The federal government is staffed by some remarkable people.I have been most fortunate throughout my career to work with intelligent, committed and ethical people.


The United Nations Conference on Housing and Sustainable Urban Development (Habitat III), to be held in Quito, Ecuador, in October 2016, will focus on the global impact of cities on people, the environment, and governments as well as on the need to create a modern urban agenda.

Although numerous studies suggest that pre-purchase homebuyer education and counseling benefits consumers, they fail to account for selection bias, limiting the usefulness of their findings.

Even with a population of only 4,391, the town of Manchester in southwestern Vermont struggles with the high housing costs experienced throughout the state. The Bennington Area Habitat for Humanity (BAHH) has worked since 1997 to provide affordable houses for new, low-income homebuyers and to renovate existing housing.

As more people have looked to rental housing as an alternative to homeownership over the past 8 years, researchers have renewed their focus on the importance of rental market conditions in analyzing the overall housing market.

Homeownership continues to be an important avenue for building wealth in the United States, particularly among low-income and minority households.


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