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Residential Financing in the Colonias



Release Date: 
January 2004 (97 pages)
Posted Date:   
July 2, 2020



This historic report, prepared for HUD by Perspectiva, ICF Consulting, and Bruce Ferguson, discusses residential financing in U.S.-Mexico border communities called “colonias”. The publication defines colonias as border communities lacking basic infrastructure like paved roads, utility hookups, and standard housing. The report surveys existing communities of this type, discusses the housing-related lending present, and suggests possible programs.


This report is part of the collection of scanned historical documents available to the public.

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Note: Guidance documents, except when based on statutory or regulatory authority or law, do not have the force and effect of law and are not meant to bind the public in any way. Guidance documents are intended only to provide clarity to the public regarding existing requirements under the law or agency policies.