Skip to main content

HUD USER Releases New 2003 GSE Mortgage Data

HUD.GOV HUDUser.gov
eList
HUDUSERNEWS
HUD USER has released calendar year 2003 data on the
number of single-family and multifamily mortgages
purchased by Fannie Mae and Freddie Mac (the two
Government-Sponsored Enterprises, or GSEs, that
constitute the secondary mortgage market for
conventional, conforming loans). These data allow market
researchers and academics to study the flow of credit and
capital in American cities and communities, and to
evaluate how GSE funds are being used for purchases of
mortgages that benefit very low-, low-, and moderate-
income families and families living in areas
traditionally underserved by the mortgage market.

Included in the data set is information on the income,
race, and gender of borrowers for single-family home
mortgages, as well as Census tract location, loan-to-
value (LTV) ratios, seasoning (the process of
establishing a 'track record' of performance - this
generally refers to loans originated at least one year
prior to GSE acquisition), purchase/refinancing, and
affordability. For multifamily units, information on
property and unit-class is included, as well as the size
of the property and type of seller or servicer from which
the GSE purchased the mortgage.

The single-family and multifamily data sets are each
available in two formats: divided according to Census
tract, or stripped of geographic information and grouped
into one national data set. Some of the data are
available for downloading from https://www.huduser.gov
The single-family and multifamily data sets covering the
entire nation are available for purchase on CD-ROM (ASCII
format). To download or purchase data sets, visit
https://www.huduser.gov/datasets/gse/gse2003.html

--------------------------------------
Please contact us at:
HUD USER
P.O. Box 23268
Washington, DC 20026-3268
1-800-245-2691
1-800-927-7589 (TDD)
202-708-9981 (fax)
--------------------------------------
The HUD USER News listserv was created to keep
professionals in the fields of housing and community
development abreast of new research and resources
available from the U.S. Department of Housing and Urban
Development's Office of Policy Development and Research
(PD&R). Periodically, publications and announcements will
be sent via the listserv.

Share HUD USER's resources and information with a
colleague. Please consider forwarding this e-mail to an
associate who may be interested in the resources HUD USER
has to offer. Thanks!

To stay abreast of new HUD research and resources,
subscribe to HUD USER News. This listserv will
automatically e-mail you publication announcements and
other notices from HUD's Office of Policy Development and
Research. To subscribe, send a message to:
hudusernews@huduser.gov. In the subject of the message,
type: subscribe. For example:
To: hudusernews@huduser.gov
Subject: subscribe

You will receive a confirmation message with instructions
on how to search the message archives and how to
unsubscribe. You may use your web browser to search the
listserv message archives at https://www.huduser.gov/portal/elist/archive.html