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The FHA Single-Family Insurance Program: Performing a Needed Role in the Housing Finance Market - Executive Summary



Release Date: 
November 2012 (6 pages)
Posted Date:   
November 7, 2012



Since 1934, the Federal Housing Administration (FHA) has helped more than 41 million families to become and remain homeowners. In laying out FHA’s mission in the single family mortgage marketplace, along with its historical role in meeting immediate and emerging challenges, the authors’ hope that this paper serves as a useful foundation for considering FHA’s future role in housing finance. To that end, this summary document is focused on the historical and ongoing role of FHA insurance in sustaining access to mortgage credit, stabilizing markets, and expanding sustainable homeownership opportunities in the single-family residential market. It is also intended that this paper will stimulate informed comment that will be incorporated in a final report to be published shortly.

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Note: Guidance documents, except when based on statutory or regulatory authority or law, do not have the force and effect of law and are not meant to bind the public in any way. Guidance documents are intended only to provide clarity to the public regarding existing requirements under the law or agency policies.