable - Lender characteristics
Item 6:
How is this second mortgage insured or guaranteed?
-2 not applicable
1 Federal Housing Administration (FHA)
2 Department of Veterans Affairs (VA)
3 Rural Housing Service / Rural Development (formerly FmHA)
4 Private mortgage insurance company (Do NOT include borrower's life
insurance.)
5 State or local housing finance agency only
6 State or local housing finance agency with FHA insurance, VA, or Rural
Housing Service / Rural Development (form
7 Other - Specify
8 Not insured or guaranteed
-----------------------------------------------------------------------------
MTGINSR3 Character 2
label - Third Mortgage insurance type
type of variable - Lender characteristics
Item 6:
How is this third mortgage insured or guaranteed?
-2 not applicable
1 Federal Housing Administration (FHA)
2 Department of Veterans Affairs (VA)
3 Rural Housing Service / Rural Development (formerly FmHA)
4 Private mortgage insurance company (Do NOT include borrower's life
insurance.)
5 State or local housing finance agency only
6 State or local housing finance agency with FHA insurance, VA, or Rural
Housing Service / Rural Development (form
7 Other - Specify
8 Not insured or guaranteed
-----------------------------------------------------------------------------
MTGINST1 Character 2
label - First Mortgage instrument type
type of variable - Lender characteristics
Item 12:
What type of first mortgage instrument is this?
-2 not applicable
1 Fixed-rate, level-payment
2 Short-term with balloon payment
3 Reverse mortgage
4 Adjustable rate mortgage (ARM)
5 Other - Specify
-----------------------------------------------------------------------------
MTGINST2 Character 2
label - Second Mortgage instrument type
type of variable - Lender characteristics
Item 12:
What type of second mortgage instrument is this?
-2 not applicable
1 Fixed-rate, level-payment
2 Short-term with balloon payment
3 Reverse mortgage
4 Adjustable rate mortgage (ARM)
5 Other - Specify
-----------------------------------------------------------------------------
MTGINST3 Character 2
label - Third Mortgage instrument type
type of variable - Lender characteristics
Item 12:
What type of third mortgage instrument is this?
-2 not applicable
1 Fixed-rate, level-payment
2 Short-term with balloon payment
3 Reverse mortgage
4 Adjustable rate mortgage (ARM)
5 Other - Specify
-----------------------------------------------------------------------------
MTGKIND1 Character 2
label - Kind of first mortgage
type of variable - Lender characteristics
Item 2:
The first mortgage or similar debt you are reporting for is a -
-2 not applicable
1 First mortgage or deed of trust (including land contract or contract
to purchase)
4 Reverse mortgage
7 Other - specify
-----------------------------------------------------------------------------
MTGKIND2 Character 2
label - Kind of second mortgage
type of variable - Lender characteristics
Item 2:
The second mortgage or similar debt you are reporting for is a -
-2 not applicable
2 Second mortgage (EXCLUDING home equity line of credit)
-----------------------------------------------------------------------------
MTGKIND3 Character 2
label - Kind of third mortgage
type of variable - Lender characteristics
Item 2:
The third mortgage or similar debt you are reporting for is a -
-2 not applicable
3 Third mortgage (EXCLUDING home equity line of credit)
-----------------------------------------------------------------------------
MTGORIG1 Character 2
label - How payment receiver obtained first mortgage
type of variable - Lender characteristics
Item 5b:
Did the current recipient of the principal and interest payments -
-2 not applicable
1 Originate the mortgage from the borrower?
2 Purchase the mortgage from the present servicer?
3 Purchase the mortgage from someone else?
-----------------------------------------------------------------------------
MTGORIG2 Character 2
label - How payment receiver obtained second mortgage
type of variable - Lender characteristics
Item 5b:
Did the current recipient of the principal and interest payments -
-2 not applicable
1 Originate the mortgage from the borrower?
2 Purchase the mortgage from the present servicer?
3 Purchase the mortgage from someone else?
-----------------------------------------------------------------------------
MTGORIG3 Character 2
label - How payment receiver obtained third mortgage
type of variable - Lender characteristics
Item 5b:
Did the current recipient of the principal and interest payments -
-2 not applicable
1 Originate the mortgage from the borrower?
2 Purchase the mortgage from the present servicer?
3 Purchase the mortgage from someone else?
-----------------------------------------------------------------------------
NEGAMTZ1 Character 2
label - Negative amortization allowed
type of variable - Lender characteristics
Item 14c:
Does this mortgage allow negative amortization?
1 Yes, capped
2 Yes, unrestricted negative amortization
3 No
-----------------------------------------------------------------------------
NEGAMTZ2 Character 2
label - Negative amortization allowed
type of variable - Lender characteristics
Item 14c:
Does this second mortgage allow negative amortization?
1 Yes, capped
2 Yes, unrestricted negative amortization
3 No
-----------------------------------------------------------------------------
NEGAMTZ3 Character 2
label - Negative amortization allowed
type of variable - Lender characteristics
Item 14c:
Does this mortgage allow negative amortization?
1 Yes, capped
2 Yes, unrestricted negative amortization
3 No
-----------------------------------------------------------------------------
NEGCAP1 Numeric .
label - Negative amortization cap
type of variable - Lender characteristics
Item 14c:
Does this first mortgage allow negative amortization?
If yes, capped at -
-1 not reported
-2 not applicable
000.01:159.99 0.01-159.99 percent
-----------------------------------------------------------------------------
NEGCAP2 Numeric .
label - Negative amortization cap
type of variable - Lender characteristics
Item 14c:
Does this second mortgage allow negative amortization?
If yes, capped at -
-1 not reported
-2 not applicable
000.01:159.99 0.01-159.99 percent
-----------------------------------------------------------------------------
NEGCAP3 Numeric .
label - Negative amortization cap
type of variable - Lender characteristics
Item 14c:
Does this third mortgage allow negative amortization?
If yes, capped at -
-1 not reported
-2 not applicable
000.01:159.99 0.01-159.99 percent
-----------------------------------------------------------------------------
NEWBLDG Character 2
label - Building was new when acquired
type of variable - Data about the purchase of the property
Item 4d:
Was the residence new when you acquired the property,
or was it previously occupied?
