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Cityscape: Volume 22 Number 1 | Housing Tenure and Financial Security


Housing Tenure and Financial Security

Volume 22 Number 1

Mark D. Shroder
Michelle P. Matuga

Housing Tenure and Financial Security

Guest Editor's Introduction
Jaclene Begley, Christopher Herbert, Michael LaCour-Little, Kristin Perkins, and Jonathan Spader

Mortgage Journeys: A Video Ethnography of the Homebuying and Mortgage Process
Anna Jefferson and Hannah Thomas

The American Dream or Just an Illusion? Understanding Land Contract Trends in the Midwest Pre- and Post-Crisis
Ann Carpenter, Taz George, and Lisa Nelson

Institutions and Geographic Concentration in VA Mortgage Lending
Kerry Spitzer and Lauren Lambie-Hanson

Homeownership Experiences Following Criminal Justice Contact
Brielle Bryan

The Potential for Shared Equity and Other Forms of Downpayment Assistance to Expand Access to Homeownership
Kristin L. Perkins, Shannon M. Rieger, Jonathan Spader, and Christopher Herbert

Building Wealth through Homeownership: A Comparative Study of MHP’s ONE Mortgage Program and FHA
Jake Interrante and Elliot Schmiedl


Data Shop

Evaluation Tradecraft

Foreign Exchange

Graphic Detail





Cityscape is published three times a year by the Office of Policy Development and Research (PD&R) of the U.S. Department of Housing and Urban Development (HUD). Subscriptions are available at no charge and single copies at a nominal fee. The journal is also available on line at

PD&R welcomes submissions to the Refereed Papers section of the journal. Our referee process is double blind and timely, and our referees are highly qualified. The managing editor will also respond to authors who submit outlines of proposed papers regarding the suitability of those proposals for inclusion in Cityscape. Send manuscripts or outlines to

Opinions expressed in the articles are those of the authors and do not necessarily reflect the views and policies of HUD or the U.S. government.

Visit PD&R’s website,, to find this report and others sponsored by PD&R. Other services of HUD USER, PD&R’s Research and Information Service, include listservs, special interest and bimonthly publications (best practices, significant studies from other sources), access to public use databases, and a hotline (1–800–245–2691) for help with accessing the information you need.


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