• Borrower Beware
  • Volume 18, Number 2
  • Managing Editor: Mark D. Shroder
  • Associate Editor: Michelle P. Matuga
 

Symposium

Borrower Beware

Guest Editor's Introduction
Padmasini Raman and Pamela Lee

Credit Invisibles and the Unscored
Kenneth P. Brevoort, Philipp Grimm, and Michelle Kambara

What’s the Point(s)? Information Content and Messaging Strategies in Mortgage Loan Advertisments
Vanessa G. Perry, Carol M. Motley, and Robert L. Adams, Jr.

A Roll of the Dice: Debt Settlement Still a Risky Strategy for Debt-Burdened Households
Leslie Parrish

Prepurchase Counseling Effects on Mortage Performance: Empirical Analysis of NeighborWorks® America’s Experience
Neil S. Mayer and Kenneth Temkin

Commentary: How Housing Counseling, Financial Education, and Consumer Guardrails Can Support Responsible Borrowers
Sarah Gerecke

Refereed Papers

Housing Decisions Among Low-Income Hispanic Households in Chicago
Laura Carrillo, Mary Pattillo, Erin Hardy, and Dolores Acevedo-Garcia

The Role of Nonprofit Organizations in Homeless Policy Networks: A Research Note
Jesus N. Valero and Hee Soun Jang

Departments

Data Shop: Trend-Spotting in the Housing Market
Nikos Askitas

Graphic Detail: Leveling the Playing Field: School District Spending in Diverse Communities
Alexander Din

Industrial Revolution: Breathing Wall: Concept and Thermal Performance
Zhiqiang (John) Zhai

Foreign Exchange: Promoting Access to Affordable Housing Finance: Morocco’s Fogarim Guarantee Fund and U.S. Housing Finance
Alven Lam and Christopher Feather

Evaluation Tradecraft: Tracking and Interviewing Family Options Study Participants
Debi McInnis and Brenda Rodriguez

Referees 2015–16

 

 

Cityscape is published three times a year by the Office of Policy Development and Research (PD&R) of the U.S. Department of Housing and Urban Development (HUD). Subscriptions are available at no charge and single copies at a nominal fee. The journal is also available on line at https://www.huduser.gov/periodicals/cityscape.html.

PD&R welcomes submissions to the Refereed Papers section of the journal. Our referee process is double blind and timely, and our referees are highly qualified. The managing editor will also respond to authors who submit outlines of proposed papers regarding the suitability of those proposals for inclusion in Cityscape. Send manuscripts or outlines to cityscape@hud.gov.

Opinions expressed in the articles are those of the authors and do not necessarily reflect the views and policies of HUD or the U.S. government.

Visit PD&R’s website, www.huduser.gov, to find this report and others sponsored by PD&R. Other services of HUD USER, PD&R’s Research and Information Service, include listservs, special interest and bimonthly publications (best practices, significant studies from other sources), access to public use databases, and a hotline (1–800–245–2691) for help with accessing the information you need.