Frequently Asked Questions: HUD Resources for Homeowners and Renters

HUD Resources for Homeowners and Renters

I was wondering if you could provide me with a list of low-income housing in my area, and possibly within a 45-mile radius of where I live.

The website resources.hud.gov may be of assistance by allowing you to search for nearby affordable housing opportunities. HUD also has local offices around the country and they are a good source of information about HUD's programs and local efforts. Each state has at least one office, and some states have more than one. Please contact your state's field office to obtain the information you need. You can find the contact information for local HUD offices on the HUD website at: https://www.hud.gov/contactus/local.

Can you tell me what types of housing your program allows for a single, 58-year-old disabled woman? I would like to locate a small 1-bedroom with a small yard.

You can find information on HUD's Housing Choice Voucher Program here: https://www.hud.gov/helping-americans/housing-choice-vouchers-tenants and HUD's Section 811 program for people with disabilities here: https://www.hud.gov/hud-partners/multifamily-grants-section811ptl.

Another resource you may find useful is your local housing counseling agency. The nationwide network of HUD participating housing counseling agencies have been helping consumers across America for more than 50 years by providing the answers they need to make informed housing decisions.

You can locate your local counseling agency by visiting: https://answers.hud.gov/housingcounseling/s/?language=en_US or by calling toll-free: 1-800-569-4287. These are HUD-approved organizations that can give you advice on buying, renting, defaults and foreclosures, reverse mortgages, etc.

I am a single parent with two young children, and am currently renting in a low-income apartment with two bedrooms and with electric heat. The rent is very high and the apartment is too small for the three of us. I'm interested in buying a home, something that would be cheaper and that belongs to me. Can you help me?

Check out HUD's guide to buying a home here: https://www.hud.gov/helping-americans/buying-a-home or visit this page for more information: https://www.hud.gov/helping-americans#Homeownership.

HUD's FHA Resource Center is equipped to answer questions about buying a home, qualifying for a loan, FHA loans, downpayment assistance, and HUD homes. You may contact the FHA Resource Center by phone at 1-800-225-5342 or by email at: answers@hud.gov.

To assist people in finding homes, HUD also funds housing counseling agencies throughout the country. You can locate a counseling agency near you by looking at the following website: https://answers.hud.gov/housingcounseling/s/?language=en_US or by calling toll-free: 1-800-569-4287.

You may also wish to visit the following website for information on HUD's Housing Choice Voucher Homeownership Program: https://www.hud.gov/helping-americans/public-indian-housing-hcv-homeownership. HUD's HOME Program also has a homeownership component, which you can read about at: https://www.hudexchange.info/home/topics/homeownership/.

You can search for a HUD home to purchase here: https://www.hudhomestore.gov/.

Is there a website that lists foreclosed HUD properties? How can I get the listing?

The following website will provide you with the information on HUD Homes for sale: https://www.hud.gov/helping-americans/homes-for-sale. The HUD Homestore, which will allow you to search for HUD Homes in your area, may be found here: https://www.hudhomestore.gov/. Simply click on the state in which you are located or want to buy a HUD foreclosed property.

Other HUD Resources for Rent Relief, Eviction, and Homelessness

If you need help paying your utility bills, contact one of the organizations listed here: Home Energy Assistance Program (HEAP).

Resources for people experiencing homelessness are listed here:
https://www.hud.gov/helping-americans#ExperiencingHomelessness.  

To find rent relief or eviction assistance resources specific to your state, click on your state on this page: https://www.hud.gov/states.