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Housing Finance Working Paper Series



Posted Date:   
May 24, 2016



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  • HF-021, Temporary Loan Limits as a Natural Experiment in FHA Insurance, May 2016.
  • HF-020, Same-Sex Marriage Laws and Demand for Mortgage Credit, February 2016.
  • HF-019, The FHA Single-Family Insurance Program: Performing a Needed Role in the Housing Finance Market, December 2012.

  • HF-018, The GSEs’ Funding of Affordable Loans: A 2004-05 Update by Harold L. Bunce, June 2007.

  • HF-017, Goal Performance and Characteristics of Mortgages Purchased by Fannie Mae and Freddie Mac, 2001-2005 by Paul B. Manchester, May 2007.

  • HF-016, Are Rejected Households Credit-Constrained Or Simply Less Creditworthy? by Darryl E. Getter, July 2002.

  • HF-015, Goal Performance and Characteristics of Mortgages Purchased by Fannie Mae and Freddie Mac, 1998-2000 by Paul B. Manchester, May 2002.

  • HF-014, Black and White Disparities in Subprime Mortgage Refinance Lending by Randall M. Scheessele, April 2002.

  • HF-013, The GSEs' Funding of Affordable Loans: A 2000 Update by Harold Bunce, April 2002.

  • HF-012, The GSEs' Funding of Affordable Loans: A 1999 Update by Harold Bunce, December 2000.

  • HF-011, An Analysis of GSE Purchasing of Mortgages for African-American Borrowers and their Neighborhoods by Harold Bunce, December 2000.

  • HF-010, The Property Owners and Managers Survey and the Multifamily Housing Finance System by William Segal, September 2000.

  • HF-009, 1998 HMDA Highlights, by Randall M. Scheessele, October 1999.

  • HF-008, Do FHA Multifamily Mortgage Insurance Programs Provide Affordable Housing and Serve Underserved Areas? An Analysis of FHA’s Fiscal Year 1997 Book of Business and Comparison with the GSEs, by Edward J. Szymanoski and Susan J. Donahue, October 1999.

  • HF-007, HMDA Coverage of the Mortgage Market, by Randall M. Scheessele, July 1998.

  • HF-006, Characteristics of Mortgages Purchased by Fannie Mae and Freddie Mac, 1996-97 Update, by Paul B. Manchester, August 1998.

  • HF-005, The GSEs' Funding of Affordable Loans: 1996 Update, by Harold L. Bunce and Randall M. Scheessele, July 1998.

  • HF-004, The GSEs' Purchases of Single-Family Rental Property Mortgages, by Theresa R. DiVenti, March 1998.

  • HF-003, Characteristics of Mortgages Purchased by Fannie Mae and Freddie Mac 1993-95, by Paul B. Manchester, Sue George Neal, and Harold L. Bunce, February 1998.

  • HF-002, The Multifamily Secondary Mortgage Market: The Role of Government-Sponsored Enterprises, by William Segal and Edward J. Szymanoski, March 1997.

  • HF-001, The GSEs' Funding of Affordable Loans, by Harold L. Bunce and Randall M. Scheessele, December 1996.

    If you wish to discuss the working papers or would like more information about any of the Housing Finance Working Paper Series, please contact the authors by calling (202) 401-0388 or (202) 708-1455 (TTY) or by writing to the author(s) at: U.S. Department of Housing and Urban Development, Policy Development and Research, 451 7th Street, SW, Room 8212, Washington, DC 20410. You may also contact the author(s) via e-mail at HousingFinanceWorkingPaper@HUD.GOV.



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    Note: Guidance documents, except when based on statutory or regulatory authority or law, do not have the force and effect of law and are not meant to bind the public in any way. Guidance documents are intended only to provide clarity to the public regarding existing requirements under the law or agency policies.