Skip to main content

Cityscape: Volume 11 Number 1: Chapter 7


The goal of Cityscape is to bring high-quality original research on housing and community development issues to scholars, government officials, and practitioners. Cityscape is open to all relevant disciplines, including architecture, consumer research, demography, economics, engineering, ethnography, finance, geography, law, planning, political science, public policy, regional science, sociology, statistics, and urban studies.

Cityscape is published three times a year by the Office of Policy Development and Research (PD&R) of the U.S. Department of Housing and Urban Development.

Lessons for the United States From Asian Nations

Volume 11 Number 1

Conforming Loan Limits

John Comeau

Policy Briefs
The Policy Briefs department summarizes a change or trend in national policy that may have escaped the attention of researchers. The purpose is to stimulate the analysis of policy in the field while the policy is being implemented and thereafter.

The opinions expressed in this article are those of the author and do not necessarily reflect the opinions of the U.S. Department of Housing and Urban Development or the U.S. government at large.


The Conforming Loan Limit (CLL) and the government-sponsored enterprises bound by the CLL experienced significant changes in 2008 as a result of the mortgage market turmoil and the resultant legislation passed by Congress and signed by President George W. Bush. This policy brief outlines the changes to the CLL and the debate that surrounded those changes.