-1 not reported
-2 not applicable
1 New
2 Previously occupied by someone else
3 Converted from nonresidential use
4 Other - Specify
-----------------------------------------------------------------------------
NOBENEFT Character 2
label - Property receives no property benefits
type of variable - Property benefits
Item 20a:
Does this property benefit from -
Do NOT include FHA, VA, or Rural Housing Service / Rural Development
(formerly FmHA) insurance or guarantees as a "property benefit."
Mark all that apply.
-1 not reported
X None of the above
-----------------------------------------------------------------------------
NODWNPMT Character 2
label - No downpayment required
type of variable - Data about the purchase of the property
Item 5c:
What sources accounted for one third or more of the down payment and
closing costs used for the purchase or construction of this property?
If the entire purchase price for the property was paid with cash,
report the source(s) of the cash.
Mark all that apply.
-1 not reported
-2 not applicable
X No down payment required
-----------------------------------------------------------------------------
NONPROF Character 2
label - Property benefits from non-profit subsidy
type of variable - Property benefits
Item 20a:
Does this property benefit from -
Do NOT include FHA, VA, or Rural Housing Service / Rural Development
(formerly FmHA) insurance or guarantees as a "property benefit."
Mark all that apply.
-1 not reported
X Subsidy from a non-profit corporation?
-----------------------------------------------------------------------------
NONPROFT Character 2
label - Non-profit source used as downpayment
type of variable - Data about the purchase of the property
Item 5c:
What sources accounted for one third or more of the down payment and
closing costs used for the purchase or construction of this property?
If the entire purchase price for the property was paid with cash,
report the source(s) of the cash.
Mark all that apply.
-1 not reported
-2 not applicable
X From a non-profit organization
-----------------------------------------------------------------------------
NOVETS Character 2
label - Owner did not serve in the military
type of variable - Property owner characteristics
Item 25:
Have any of the current owners of this property ever served on active
duty in the Armed Forces of the United States?
If yes, Mark all that apply.
-1 not reported
X No
-----------------------------------------------------------------------------
NUMCTRCT Numeric .
label - Number of contracts on the property
type of variable - Property characteristics
Item 7:
How many of these LOANS do you CURRENTLY have on this property?
0:4 0-4 Contract to purchase, land contract, contract for deed, or
purchase agreement
-----------------------------------------------------------------------------
NUMHE Numeric .
label - Number of home equity lines of credit
type of variable - Property characteristics
Item 7:
How many of these LOANS do you CURRENTLY have on this property?
0:4 0-4 Home equity line of credit
-----------------------------------------------------------------------------
NUMMORT Numeric .
label - Number of regular mortgages on the property
type of variable - Property characteristics
Item 7:
How many of these LOANS do you CURRENTLY have on this property?
0:4 0-4 Mortgage, deed of trust, trust deed (Include 1st, 2nd, and 3rd
loans)
-----------------------------------------------------------------------------
NUMOTHLN Numeric .
label - Number of other loans secured by the property
type of variable - Property characteristics
Item 7:
How many of these LOANS do you CURRENTLY have on this property?
0:4 0-4 Some other loan secured by this property (do NOT count personal loans,
installment loans, or consumer fina
-----------------------------------------------------------------------------
NUMOWNER Character 2
label - Number of people who own this property
type of variable - Property owner characteristics
Item 22:
How many people own this property?
1 One person
2 Two people
3 Three or more people
-----------------------------------------------------------------------------
NUMUNITS Numeric .
label - Number of housing units on property
type of variable - Property characteristics
Item 14b:
How many housing units (separate living quarters) are there
in this property?
001:997 1-997 units
-----------------------------------------------------------------------------
ONDEMAND1 Character 2
label - Payable on demand box for ORIGTRM
type of variable - Lender characteristics
Item 10b:
What is the term of this first mortgage (years from date ORIGINALLY made
to scheduled maturity)?
-1 not reported
-2 not applicable
0 Payable on demand
-----------------------------------------------------------------------------
ONDEMAND2 Character 2
label - Payable on demand box for ORIGTRM
type of variable - Lender characteristics
Item 10b:
What is the term of this second mortgage (years from date ORIGINALLY made
to scheduled maturity)?
-1 not reported
-2 not applicable
0 Payable on demand
-----------------------------------------------------------------------------
ONDEMAND3 Character 2
label - Payable on demand box for ORIGTRM
type of variable - Lender characteristics
Item 10b:
What is the term of this third mortgage (years from date ORIGINALLY made
to scheduled maturity)?
-1 not reported
-2 not applicable
0 Payable on demand
-----------------------------------------------------------------------------
ORIGAMT1 Numeric .
label - Original amount of first mortgage
type of variable - Lender characteristics
Item 10c:
What was the amount of this first mortgage when it was ORIGINALLY made?
If refinanced or renewed, enter amount at time of most recent action.
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
ORIGAMT2 Numeric .
label - Original amount of second mortgage
type of variable - Lender characteristics
Item 10c:
What was the amount of this second mortgage when it was ORIGINALLY made?
If refinanced or renewed, enter amount at time of most recent action.
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
ORIGAMT3 Numeric .
label - Original amount of third mortgage
type of variable - Lender characteristics
Item 10c:
What was the amount of this third mortgage when it was ORIGINALLY made?
If refinanced or renewed, enter amount at time of most recent action.
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
ORIGMM1 Character 2
label - Month first mortgage originally made
type of variable - Lender characteristics
Item 10a:
When was this first mortgage ORIGINALLY made?
If refinanced or renewed, enter date of most recent action.
-1 not reported
-2 not applicable
01:12 January - December
-----------------------------------------------------------------------------
ORIGMM2 Character 2
label - Month second mortgage originally made
type of variable - Lender characteristics
Item 10a:
When was this second mortgage ORIGINALLY made?
If refinanced or renewed, enter date of most recent action.
-1 not reported
-2 not applicable
01:12 January - December
-----------------------------------------------------------------------------
ORIGMM3 Character 2
label - Month third mortgage originally made
type of variable - Lender characteristics
Item 10a:
When was this third mortgage ORIGINALLY made?
If refinanced or renewed, enter date of most recent action.
-1 not reported
-2 not applicable
01:12 January - December
-----------------------------------------------------------------------------
ORIGTRM1 Numeric .
label - Original term of first mortgage
type of variable - Lender characteristics
Item 10b:
What is the term of this first mortgage (years from date ORIGINALLY made
to scheduled maturity)?
