|  
        Table 
        18. Mortgage Delinquencies and Foreclosures Started: 1986Present*  
  
      
         
           
            Period | 
           
            Delinquency Rates  | 
           
            Foreclosures Started  | 
         
         
          |  
            Total Past Due  | 
           
            90 Days Past Due  | 
         
           
            All  | 
           
            Conv.  | 
           
            FHA  | 
           
            VA  | 
           
            All  | 
           
            Conv.  | 
           
            FHA  | 
           
            VA  | 
           
            All  | 
           
            Conv.  | 
           
            FHA  | 
           
            VA  | 
        
         
          | Annual 
            Averages | 
         
         
          | 1986 | 
          5.56 
             | 
          3.80 
             | 
          7.16 
             | 
          6.58 
             | 
          1.01 
             | 
          0.67 
             | 
          1.29 
             | 
          1.24 
             | 
          0.26 
             | 
          0.19 
             | 
          0.32 
             | 
          0.30 
             | 
         
         
          | 1987 | 
          4.97 
             | 
          3.15 
             | 
          6.56 
             | 
          6.21 
             | 
          0.93 
             | 
          0.61 
             | 
          1.19 
             | 
          1.17 
             | 
          0.26 
             | 
          0.18 
             | 
          0.34 
             | 
          0.32 
             | 
         
         
          | 1988 | 
          4.79 
             | 
          2.94 
             | 
          6.56 
             | 
          6.22 
             | 
          0.85 
             | 
          0.54 
             | 
          1.14 
             | 
          1.14 
             | 
          0.27 
             | 
          0.17 
             | 
          0.37 
             | 
          0.32 
             | 
         
         
          | 1989 | 
          4.81 
             | 
          3.03 
             | 
          6.74 
             | 
          6.45 
             | 
          0.79 
             | 
          0.50 
             | 
          1.09 
             | 
          1.09 
             | 
          0.29 
             | 
          0.18 
             | 
          0.41 
             | 
          0.37 
             | 
         
         
          | 1990 | 
          4.66 
             | 
          2.99 
             | 
          6.68 
             | 
          6.35 
             | 
          0.71 
             | 
          0.39 
             | 
          1.10 
             | 
          1.04 
             | 
          0.31 
             | 
          0.21 
             | 
          0.43 
             | 
          0.40 
             | 
         
         
          | 1991 | 
          5.03 
             | 
          3.26 
             | 
          7.31 
             | 
          6.77 
             | 
          0.80 
             | 
          0.46 
             | 
          1.25 
             | 
          1.11 
             | 
          0.34 
             | 
          0.27 
             | 
          0.43 
             | 
          0.42 
             | 
         
         
          | 1992 | 
          4.57 
             | 
          2.95 
             | 
          7.57 
             | 
          6.46 
             | 
          0.81 
             | 
          0.47 
             | 
          1.35 
             | 
          1.15 
             | 
          0.33 
             | 
          0.26 
             | 
          0.45 
             | 
          0.40 
             | 
         
         
          | 1993 | 
          4.22 
             | 
          2.66 
             | 
          7.14 
             | 
          6.30 
             | 
          0.77 
             | 
          0.45 
             | 
          1.40 
             | 
          1.16 
             | 
          0.32 
             | 
          0.24 
             | 
          0.48 
             | 
          0.42 
             | 
         
         
          | 1994 | 
          4.10 
             | 
          2.60 
             | 
          7.26 
             | 
          6.26 
             | 
          0.76 
             | 
          0.45 
             | 
          1.44 
             | 
          1.19 
             | 
          0.33 
             | 
          0.23 
             | 
          0.56 
             | 
          0.48 
             | 
         
         
          | 1995 | 
          4.24 
             | 
          2.77 
             | 
          7.55 
             | 
          6.44 
             | 
          0.74 
             | 
          0.43 
             | 
          1.46 
             | 
          1.17 
             | 
          0.33 
             | 
          0.23 
             | 
          0.53 
             | 
          0.50 
             | 
         
