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Cityscape: Volume 11 Number 3 | Chapter 13



Volume 11 Number 3

The Community Advantage Program Database: Overview and Comparison With the Current Population Survey

Sarah F. Riley
HongYu Ru
Roberto G. Quercia

Data Shop

Data Shop, a department of Cityscape, presents short articles or notes on the uses of data in housing and urban research. Through this department, PD&R introduces readers to new and overlooked data sources and to improved techniques in using well-known data. The emphasis is on sources and methods that analysts can use in their own work. Researchers often run into knotty data problems involving data interpretation or manipulation that must be solved before a project can proceed, but they seldom get to focus in detail on the solutions to such problems. If you have an idea for an applied, data-centric note of no more than 3,000 words, please send a one-paragraph abstract to for consideration.

As with the articles in this issue, this introduction reflects the views of the authors and does not necessarily reflect the views of the U.S. Department of Housing and Urban Development.


The Community Advantage Program Database (CAPD) is a unique data source that researchers can use to study the housing experiences of low-to-moderate-income and minority households in the United States. The CAPD includes data from a longitudinal panel survey of mortgage borrowers linked to monthly loan-level information and contemporaneous market valuation data and credit scores. To date, the CAPD has been used to examine a wide variety of financial and social topics for this population, including wealth and asset accumulation, mobility, postpurchase counseling, loan prepayment, neighborhood satisfaction, community involvement, and parental attitudes. After discussing the scope of the data, we compare the key demographics of the panel survey respondents with those of Current Population Survey respondents. To the best of our knowledge, no other publicly available data source combines longitudinal borrower survey data with comprehensive loan performance information.

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