-1 not reported
-2 not applicable
00:40 0-40 years
-----------------------------------------------------------------------------
ORIGTRM2 Numeric .
label - Original term of second mortgage
type of variable - Lender characteristics
Item 10b:
What is the term of this second mortgage (years from date ORIGINALLY made
to scheduled maturity)?
-1 not reported
-2 not applicable
00:40 0-40 years
-----------------------------------------------------------------------------
ORIGTRM3 Numeric .
label - Original term of third mortgage
type of variable - Lender characteristics
Item 10b:
What is the term of this third mortgage (years from date ORIGINALLY made
to scheduled maturity)?
-1 not reported
-2 not applicable
00:40 0-40 years
-----------------------------------------------------------------------------
ORIGVAL1 Numeric .
label - Property value when original first mortgage made
type of variable - Lender characteristics
Item 10d:
What was the appraised value of the property when this first mortgage was
ORIGINALLY made?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
ORIGVAL2 Numeric .
label - Property value when second mortgage made
type of variable - Lender characteristics
Item 10d:
What was the appraised value of the property when this second mortgage was
ORIGINALLY made?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
ORIGVAL3 Numeric .
label - Property value when third mortgage made
type of variable - Lender characteristics
Item 10d:
What was the appraised value of the property when this third mortgage was
ORIGINALLY made?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
ORIGYR1 Character 4
label - Year first mortgage originally made
type of variable - Lender characteristics
Item 10a:
When was this first mortgage ORIGINALLY made?
If refinanced or renewed, enter date of most recent action.
-2 not applicable
1900:2001 1900 - 2001
-----------------------------------------------------------------------------
ORIGYR2 Character 4
label - Year second mortgage originally made
type of variable - Lender characteristics
Item 10a:
When was this second mortgage ORIGINALLY made?
If refinanced or renewed, enter date of most recent action.
-2 not applicable
1900:2001 1900 - 2001
-----------------------------------------------------------------------------
ORIGYR3 Character 4
label - Year third mortgage originally made
type of variable - Lender characteristics
Item 10a:
When was this third mortgage ORIGINALLY made?
If refinanced or renewed, enter date of most recent action.
-2 not applicable
1900:2001 1900 - 2001
-----------------------------------------------------------------------------
OTHBENFT Character 2
label - Property receives benefits for other reason
type of variable - Property benefits
Item 20c:
Are there benefits provided because the property is -
Mark all that apply.
-1 not reported
-2 not applicable
X Other reason? - Specify
-----------------------------------------------------------------------------
OTHBORRW Character 2
label - Other borrowing used as downpayment
type of variable - Data about the purchase of the property
Item 5c:
What sources accounted for one third or more of the down payment and
closing costs used for the purchase or construction of this property?
If the entire purchase price for the property was paid with cash,
report the source(s) of the cash.
Mark all that apply.
-1 not reported
-2 not applicable
X Other borrowing using assets other than this property as collateral
-----------------------------------------------------------------------------
OTHCHG1 Character 2
label - Payment changed for other than rate change during first mortgage
type of variable - Lender characteristics
Item 14a:
Can the regular principal and interest payments change during
the life of this first mortgage OTHER THAN through a change in the
interest rate?
-1 not reported
-2 not applicable
1 Yes
2 No
-----------------------------------------------------------------------------
OTHCHG2 Character 2
label - Payment changed for other than rate change during second mortgage
type of variable - Lender characteristics
Item 14a:
Can the regular principal and interest payments change during
the life of this second mortgage OTHER THAN through a change in the
interest rate?
-1 not reported
-2 not applicable
1 Yes
2 No
-----------------------------------------------------------------------------
OTHCHG3 Character 2
label - Payment changed for other than rate change during third mortgage
type of variable - Lender characteristics
Item 14a:
Can the regular principal and interest payments change during
the life of this third mortgage OTHER THAN through a change in the
interest rate?
-1 not reported
-2 not applicable
1 Yes
2 No
-----------------------------------------------------------------------------
OTHDOWN Character 2
label - Other sources used as downpayment
type of variable - Data about the purchase of the property
Item 5c:
What sources accounted for one third or more of the down payment and
closing costs used for the purchase or construction of this property?
If the entire purchase price for the property was paid with cash,
report the source(s) of the cash.
Mark all that apply.
-1 not reported
-2 not applicable
X Other - Specify
-----------------------------------------------------------------------------
OTHERINC Numeric .
label - Household income from any other sources
type of variable - Property owner income data
Item 27f:
What was the total income in 2000 (before taxes and deductions) for ALL
members of this household 15 years or older?
Include any income from - Any other sources of income received regularly
such as VA payments, unemployment compensation, public assistance or
public welfare payments, child support or alimony.
Exclude lump-sum amounts such as gains from sale of property, an
inheritance, or gifts from family members.
-1 not reported
00000000:99999999 $0 - $99,999,999
-----------------------------------------------------------------------------
OTHFREQ1 Character 2
label - Frequency of payments of other items on first mortgage
type of variable - Lender characteristics
Item 18e:
How often are these payments required to be made?
Other payments
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
-----------------------------------------------------------------------------
OTHFREQ2 Character 2
label - Frequency of payments of other items on second mortgage
type of variable - Lender characteristics
Item 18e:
How often are these payments required to be made?
Other payments
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
-----------------------------------------------------------------------------
OTHFREQ3 Character 2
label - Frequency of payments of other items on third mortgage
type of variable - Lender characteristics
Item 18e:
How often are these payments required to be made?
Other payments
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
-----------------------------------------------------------------------------
OTHPMT1 Numeric .
label - Regular payments for other items on first mortgage
type of variable - Lender characteristics
Item 17e:
What are the required regular payments from the borrower on
this first mortgage for other payments (e.g., escrow shortage, cushion,
life insurance, accident, health, or disability insurance, etc.)?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
OTHPMT2 Numeric .
label - Regular payments for other items on second mortgage
type of variable - Lender characteristics
Item 17e:
What are the required regular payments from the borrower on
This second mortgage for other payments (e.g., escrow shortage, cushion,
life insurance, accident, health, or disability insurance, etc.)?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
OTHPMT3 Numeric .
label - Regular payments for other items on third mortgage
type of variable - Lender characteristics
Item 17e:
What are the required regular payments from the borrower on
This third mortgage for other payments (e.g., escrow shortage, cushion,
life insurance, accident, health, or disability insurance, etc.)?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
OWNBEFOR Character 2
label - Owner previously owned another home
type of variable - Property owner characteristics
Item 26:
Have any of the current owners of this property ever owned another home?