         
          | 1996 | 
          4.33 
             | 
          2.78 
             | 
          8.05 
             | 
          6.75 
             | 
          0.63 
             | 
          0.32 
             | 
          1.40 
             | 
          1.10 
             | 
          0.34 
             | 
          0.25 
             | 
          0.58 
             | 
          0.46 
             | 
         
         
          | 1997 | 
          4.31 
             | 
          2.82 
             | 
          8.13 
             | 
          6.94 
             | 
          0.58 
             | 
          0.32 
             | 
          1.22 
             | 
          1.15 
             | 
          0.36 
             | 
          0.26 
             | 
          0.62 
             | 
          0.51 
             | 
         
         
          | 1998 | 
          4.07 
             | 
          2.62 
             | 
          8.58 
             | 
          6.80 
             | 
          0.59 
             | 
          0.28 
             | 
          1.51 
             | 
          1.24 
             | 
          0.31 
             | 
          0.22 
             | 
          0.59 
             | 
          0.44 
             | 
         
         
          | 1999 | 
           
             3.97  
           | 
           
             2.53  
           | 
           
             8.57  
           | 
           
             7.55  
           | 
           
             0.58  
           | 
           
             0.27  
           | 
           
             1.50  
           | 
           
             1.23  
           | 
           
             0.30  
           | 
           
             0.22  
           | 
           
             0.59  
           | 
           
             0.44  
           | 
         
         
          | 2000 | 
           
             4.02  
           | 
           
             2.54  
           | 
           
             9.07  
           | 
           
             6.84  
           | 
           
             0.56  
           | 
           
             0.25  
           | 
           
             1.61  
           | 
           
             1.22  
           | 
           
             0.29  
           | 
           
             0.22  
           | 
           
             0.56  
           | 
           
             0.38  
           | 
         
         
          | Quarterly 
            Data (Seasonally Adjusted) | 
         
         
          | 2001 | 
            | 
         
         
          |  
              3rd Quarter 
           | 
           
            4.83  | 
           
            3.11  | 
           
            11.29  | 
           
            8.03  | 
           
            0.72  | 
           
            0.32  | 
           
            2.19  | 
           
            1.51  | 
           
            0.37  | 
           
            0.28  | 
           
            0.75  | 
           
            0.46  | 
         
         
          |  
              4th Quarter 
           | 
           
            4.67  | 
           
            3.01  | 
           
            11.03  | 
           
            7.73  | 
           
            0.73  | 
           
            0.33  | 
           
            2.25  | 
           
            1.54  | 
           
            0.37  | 
           
            0.27  | 
           
            0.78  | 
           
            0.43  | 
         
         
          |  
              2002 
           | 
           
                
                
                
                
                
                | 
         
         
          |  
              1st Quarter 
           | 
           
            4.65  | 
           
            3.04  | 
           
            11.23  | 
           
            7.81  | 
           
            0.71  | 
           
            0.35  | 
           
            2.14  | 
           
            1.50  | 
           
            0.37  | 
           
            0.27  | 
           
            0.81  | 
           
            0.47  | 
         
         
          |  
              2nd Quarter 
           | 
           
            4.77  | 
           
            3.10  | 
           
            11.81  | 
           
            8.00  | 
           
            0.78  | 
           
            0.40  | 
           
            2.40  | 
           
            1.62  | 
           
            0.40  | 
           
            0.29  | 
           
            0.90  | 
           
            0.49  | 
         
         
          |  
             3rd Quarter 
            | 
           
            4.66  | 
           
            3.04  | 
           
            11.62  | 
           
            7.81  | 
           
            0.82  | 
           
            0.41  | 
           
            2.50  | 
           
            1.67  | 
           
            0.37  | 
           
            0.28  | 
           
            0.81  | 
           
            0.46  | 
         
       
      *All 
        data are seasonally adjusted. 
         
        Source: National Delinquency Survey, Mortgage Bankers Association 
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