Historical Data

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Table 13. Builders' Views of Housing Market Activity: 1978-Present

Table 13
Source: National Association of Home Builders, Builders Economic Council Survey

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Table 14. Mortgage Interest Rates, Average Commitment Rates, and Points: 1972-Present

Table 14
¹Annual data for the FHA rate are based on the most active (modal) quote and the secondary market discount (excluding origination fee) until 1994. Subsequent annual and monthly data are based on the average rate quoted and the primary market discount (excluding origination fee).
Sources: Office of Housing, Department of Housing and Urban Development (FHA), and Federal Home Loan Mortgage Corporation (Conventional)

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Table 15. Mortgage Interest Rates, Points, Effective Rates, and Average Term to Maturity on Conventional Loans Closed: 1982-Present

Table 15
Source: Federal Housing Finance Board

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Table 16. FHA, VA, and PMI 1-4 Family Mortgage Insurance Activity: 1968-Present

Table 16
*These operational numbers differ slightly from adjusted accounting numbers.
Sources: Office of Housing, Department of Housing and Urban Development; Department of Veterans Affairs; and Mortgage Insurance Companies of America

Tables 17-20