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THE 2010s

Welcome to HUD USER


The decade of the 2010's in housing began with the recovery from the 2007-2008 economic crisis and mortgage market collapse. Total housing starts (single- and multifamily) remained below one million units per year, well below the pre-crisis levels of over 2 million. FHA played a greatly increased role in assisting private lenders to continue to issue mortgage financing with the share or mortgages with FHA insurance rising to over one-third of the market. While Congress debated further potential reforms for the secondary market, Fannie and Freddie remained in federal conservatorship but took on a larger role in stabilizing the market after Wall Street firms retreated from issuing mortgage securities.

At HUD, the Obama Administration placed a renewed emphasis on affordable rental housing policy, implementing the Choice Neighborhoods Initiative and the Rental Assistance Demonstration aimed at recapitalizing the existing assisted rental stock. There was a renewed emphasis on placed based and comprehensive neighborhood revitalization while increasing mobility options for lower-income families, as well as improved coordination between programs at different federal agencies with similar goals for improving neighborhoods.

HUD also joined with the Veterans Administration to announce a goal of ending homelessness among America’s veterans. Major decreases in veterans’ homelessness were achieved as new program responses received support, including the HUD-VA Supportive Housing (HUD-VASH) program and VA’s Supportive Services for Veteran Families program.

And HUD played a lead role in the federal task force and providing assistance to the northeast states to rebuild from the devastation caused by Hurricane Sandy in 2012.


PD&R, “Report to Congress on the Root Causes of the Foreclosure Crisis,” (January 2010).

“Hurricane Sandy Rebuilding Strategy,” Hurricane Sandy Rebuilding Task Force (August 2013)

“HUD FY 2010 Budget: Road Map for Transformation” available at

Research in 2010-2015

Interim Assessment of the HOPE VI Program Cross-Site Report

Study of Rents and Rent Flexibility

Life After Transitional Housing for Homeless Families

Strategies for Improving Homeless People's Access to Mainstream Benefits and Services

Moving to Opportunity for Fair Housing Demonstration Program - Final Impacts Evaluation

Worst Case Housing Needs of People with Disabilities - Supplemental Findings of the Worst Case Housing Needs 2009:Report to Congress

Neighborhood Crime Exposure Among Housing Choice Voucher Households

Housing Choice Voucher Marketing Opportunity Index: Analysis of Data at the Tract and Block Group Level

Evaluation of the Family Self-Sufficiency Program: Prospective Study

Regulatory Barriers to Manufactured Housing Placement in Urban Communities

Expanding Housing Opportunities Through Inclusionary Zoning: Lessons from Two Counties

The FHA Single-Family Insurance Program: Performing a Needed Role in the Housing Finance Market

An Evaluation of Affordable Housing Using the National Green Building Standard

What Happens to Low-Income Housing Tax Credit Properties at Year 15 and Beyond?

Foreclosure Counseling Outcome Study: Final Report Housing Counseling Outcome Evaluation

Veterans Homelessness Prevention Demonstration Evaluation: Interim Report

Developing Choice Neighborhoods: An Early Look at Implementation in Five Sites - Interim Report

An Estimate of Housing Discrimination Against Same-Sex Couples

Housing Discrimination Against Racial And Ethnic Minorities 2012

Study of Household Transition from the Disaster Housing Assistance Program (DHAP-Katrina): Final Report


Final Report Sustainable Construction in Indian Country Initiative

Gender, Neighborhood Context, and Youth Development

Housing for Youth Aging Out of Foster Care

Opportunity Neighborhoods for Latino and African American Children

Study of PHAs’ Efforts to Serve People Experiencing Homelessness

Continuity and Change: Demographic, Socioeconomic, and Housing Conditions of American Indians and Alaska Natives

Discrimination in the Rental Housing Market Against People Who Are Deaf and People Who Use Wheelchairs: National Study Findings

Opting In, Opting Out a Decade Later

Examination of Alternative FHA Mortgage Insurance Programs for Financing Single-Family Rental and Small Multifamily Rental Properties

Effect of QAP Incentives on the Location of LIHTC Properties




Complete HUD Timeline | Download as PDF

line HUD worked with public agencies, private partners, nonprofit, faith-based, and community organizations to expand the availability of affordable housing, to improve structural and living conditions in HUD-insured and assisted rental housing projects, to promote wider affordable rental housing opportunities, and to stabilize and sustain communities.