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Welcome to HUD USER
HUD User makes available printed and electronic copies of published HUD research. Primarily sponsored by HUD's Office of Policy Development and Research, these reports, executive summaries, case studies, and guidebooks span the fields of housing and urban development and are available as free downloads. Most reports can also be ordered in hard copy from the HUD User Web Store.
 
 
Publications -> Homeownership
 

Homeownership


Housing Counseling Works
Authors: 
Myhre, Marina L.
Watson, Nicole Elsasser
Release Date: 
September 2017


Literature Review: The Credit-Enhancing Functions of Downpayment and Downpayment Substitutes
Authors: 
U.S. Department of Housing and Urban Development
Release Date: 
April 2017


Research Report for Importance of Mortgage Downpayment as a Deterrent to Delinquency and Default as Observed in Black Knight (McDash) Servicing History
Authors: 
U.S. Department of Housing and Urban Development
Release Date: 
April 2017


Mortgage Lending on Tribal Land: A Report From the Assessment of American Indian, Alaska Native, and Native Hawaiian Housing Needs
Authors: 
Listokin, David
Temkin, Kenneth
Pindus, Nancy
Stanek, David
Urban Institute
Release Date: 
January 2017


The First-Time Homebuyer Education and Counseling Demonstration: Baseline Report
Authors: 
DeMarco, Donna
Fiore, Nichole
Moulton, Shawn
Bocian, Debbie Gruenstein
Peck, Laura
Ballinger, Sarah
Cuenca, Karen
Rothschild, Louise
Whitlow, Stephen
Abt Associates Inc.
Release Date: 
January 2017


Housing Needs of American Indians and Alaska Natives in Tribal Areas: A Report From the Assessment of American Indian, Alaska Native, and Native Hawaiian Housing Needs: Executive Summary
Authors: 
Pindus, Nancy
Kingsley, G. Thomas
Biess, Jennifer
Levy, Diane
Simington, Jasmine
Hayes, Christopher
Urban Institute
Release Date: 
January 2017


The First-Time Homebuyer Education and Counseling Demonstration: Early Insights
Authors: 
DeMarco, Donna
Fiore, Nichole
Bocian, Debbie Gruenstein
Moulton, Shawn
Peck, Laura
Abt Associates Inc.
Release Date: 
June 2016


Same-Sex Marriage Laws and Demand for Mortgage Credit
Authors: 
Miller, Joshua J.
Park, Kevin A.
Release Date: 
February 2016


The Evaluation of the Neighborhood Stabilization Program
Authors: 
Spader, Jonathan
Cortes, Alvaro
Burnett, Kimberly
Buron, Larry
DiDomenico, Michael
Jefferson, Anna
Whitlow, Stephen
Buell, Jennifer Lewis
Redfearn, Christian
Schuetz, Jenny
Release Date: 
March 2015


FHA at 80: Preparing For The Future
Authors: 
Golding, Edward L.
Szymanoski, Edward J.
Lee, Pamela P.
Release Date: 
August 2014


Publications