-1 not reported
1 Yes, previously owned another home
2 No
-----------------------------------------------------------------------------
OWNLAND Character 2
label - Own land where home is
type of variable - Property characteristics
Item 19a:
Do you own the land on which your home is situated?
-1 not reported
-2 not applicable
1 Yes
2 No
-----------------------------------------------------------------------------
P1AGE Character 3
label - Age of property owner
type of variable - Property owner characteristics
Item 24b:
What is the property owner(s) age?
-1 not reported
-2 not applicable
000:105 0 to 105 years old
-----------------------------------------------------------------------------
P1HISPAN Character 2
label - Property owner is Hispanic
type of variable - Property owner characteristics
Item 23:
Is the owner(s) of this property Spanish/Hispanic/Latino?
1 Yes
2 No
-----------------------------------------------------------------------------
P1RACE Character 2
label - Race of property owner
type of variable - Property owner characteristics
This variable is a recode. It was derived from the answers
provided by the property owner to each individual race question.
01 White only
02 Black only
03 Native American only
04 Asian only
05 Pacific Islander only
06 White and Black
07 White and Native American
08 White and Asian
09 White and Pacific Islander
10 Black and Native American
11 Black and Asian
12 Black and Pacific Islander
13 Native American and Asian
14 Asian and Pacific Islander
15 White, Black, and Native American
16 White, Black, and Asian
17 White, Native American, and Asian
18 White, Asian, and Pacific Islander
19 White, Black, Native American, and Asian
20 Other combination of 2 or 3 races
21 Other combination of 4 or 5 races
-----------------------------------------------------------------------------
P1SEX Character 2
label - Sex of property owner
type of variable - Property owner characteristics
Item 24c:
What is the property owner(s) sex?
1 Male
2 Female
-----------------------------------------------------------------------------
P2AGE Character 3
label - Age of property co-owner
type of variable - Property owner characteristics
Item 24b:
What is the property owner(s) age?
-1 not reported
-2 not applicable
000:105 0 to 105 years old
-----------------------------------------------------------------------------
P2HISPAN Character 2
label - Property co-owner is Hispanic
type of variable - Property owner characteristics
Item 23:
Is the owner(s) of this property Spanish/Hispanic/Latino?
-1 not reported
-2 not applicable
1 Yes
2 No
-----------------------------------------------------------------------------
P2RACE Character 2
label - Race of property co-owner
type of variable - Property owner characteristics
This variable is a recode. It was derived from the answers
provided by the property co-owner to each individual race question.
01 White only
02 Black only
03 Native American only
04 Asian only
05 Pacific Islander only
06 White and Black
07 White and Native American
08 White and Asian
09 White and Pacific Islander
10 Black and Native American
11 Black and Asian
12 Black and Pacific Islander
13 Native American and Asian
14 Asian and Pacific Islander
15 White, Black, and Native American
16 White, Black, and Asian
17 White, Native American, and Asian
18 White, Asian, and Pacific Islander
19 White, Black, Native American, and Asian
20 Other combination of 2 or 3 races
21 Other combination of 4 or 5 races
-----------------------------------------------------------------------------
P2SEX Character 2
label - Sex of property co-owner
type of variable - Property owner characteristics
Item 24c:
What is the property owner(s) sex?
-1 not reported
-2 not applicable
1 Male
2 Female
-----------------------------------------------------------------------------
PARENTS Character 2
label - Parents/relatives supplied downpayment
type of variable - Data about the purchase of the property
Item 5c:
What sources accounted for one third or more of the down payment and
closing costs used for the purchase or construction of this property?
If the entire purchase price for the property was paid with cash,
report the source(s) of the cash.
Mark all that apply.
-1 not reported
-2 not applicable
X From parents or relatives
-----------------------------------------------------------------------------
PENSION Character 2
label - Borrowed from retirement for downpayment
type of variable - Data about the purchase of the property
Item 5c:
What sources accounted for one third or more of the down payment and
closing costs used for the purchase or construction of this property?
If the entire purchase price for the property was paid with cash,
report the source(s) of the cash.
Mark all that apply.
-1 not reported
-2 not applicable
X Borrowing from a retirement plan
-----------------------------------------------------------------------------
PIFREQ1 Character 2
label - Frequency of principal & interest or interest only payments on first
mortgage
type of variable - Lender characteristics
Item 18a:
How often are these payments required to be made?
Principal and interest or interest only
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
-----------------------------------------------------------------------------
PIFREQ2 Character 2
label - Frequency of principal & interest or interest only payments on
second mortage
type of variable - Lender characteristics
Item 18a:
How often are these payments required to be made?
Principal and interest or interest only
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
-----------------------------------------------------------------------------
PIFREQ3 Character 2
label - Frequency of principal & interest or interest only payments on third
mortgage
type of variable - Lender characteristics
Item 18a:
How often are these payments required to be made?
Principal and interest or interest only
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
-----------------------------------------------------------------------------
PINSFRQ1 Character 2
label - Frequency of property insurance payments on first mortgage
type of variable - Lender characteristics
Item 18c:
How often are these payments required to be made?
Fire, hazard, flood, or earthquake insurance
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
-----------------------------------------------------------------------------
PINSFRQ2 Character 2
label - Frequency of property insurance payments on second mortage
type of variable - Lender characteristics
Item 18c:
How often are these payments required to be made?
Fire, hazard, flood, or earthquake insurance
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
-----------------------------------------------------------------------------
PINSFRQ3 Character 2
label - Frequency of property insurance payments on third mortgage
type of variable - Lender characteristics
Item 18c:
How often are these payments required to be made?
Fire, hazard, flood, or earthquake insurance
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
-----------------------------------------------------------------------------
PINSPMT1 Numeric .
label - Regular payments for property insurance on first mortgage
type of variable - Lender characteristics
Item 17c:
What are the required regular payments from the borrower on
This first mortgage for fire, hazard, flood, or earthquake insurance?
