Fair Housing | PD&R EDGE

Racial disparities in homeownership persist in the United States, but institutions such as Fannie Mae and Freddie Mac...

Throughout its history, the Office of Policy Development and Research (PD&R) has sought to understand the prevalence, causes, and consequences of housing insecurity...

In September 2023, the Federal Reserve Board of Governors hosted two panels to discuss rental affordability as part of its ongoing “Keys to Opportunity in the Housing Market” seminar series.

Overcoming racial segregation in housing is part of the Fair Housing Act of 1968’s Affirmatively Furthering Fair Housing (AFFH) mandate.

In administering its housing assistance programs, HUD collects extensive data on its program participants, including demographic, income, and geographic information on assisted households.

On June 21, 2023, the Harvard Joint Center for Housing Studies (JCHS) released its annual State of the Nation’s Housing report.

Since 1997, the Housing Finance Analysis Division of the Office of Policy Development and Research (PD&R) ...

HUD is one of 45 federal agency members of the Interagency Working Group (IWG) tasked with supporting and furthering the administration’s efforts to better serve Asian Americans, Native Hawaiians, and Pacific Islanders (AANHPI).

Fifty years ago, HUD created the Office of Policy Development and Research (PD&R) in the midst of two very different demonstration projects: Operation Breakthrough and the Experimental Housing Allowance Program (EHAP).

On May 1, 2023, HUD hosted a summit dedicated to policies and strategies designed to close the racial wealth gap in today’s financial markets.

The neighborhoods we live in profoundly affect not only our senses of community and identity but also the level of opportunity we find in proximity to good schools, health care, and jobs; a safe environment, and other resources.

On March 22, 2023, the National Low Income Housing Coalition (NLIHC) held its first in-person Housing Policy Forum since 2019, entitled “Onward to Housing Justice.”

In the inaugural article of this year-long series, Todd Richardson (at PD&R from 1991 to 1997 and 2000 to present), Jill Khadduri (at PD&R from 1973 to 2000), and Sahian Valladares (at PD&R from 2022 to present), reflect on PD&R’s first 50 years.

The legacy of racist housing policies, coupled with a shortage of affordable housing, has hindered the ability of minority and low-income families to build wealth, afford quality housing, and offer opportunities to their children.

In June 2022, the Joint Center for Housing Studies (JCHS) of Harvard University released its 35th annual housing report, The State of the Nation’s Housing 2022, which assesses the current state of the housing market.

In March 2022, the Joint Center for Housing Studies of Harvard University hosted “Bringing Digitalization Home,” a symposium exploring how digital technology might influence how housing is built, used, and financed.

The social science research community has a poor track record when it comes to studying the housing experiences of the LGBTQI+ community, defined here as lesbian, gay, bisexual, transgender, queer, intersex, and individuals whose orientations differ from those who identify as heterosexual and cisgender.

When the COVID-19 pandemic began in late 2019, its economic impact threatened the ability of many households to pay their rent and mortgages.

Access to fair mortgage products is crucial to many families’ ability to become homeowners. Mortgage access depends on assessments of the risk that a borrower will default, which typically are made through traditional credit scores and other financial information from lending institutions.

In the United States, owning a home is the largest generator of wealth for families, exceeding even a household’s income or their level of educational attainment.