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Recently Released: 2004 GSE Proposed Housing Goal Regulation, CHAS 2000, and Special Tabulations of Households

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We're always pleasantly surprised to discover that the
audience for PD&R datasets is both substantial (in terms
of size) and highly engaged (in that many of our
constituents take this information and use it like so
many raw ingredients in recipes of their own devising).
For those who live and breathe the hard numbers, this
week's HUD USER News is for you.

Three new data sets from the Office of Policy Development
and Research are now available on the HUD USER Web site:
o The 2004 GSE Proposed Housing Goal Regulation;
o The CHAS 2000 data; and
o Special Tabulations of Households.

HUD frequently releases to the public extensive
information on the mortgage purchases of Fannie Mae and
Freddie Mac, two Government Sponsored Enterprises (GSEs)
that HUD oversees. The GSEs are secondary-market
institutions that purchase single-family conventional
loans originated in the United States, configure them as
mortgage-backed securities, and sell them on Wall Street.
The proceeds of these sales are in turn used to fund the
primary mortgage market -- the loan originators and
lenders who make home loans to the public.

The 2004 GSE Proposed Housing Goal Regulation data is
produced as a means of fostering increased purchases by
the GSEs of mortgages in areas that are underserved in
terms of mortgage credit. The information is useful to
mortgage lenders, planners, researchers, and housing
advocates who benefit from a better understanding of the
flow of mortgage credit and capital in America's
communities. It also demonstrates where Fannie Mae and
Freddie Mac are focusing their affordable homeownership
efforts.

As in the past, HUD is making available a special
tabulation of 2000 Census data that are largely not
available through standard Census products. These data,
typically referred to as the "CHAS data", are used by
local governments for housing planning as part of the
Consolidated Planning process. HUD also uses some of
these data in allocation formulas for distributing funds
to local jurisdictions.

The CHAS data are different than the standard Census data
files in that they are mostly comprised of a variety of
housing need variables split by HUD defined income limits
(30, 50, and 80 percent of median income) and HUD
specified household types.

This data is an update to the data published in September
2003. Some tables were found to have problems that have
subsequently been corrected. In addition, rounding was
determined to cause a larger than marginal deviation from
the actual totals when the data were aggregated to higher
levels of geography. As a result, these data reflect new
tables created by the Census Bureau at the higher levels
of geography of minor civil division, consolidated city,
place, county, and state.

The Special Tabulations of Households, compiled by HUD's
Economic and Market Analysis Division (EMAD), contain
statistical summaries of counts of households by tenure,
income intervals, age of householder, size of household,
and housing conditions based on the 1990 and 2000 Census,
for select geographic areas in the United States. The
data allows a user to extract data to conduct a
longitudinal analysis of changes in a particular area.
These data are a key element in the allocation formula
for the Section 8 and the Section 202 rental assistance
programs, as well as a key element in EMAD qualitative
demand market analysis activities for review of program
applications and multifamily mortgage insurance
applications submitted to FHA. These special cross
tabulations of decennial Census data are the most
detailed available for a qualitative analysis of housing
demand based on incomes and age of householder. The
system contains data for all counties and county
equivalents in the United States, places with populations
of 50,000 (subject to disclosure requirements), the
nation, all states and the District of Columbia, and MSAs
and PMSAs (except those in New England) based on the 1999
OMB definitions in effect at the time of the 2000 Census.

The 2004 GSE Proposed Housing Goal Regulation, the CHAS
2000, and Special Tabulations of Households data sets are
available from HUD USER at
https://www.huduser.gov/datasets/pdrdatas.html.

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Please contact HUD USER at:
HUD USER
P.O. Box 23268
Washington, DC 20026-3268
1-800-245-2691
1-800-927-7589 (TDD)
202-708-9981 (fax)
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