If taxes and insurance are combined in one account, estimate the
amount for each and enter the estimates in the appropriate boxes.
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
PINSPMT2 Numeric .
label - Regular payments for property insurance on second mortgage
type of variable - Lender characteristics
Item 17c:
What are the required regular payments from the borrower on
this second mortgage for fire, hazard, flood, or earthquake insurance?
If taxes and insurance are combined in one account, estimate the
amount for each and enter the estimates in the appropriate boxes.
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
PINSPMT3 Numeric .
label - Regular payments for property insurance on third mortgage
type of variable - Lender characteristics
Item 17c:
What are the required regular payments from the borrower on
This third mortgage for fire, hazard, flood, or earthquake insurance?
If taxes and insurance are combined in one account, estimate the
amount for each and enter the estimates in the appropriate boxes.
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
PIPMT1 Numeric .
label - Regular payments for principal & interest on first mortgage
type of variable - Lender characteristics
Item 17a:
What are the required regular payments from the borrower on
This first mortgage for principal and interest?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
PIPMT2 Numeric .
label - Regular payments for principal & interest on second mortgage
type of variable - Lender characteristics
Item 17a:
What are the required regular payments from the borrower on
this second mortgage for principal and interest?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
PIPMT3 Numeric .
label - Regular payments for principal & interest on third mortgage
type of variable - Lender characteristics
Item 17a:
What are the required regular payments from the borrower on
This third mortgage for principal and interest?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
PLASSMD1 Character 2
label - First Mortgage placed or assumed
type of variable - Lender characteristics
Item 8:
Was this first mortgage placed or assumed by the present property owner?
-2 not applicable
1 Placed
2 Assumed
-----------------------------------------------------------------------------
PLASSMD2 Character 2
label - Second Mortgage placed or assumed
type of variable - Lender characteristics
Item 8:
Was this second mortgage placed or assumed by the present property owner?
-2 not applicable
1 Placed
2 Assumed
-----------------------------------------------------------------------------
PLASSMD3 Character 2
label - Third Mortgage placed or assumed
type of variable - Lender characteristics
Item 8:
Was this third mortgage placed or assumed by the present property owner?
-2 not applicable
1 Placed
2 Assumed
-----------------------------------------------------------------------------
PMIFREQ1 Character 2
label - Frequency of mortgage insurance payments on first mortage
type of variable - Lender characteristics
Item 18d:
How often are these payments required to be made?
Mortgage insurance premium
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
-----------------------------------------------------------------------------
PMIFREQ2 Character 2
label - Frequency of mortgage insurance payments on second mortgage
type of variable - Lender characteristics
Item 18d:
How often are these payments required to be made?
Mortgage insurance premium
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
-----------------------------------------------------------------------------
PMIFREQ3 Character 2
label - Frequency of mortgage insurance payments on third mortgage
type of variable - Lender characteristics
Item 18d:
How often are these payments required to be made?
Mortgage insurance premium
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
-----------------------------------------------------------------------------
PMIPMT1 Numeric .
label - Regular payments for mortgage insurance on first mortgage
type of variable - Lender characteristics
Item 17d:
What are the required regular payments from the borrower on
This first mortgage for mortgage insurance premium?
If taxes and insurance are combined in one account, estimate the
amount for each and enter the estimates in the appropriate boxes.
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
PMIPMT2 Numeric .
label - Regular payments for mortgage insurance for second mortgage
type of variable - Lender characteristics
Item 17d:
What are the required regular payments from the borrower on
this second mortgage for mortgage insurance premium?
If taxes and insurance are combined in one account, estimate the
amount for each and enter the estimates in the appropriate boxes.
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
PMIPMT3 Numeric .
label - Regular payments for mortgage insurance on third mortgage
type of variable - Lender characteristics
Item 17d:
What are the required regular payments from the borrower on
This third mortgage for mortgage insurance premium?
If taxes and insurance are combined in one account, estimate the
amount for each and enter the estimates in the appropriate boxes.
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
PMTSTAT1 Character 2
label - Current status of first mortgage payments
type of variable - Lender characteristics
Item 20a:
What is the current status of the first mortgage payments?
-1 not reported
-2 not applicable
1 Up-to-date, ahead of schedule, or less than 90 days past due
2 Delinquent by 90 days or more
-----------------------------------------------------------------------------
PMTSTAT2 Character 2
label - Current status of second mortgage payments
type of variable - Lender characteristics
Item 20a:
What is the current status of the second mortgage payments?
-1 not reported
-2 not applicable
1 Up-to-date, ahead of schedule, or less than 90 days past due
2 Delinquent by 90 days or more
-----------------------------------------------------------------------------
PMTSTAT3 Character 2
label - Current status of third mortgage payments
type of variable - Lender characteristics
Item 20a:
What is the current status of the third mortgage payments?
-1 not reported
-2 not applicable
1 Up-to-date, ahead of schedule, or less than 90 days past due
2 Delinquent by 90 days or more
-----------------------------------------------------------------------------
POINTS1 Numeric .
label - Points paid as interest at loan inception
type of variable - Lender characteristics
Item 10f:
How many points were paid as INTEREST at the inception of
This first mortgage?
Include only those points paid for the use of the money.
DO NOT include any points paid as a fee for loan origination or
other non-interest fee.
-1 not reported
-2 not applicable
-3 Don't know
-4 none
0.00:9.99 0-9.99 points
-----------------------------------------------------------------------------
POINTS2 Numeric .
label - Points paid as interest at loan inception
type of variable - Lender characteristics
Item 10f:
How many points were paid as INTEREST at the inception of
This second mortgage?
Include only those points paid for the use of the money.
DO NOT include any points paid as a fee for loan origination or
other non-interest fee.
-1 not reported
-2 not applicable
-3 Don't know
-4 none
0.00:9.99 0-9.99 points
-----------------------------------------------------------------------------
POINTS3 Numeric .
label - Points paid as interest at loan inception
type of variable - Lender characteristics
Item 10f:
How many points were paid as INTEREST at the inception of
This third mortgage?
Include only those points paid for the use of the money.
DO NOT include any points paid as a fee for loan origination or
other non-interest fee.
