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Cityscape: Volume 21 Number 2 | National Survey of Mortgage Originations


The goal of Cityscape is to bring high-quality original research on housing and community development issues to scholars, government officials, and practitioners. Cityscape is open to all relevant disciplines, including architecture, consumer research, demography, economics, engineering, ethnography, finance, geography, law, planning, political science, public policy, regional science, sociology, statistics, and urban studies.

Cityscape is published three times a year by the Office of Policy Development and Research (PD&R) of the U.S. Department of Housing and Urban Development.

National Survey of Mortgage Originations

Volume 21 Number 2

Mark D. Shroder

Michelle P. Matuga

Racially Concentrated Areas of Affluence: A Preliminary Investigation

Edward G. Goetz
Anthony Damiano
Rashad A. Williams

Our analysis shows that 36 percent of metro areas had higher rates of concentrated affluence compared with concentrated poverty. Overall, we find 16 percent more areas of concentrated affluence compared to areas of concentrated poverty (2,297 tracts and 1,983 tracts respectively). However, the distribution of concentrated affluence is skewed toward fewer metro areas leading to higher average amounts of concentrated poverty compared to concentrated affluence in our sample. Places with the highest rates of concentrated affluence include wealthy metro areas in the West and Northeast such as San Jose, Washington, D.C., and San Francisco.

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