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Cityscape: Volume 21 Number 2 | National Survey of Mortgage Originations


National Survey of Mortgage Originations

Volume 21 Number 2

Mark D. Shroder
Michelle P. Matuga

National Survey of Mortgage Originations

Guest Editor's Introduction
Robert B. Avery and Ron Borzekowski

Mortgage Experiences of Rural Borrowers in the United States: Insights from the National Survey of Mortgage Originations
Tim Critchfield, Jaya Dey, Nuno Mota, and Saty Patrabansh

Perceptions and Expectations of Mortgage Borrowers: New Evidence from the National Survey of Mortgage Originations
Chad Redmer

First-Time Homebuyer Counseling and the Mortgage Selection Experience in the United States: Evidence from the National Survey of Mortgage Originations
Robert B. Argento, Lariece M. Brown, Sergei Koulayev, Grace Li, Marina Myhre, Forrest Pafenberg, and Saty Patrabansh

National Survey of Mortgage Originations Survey Data on Your Home Loan Toolkit
Brian Bucks, Tim Critchfield, and Susan Singer

Refereed Papers

Road Map to a Unified Measure of Housing Insecurity
Robynn Cox, Benjamin Henwood, Seva Rodnyansky, Eric Rice, and Suzanne Wenzel

The Effects of Flood Insurance on Housing Markets
Agustín Indaco, Francesc Ortega, and Süleyman Tas¸ pınar


Affordable Design

Data Shop

Graphic Detail


Policy Briefs



Referees 2018–19



Cityscape is published three times a year by the Office of Policy Development and Research (PD&R) of the U.S. Department of Housing and Urban Development (HUD). Subscriptions are available at no charge and single copies at a nominal fee. The journal is also available on line at

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