-1 not reported
-2 not applicable
-3 Don't know
-4 none
0.00:9.99 0-9.99 points
-----------------------------------------------------------------------------
PUFCTRL Character 0
label - Control number
type of variable - Administrative data
This is the scrambled control number.
-----------------------------------------------------------------------------
PURPRICE Numeric .
label - Purchase price of property
type of variable - Data about the purchase of the property
Item 5a:
What was the purchase price of this property?
Do NOT include closing costs.
If the building was built for or by you, report the total land
and construction costs even if incurred at different times.
-2 not applicable
00000000:99999999 $0 - $99,999,999
-----------------------------------------------------------------------------
RATECAP1 Numeric .
label - Caps on interest rate change per period of first mortgage
type of variable - Lender characteristics
Item 13f:
What are the caps on the interest rate change per adjustment period of first
mortgage?
-1 not reported
-2 not applicable
-3 don't know
-4 no caps
0.01:9.99 0.01-9.99 percentage points
-----------------------------------------------------------------------------
RATECAP2 Numeric .
label - Caps on interest rate change per period of first mortgage
type of variable - Lender characteristics
Item 13f:
What are the caps on the interest rate change per adjustment period of first
mortgage?
-1 not reported
-2 not applicable
-3 don't know
-4 No caps
0.01:9.99 0.01-9.99 percentage points
-----------------------------------------------------------------------------
RATECAP3 Numeric .
label - Caps on interest rate change per period of first mortgage
type of variable - Lender characteristics
Item 13f:
What are the caps on the interest rate change per adjustment period of first
mortgage?
-1 not reported
-2 not applicable
-3 don't know
-4 No caps
0.01:9.99 0.01-9.99 percentage points
-----------------------------------------------------------------------------
RATECHG1 Character 2
label - Interest rate changed since first mortgage made
type of variable - Lender characteristics
Item 13d:
Has the interest rate changed since this first mortgage was made?
-1 not reported
-2 not applicable
1 Yes
2 No
-----------------------------------------------------------------------------
RATECHG2 Character 2
label - Interest rate changed since second mortgage made
type of variable - Lender characteristics
Item 13d:
Has the interest rate changed since this second mortgage was made?
-1 not reported
-2 not applicable
1 Yes
2 No
-----------------------------------------------------------------------------
RATECHG3 Character 2
label - Interest rate changed since third mortgage made
type of variable - Lender characteristics
Item 13d:
Has the interest rate changed since this third mortgage was made?
-1 not reported
-2 not applicable
1 Yes
2 No
-----------------------------------------------------------------------------
RECVPMT1 Character 2
label - Receiver of principal & interest payments for first mortgage
type of variable - Lender characteristics
Item 5a:
Who eventually receives the principal and interest payments
from this first mortgage?
-2 not applicable
01 Commercial bank or trust company
02 Savings and loan association, federal savings bank
03 Mutual savings bank
04 Life insurance company
05 Mortgage banker or mortgage company
06 Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae, Ginnie
Mae or mortgage pool securities gu
07 Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie
Mae, or Ginnie Mae)
08 Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural
Development, SBA, etc.)
09 Real estate investment trust (REIT)
10 Pension fund or retirement fund (state, local, or private)
11 Credit union
12 Finance company (including consumer discount company, industrial
bank, cooperative bank)
13 State or municipal government or housing finance agency
14 Individual or individual's estate
15 Other (e.g., real estate or construction company, philanthropic
organization, fraternal society, educational en
-----------------------------------------------------------------------------
RECVPMT2 Character 2
label - Receiver of principal & interest payments for second mortgage
type of variable - Lender characteristics
Item 5a:
Who eventually receives the principal and interest payments
from this second mortgage?
-2 not applicable
01 Commercial bank or trust company
02 Savings and loan association, federal savings bank
03 Mutual savings bank
04 Life insurance company
05 Mortgage banker or mortgage company
06 Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae, Ginnie
Mae or mortgage pool securities gu
07 Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie
Mae, or Ginnie Mae)
08 Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural
Development, SBA, etc.)
09 Real estate investment trust (REIT)
10 Pension fund or retirement fund (state, local, or private)
11 Credit union
12 Finance company (including consumer discount company, industrial
bank, cooperative bank)
13 State or municipal government or housing finance agency
14 Individual or individual's estate
15 Other (e.g., real estate or construction company, philanthropic
organization, fraternal society, educational en
-----------------------------------------------------------------------------
RECVPMT3 Character 2
label - Receiver of principal & interest payments for third mortgage
type of variable - Lender characteristics
Item 5a:
Who eventually receives the principal and interest payments
from this third mortgage?
-2 not applicable
01 Commercial bank or trust company
02 Savings and loan association, federal savings bank
03 Mutual savings bank
04 Life insurance company
05 Mortgage banker or mortgage company
06 Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae, Ginnie
Mae or mortgage pool securities gu
07 Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie
Mae, or Ginnie Mae)
08 Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural
Development, SBA, etc.)
09 Real estate investment trust (REIT)
10 Pension fund or retirement fund (state, local, or private)
11 Credit union
12 Finance company (including consumer discount company, industrial
bank, cooperative bank)
13 State or municipal government or housing finance agency
14 Individual or individual's estate
15 Other (e.g., real estate or construction company, philanthropic
organization, fraternal society, educational en
-----------------------------------------------------------------------------
REGION Character .
label - Region where property is located
type of variable - Geographical data
Region where property is located
1 Northeast
2 Midwest
3 South
4 West
-----------------------------------------------------------------------------
RESERVES Character 2
label - Owner is in the reserves or National Guard
type of variable - Property owner characteristics
Item 25:
Have any of the current owners of this property ever served on active
duty in the Armed Forces of the United States?
If yes, Mark all that apply.
-1 not reported
-2 not applicable
X Active member of Reserves or National Guard for at least 6 years
-----------------------------------------------------------------------------
RESREL Character 2
label - Relationship of respondent to property
type of variable - Respondent characteristics
Item 28b:
What is this person's relationship to the property?
-1 not reported
-2 not applicable
1 Owner
2 Neighbor
3 Manager or management office
4 Other - Specify
-----------------------------------------------------------------------------
RETIRINC Numeric .
label - Household income from all types of pensions
type of variable - Property owner income data
Item 27e:
What was the total income in 2000 (before taxes and deductions) for ALL
members of this household 15 years or older?
