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What We Know About Mortgage Lending Discrimination in America September 1999


Authors: Temkin, Kenneth     Turner, Margery Austin     Levy, Diane K.     Yinger, John     Ross, Stephen     Levine, David     Smith, Robin     DeLair, Michelle    

Report Acceptance Date: September 1999 (74 Pages)

Posted Date: June 14, 2012

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Owning a home in a neighborhood of one's choice is a major aspect of the American dream. Owning a home is one of the primary ways of accumulating wealth in our society. There is also evidence that—by creating a greater stake in the neighborhood—homeownership increases a people's willingness to invest in community problem-solving. And homeownership is even known to increase people's overall sense of well-being.

Yet not all Americans enjoy equal access to the benefits of homeownership, in part because ofunequal access to capital. Minorities are less likely than whites to obtain mortgage financing and, if successful in obtaining a mortgage, tend to receive less generous loan amounts and terms.

This report is part of the collection of scanned historical documents available to the public.

Publication Categories: Historical     Publications     Affordable Housing     Housing Finance     Fair Housing    


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