Evidence Matters

Evidence Matters is PD&R's quarterly publication that demonstrates HUD’s commitment to evidence-based policymaking. Each quarterly issue focuses on a key theme and highlights policy-relevant research that connects policymakers at all levels, as well as researchers, advocates, and industry members, with clear, accessible, and timely information. For more on the history and development of the publication, read “Five Years of Evidence Matters” on The Edge.

Current Issue: Housing Finance (Spring 2016)


The latest Evidence Matters focuses on housing finance and sustainable homeownership as debate continues over how best to expand credit access and affordability while limiting risk for borrowers, lenders, investors, and taxpayers. The lead article, “Pressing Challenges in Housing Finance: Credit Access and Seniors’ Mortgage Debt,” considers two major challenges — tightened access to credit for prospective homeowners and the growing number of older homeowners with mortgage debt — in the context of the mortgage market today and also reviews potential solutions. The Research Spotlight article, “The Evidence on Homeownership Education and Counseling,” focuses on current research on homeownership education and counseling (HEC) and the In Practice article, “Increasing Access to Sustainable Mortgages for Low-Income Borrowers,” describes how three state and local organizations have sustainably expanded access to credit for prospective homeowners. Read More >>















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