Include any income from - Retirement, survivor, or disability pensions
-1 not reported
00000000:99999999 $0 - $99,999,999
-----------------------------------------------------------------------------
RETXFRQ1 Character 2
label - Frequency of real estate tax payments on first mortgage
type of variable - Lender characteristics
Item 18b:
How often are these payments required to be made?
Real estate taxes
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
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RETXFRQ2 Character 2
label - Frequency of real estate tax payments on second mortgage
type of variable - Lender characteristics
Item 18b:
How often are these payments required to be made?
Real estate taxes
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
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RETXFRQ3 Character 2
label - Frequency of real estate tax payments on third mortgage
type of variable - Lender characteristics
Item 18b:
How often are these payments required to be made?
Real estate taxes
-1 not reported
-2 not applicable
1 Monthly
2 Biweekly (every 2 weeks)
3 Quarterly
4 Other - Specify
5 Not paid
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RETXPMT1 Numeric .
label - Regular payments for real estate taxes on first mortgage
type of variable - Lender characteristics
Item 17b:
What are the required regular payments from the borrower on
This first mortgage for real estate taxes?
If taxes and insurance are combined in one account, estimate the
amount for each and enter the estimates in the appropriate boxes.
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
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RETXPMT2 Numeric .
label - Regular payments for real estate taxes on second mortage
type of variable - Lender characteristics
Item 17b:
What are the required regular payments from the borrower on
this second mortgage for real estate taxes?
If taxes and insurance are combined in one account, estimate the
amount for each and enter the estimates in the appropriate boxes.
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
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RETXPMT3 Numeric .
label - Regular payments for real estate taxes on third mortgage
type of variable - Lender characteristics
Item 17b:
What are the required regular payments from the borrower on
this third mortgage for real estate taxes?
If taxes and insurance are combined in one account, estimate the
amount for each and enter the estimates in the appropriate boxes.
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
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R_PURPRICE_VALUE Numeric .
label - Purchase price as a percent of value
type of variable - Property characteristics
Recode
Purchase price as a percent of value =
purchase price divided by value.
Percent with 2 implied decimal places
-6 non-meaningful data-value is less than $1,000
-2 out of universe
0 less than 00.01%
1:999999 0.01%-9,999.99%
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R_VALUE_PER_HU Numeric .
label - Value per housing unit
type of variable - Property characteristics
Recode
Value per housing unit=value divided by number of units
-6 non-meaningful data: value is less than $1,000
1:99999999 $1-$99,999,999 per unit
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SAMETIME Character 2
label - Acquired building and land at same time
type of variable - Data about the purchase of the property
Item 4b:
Did you acquire the building and the land at the same time?
-1 not reported
1 Yes
2 No
3 Do not own land
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SENIORNH Character 2
label - Most people in neighborhood are 55+
type of variable - Property characteristics
Item 21b:
Are most of the residents of the subdivision, building, or immediate
neighborhood where this property is located age 55 or older?
-1 not reported
-2 not applicable
1 Yes
2 No
3 Don't know
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SERVICR1 Character 2
label - First Mortgage servicer
type of variable - Lender characteristics
Item 3:
Who services this first mortgage?
-2 not applicable
01 Commercial bank or trust company
02 Savings and loan association, federal savings bank
03 Mutual savings bank
04 Life insurance company
05 Mortgage banker or mortgage company
06 Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae,
or Ginnie Mae)
07 Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie
Mae, or Ginnie Mae)
08 Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural
Development, SBA, etc.)
09 Real estate investment trust (REIT)
10 Pension fund or retirement fund (state, local, or private)
11 Credit union
12 Finance company (including consumer discount company, industrial
bank, cooperative bank)
13 State or municipal government or housing finance agency
14 Individual or individual's estate
15 Other (e.g., real estate or construction company, philanthropic
organization, fraternal society, educational en
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SERVICR2 Character 2
label - Second Mortgage servicer
type of variable - Lender characteristics
Item 3:
Who services this second mortgage?
-2 not applicable
01 Commercial bank or trust company
02 Savings and loan association, federal savings bank
03 Mutual savings bank
04 Life insurance company
05 Mortgage banker or mortgage company
06 Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae,
or Ginnie Mae)
07 Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie
Mae, or Ginnie Mae)
08 Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural
Development, SBA, etc.)
09 Real estate investment trust (REIT)
10 Pension fund or retirement fund (state, local, or private)
11 Credit union
12 Finance company (including consumer discount company, industrial
bank, cooperative bank)
13 State or municipal government or housing finance agency
14 Individual or individual's estate
15 Other (e.g., real estate or construction company, philanthropic
organization, fraternal society, educational en
-----------------------------------------------------------------------------
SERVICR3 Character 2
label - Third Mortgage servicer
type of variable - Lender characteristics
Item 3:
Who services this third mortgage?
-2 not applicable
01 Commercial bank or trust company
02 Savings and loan association, federal savings bank
03 Mutual savings bank
04 Life insurance company
05 Mortgage banker or mortgage company
06 Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae,
or Ginnie Mae)
07 Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie
Mae, or Ginnie Mae)
08 Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural
Development, SBA, etc.)
09 Real estate investment trust (REIT)
10 Pension fund or retirement fund (state, local, or private)
11 Credit union
12 Finance company (including consumer discount company, industrial
bank, cooperative bank)
13 State or municipal government or housing finance agency
14 Individual or individual's estate
15 Other (e.g., real estate or construction company, philanthropic
organization, fraternal society, educational en
-----------------------------------------------------------------------------
SOLDHOME Character 2
label - Sold previous home for downpayment
type of variable - Data about the purchase of the property
Item 5c:
What sources accounted for one third or more of the down payment and
closing costs used for the purchase or construction of this property?
If the entire purchase price for the property was paid with cash,
report the source(s) of the cash.
Mark all that apply.
-1 not reported
-2 not applicable
X Sale of previous home
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SOLDOTHR Character 2
label - Sold other investments for downpayment
type of variable - Data about the purchase of the property
Item 5c:
What sources accounted for one third or more of the down payment and
closing costs used for the purchase or construction of this property?
If the entire purchase price for the property was paid with cash,
report the source(s) of the cash.
Mark all that apply.
-1 not reported
-2 not applicable
X Sale of other real property or other investments (including stocks)
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SSINC Numeric .
label - Household income from Social Security
type of variable - Property owner income data
Item 27d:
What was the total income in 2000 (before taxes and deductions) for ALL
members of this household 15 years or older?
Include any income from - Social Security or Railroad Retirement
-1 not reported
00000000:99999999 $0 - $99,999,999
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STATE Character .
label - State where property is located
type of variable - Geographical data
FIPS State Code where property is located
06 California
12 Florida
17 Illinois
25 Massachusetts
26 Michigan
34 New Jersey
36 New York
39 Ohio
42 Pennsylvania
48 Texas
51 Virginia
53 Washington
Blank All remaining states
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STATEGOV Character 2
label - State government provides benefits
type of variable - Property benefits
Item 20b:
What is the source of these benefits?
Mark all that apply.
-1 not reported V X State government
-2 not applicable
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SUBPRIM1 Character 2
label - First Mortgage is a subprime loan
type of variable - Lender characteristics
Item 10e:
Is this First mortgage a subprime loan?
-2 not applicable
1 Yes
2 No
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SUBPRIM2 Character 2
label - Second Mortgage is a subprime loan
type of variable - Lender characteristics
Item 10e:
Is this Second mortgage a subprime loan?
-2 not applicable
1 Yes
2 No
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SUBPRIM3 Character 2
label - Third Mortgage is a subprime loan
type of variable - Lender characteristics
Item 10e:
Is this third mortgage a subprime loan?
-2 not applicable
1 Yes
2 No
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TOTALINC Numeric .
label - Total household income
type of variable - Property owner income data
Item 27g:
What was the total income in 2000 (before taxes and deductions) for ALL
members of this household 15 years or older?
Include any income from - TOTAL INCOME
-1 not reported
-99999999:-10 $-99,999,999 - $-10
0 : 999999
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TOTMORT Numeric .
label - Total number of mortgages on property
type of variable - Property characteristics
Census Use Only Box C:
Total number of mortgages on the property.
00:16 0-16 mortgages
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TOTPMT1 Numeric .
label - Total regular payments on first mortgage
type of variable - Lender characteristics
Item 17f:
What are the required regular payments from the borrower on
this first mortgage for the total payment?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
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TOTPMT2 Numeric .
label - Total regular payments on second mortage
type of variable - Lender characteristics
Item 17f:
What are the required regular payments from the borrower on
this second mortgage for the total payment?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
-----------------------------------------------------------------------------
TOTPMT3 Numeric .
label - Total regular payments on third mortgage
type of variable - Lender characteristics
Item 17f:
What are the required regular payments from the borrower on
this third mortgage for the total payment?
-1 not reported
-2 not applicable
000000000:999999999 $0 - $999,999,999
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TREASYY1 Character 2
label - Term of treasury security rate for first mortgage
type of variable - Lender characteristics
Item 13a:
What index is used to adjust interest rates on this first mortgage?
For Treasury security rate, specify the term of the rate,
such as, 3 year rate.
-1 not reported
-2 not applicable
01:11 1-11 years
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TREASYY2 Character 2
label - Term of treasury security rate for second mortgage
type of variable - Lender characteristics
Item 13a:
What index is used to adjust interest rates on this second mortgage?
For Treasury security rate, specify the term of the rate,
such as, 3 year rate.
-1 not reported
-2 not applicable
01:11 1-11 years
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TREASYY3 Character 2
label - Term of treasury security rate for third mortgage
type of variable - Lender characteristics
Item 13a:
What index is used to adjust interest rates on this third mortgage?
For Treasury security rate, specify the term of the rate,
such as, 3 year rate.
-1 not reported
-2 not applicable
01:11 1-11 years
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TXRELIEF Character 2
label - Property benefits from tax relief
type of variable - Property benefits
Item 20a:
Does this property benefit from -
Do NOT include FHA, VA, or Rural Housing Service / Rural Development
(formerly FmHA) insurance or guarantees as a "property benefit."
Mark all that apply.
-1 not reported
X Property tax relief?
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VALUE Numeric .
label - Current market value of property
type of variable - Property characteristics
Item 15:
About how much do you think this property (house and lot or condominium
unit)
would sell for on today's market?
-2 not applicable
00000000:99999999 $0 - $99,999,999
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VIETNAM Character 2
label - Owner was on active duty during the Vietnam War era
type of variable - Property owner characteristics
Item 25:
Have any of the current owners of this property ever served on active
duty in the Armed Forces of the United States?
If yes, Mark all that apply.
-1 not reported
X Vietnam or after (August 1964 to July 1990)
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WAGEINC Numeric .
label - Household income from wages and salaries
type of variable - Property owner income data
Item 27a:
What was the total income in 2000 (before taxes and deductions) for ALL
members of this household 15 years or older?
Include any income from - Wages, salaries, commissions, bonuses, or tips
from all jobs.
00000000:99999999 $0 - $99,999,999
-----------------------------------------------------------------------------
WEIGHT Numeric 8
label - Final weight
type of variable - Administrative data
Product of pure weight (PWT), noninterview adjustment factor, 1st stage
ratio estimation factor, 2nd stage ratio estimation factor, and
3rd stage ratio estimation factors.
00000:99999 0-99,999
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WWII Character 2
label - Owner was on active duty during the World War II era
type of variable - Property owner characteristics
Item 25:
Have any of the current owners of this property ever served on active
duty in the Armed Forces of the United States?
If yes, Mark all that apply.
-1 not reported
X World War II or after (September 1940 to June 1950)
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YRACQ Character 4
label - Year owner acquired the property
type of variable - Data about the purchase of the property
Item 4a:
In what year did you become an owner of this property?
If you owned the land before building on it, report the year the
building was built.
1900:2001 1900-2001
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YRBUILT Character 2
label - Year building was built
type of variable - Property characteristics
Item 16:
When was this building built?
If more than one building, answer for the first one built.
-1 not reported
-2 not applicable
00 1999 or later
97 1997 or 1998
95 1995 or 1996
90 1990 to 1994
80 1980 to 1989
70 1970 to 1979
60 1960 to 1969
50 1950 to 1959
40 1940 to 1949
30 1939 or earlier
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